RAM FINCORP:PERSONAL LOAN APP REVIEW 2024

ram Fincorp is an online instant personal loan app offers tension free, easy, and instant personal loans right at your fingerprints. not only do we provide you with the fastest disbursal ever possible but also low- interest rates. ram Fincorp we are a RBI registered NBFC committed to offering personal credits to salaried professionals. we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle, ram Fincorp loan is provide loans that are available at affordable interest rates due to minimal risk profile. moreover, at ram Fincorp personal loan app we pride . banking is

Ram Fincorp personal loan app review 2024
Ram Fincorp loan app review

experiencing a wave of digitization across the world However, often some banking products such as personal loans require physical interaction. at ram Fincorp personal loan, we have developed a full -stack solution to digitize the entire personal loan process.

ram Fincorp Fincorp loan mission is simple: we want to build a one-of-kind, effortless loan buying platform that allows customers to get a loan easily and affordably. we strive hard to make our customers life easier by providing them quick access to money in a simple way.

RAM FINCORP LOAN MODEL

  • ram Fincorp personal loan app provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement
  • loan amount – 5,000 to 2,00,000
  • interest rate:- up to 36% per annum APR: 36% max
  • late payment fee – as applicable (charged only, if repayment is delayed)
  • processing fee:- up to 5%
  • loan tenure:- 90 days to 365 days
  • pre-closure charges -as applicable

RAM FINCORP PERSONAL LOAN SAMBLE LOAN CALCULATION

  • loan amount: 30,000 at interest rate of 30% P.A.
  • loan duration : 3 months
  • total personal loan interest = 2,250
  • processing fees (PF) +GST= 500+90=590
  • total deductibles (PF+GST): 590
  • in-hand amount: loan amount -total deductibles =30,000-590= 29,410
  • total repayable amount (loan amount +interest):32,250
  • monthly EMI repayable (loan amount +interest/no of EMI’) 10,750
  • PF +GST are deducted upfront during the loan disbursal

ADVANTAGES OF RAM FINCORP PERSONAL LOAN

  • Customised instant online personal loan
  • secure data system
  • instant approval and disbursal
  • transparent process
  • flexible repayment option
  • minimum documentation

RAM FINCORP ELIGIBILITY/DOCUMENT REQUIRED

  • individuals with a minimum monthly income of RS 30,000.
  • Indian residents/citizens who are 21 years and above
  • Ram Fincorp personal loan to apply for the loan applicants would need PANCARDS, Aadhar cards, salary slips (for the last 3 months ), salary account bank statement (3/6 months), and address proof.

SECURITY AND PRIVACY POLICY RAM FINCORO PERSONAL LOAN

  • to guarantee the security of the information shared by our clients we have a highly secure and encrypted system.

TERMS & CONDITION

ram Fincorp personal loan is a unit of R.K. BANSAL finance private limited (NBFC)

CONTACT INFORMATION

  • contact number:- +919899985495
  • official mail id :- info@ramfincorp.com
  • official website:- https://ramfincorp.com/
  • registered & corporate office address:- 4338, PADAM SHINGH ROAD, KAROL BAGH new delhi – 110005