26 Feb, 2025 By Loan Review
Fashion Rupee Loan App: Real or Fake? 7 Day Loan App

Are you considering the Fashion Rupee loan app for a quick financial fix? Think twice before diving in. Marketed as a legitimate 7-day loan app with ties to a registered NBFC, Fashion Rupee promises convenience and transparency. However, its glossy description clashes with customer reviews alleging high interest rates, fraud, and even photo morphing. In this article, we’ll unpack whether Fashion Rupee is a genuine option or a potential scam, diving into its claims, customer feedback, and the broader context of loan app fraud in India.

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What is Fashion Rupee Loan App?

Fashion Rupee positions itself as an intermediary connecting users to its partner NBFC, Jayachelve Financing And Leasing Private Limited, which it claims is registered and regulated by the Reserve Bank of India (RBI). Unlike direct lenders, Fashion Rupee facilitates loans, emphasizing a safe and compliant service. Here’s what the app promises:

Loan Details

  • Loan Amount: ₹5,000 to ₹100,000
  • Maximum Annual Interest Rate (APR): 22%
  • Handling Fee: Up to 1% of the loan amount + 18% GST
  • Repayment Period: 100 to 730 days (though marketed as a 7-day loan app)

Loan Calculation Example

For a ₹20,000 loan with a 180-day term and 20% APR:

  • Handling Fee: ₹200 (1% × 20,000)
  • GST: ₹36 (18% × 200)
  • Interest: ₹1,972.6 (20,000 × 20% × 180/365)
  • Total Loan Cost: ₹2,208.6 (200 + 36 + 1,972.6)
  • Total Repayment: ₹22,208.6 (20,000 + 2,208.6)
  • Monthly Repayment: ₹3,701.4 (22,208.6 ÷ 6)

Key Features

  • 100% online application process
  • Competitive loan amounts and interest rates
  • Transparent and secure processes
  • Absolute information security

Eligibility

  • Indian nationals
  • Age: 20–55 years
  • Stable employment with steady income

At first glance, Fashion Rupee looks appealing. But the claim of being a 7-day loan app conflicts with the 100–730-day repayment period in its description, sowing seeds of confusion. Customer reviews further muddy the waters.

Customer Reviews: Fraud and Photo Morphing Allegations

Despite its polished marketing, Fashion Rupee has drawn sharp criticism from users. Here are two telling reviews:

  • Manohar Manu (5 February 2025):
    “This is a fake app. We just given details and waiting to submit application. Without any response, they kept hold and sent 1200rs. Later they asked me to pay 3200rs. They sent a morphed photo to me and blackmailed to pay. I said, No problem, please give me some Fan base. But still why play store is supporting this app.”
  • Chinthapally Shiva (31 January 2025):
    “Rupees app, highlighting fraud issues and photo morphing. I recently used the Fashion Rupees app and was thoroughly disappointed with my experience. The app, which initially seemed like turned out to be full of issues, mainly concerning fraudulent activities and photo manipulation. Plz don’t install this kind of app (fashion rupees).”

These reviews spotlight serious red flags:

  • Unsolicited Loans: Small amounts credited without consent.
  • Exorbitant Repayments: Demanding ₹3,200 for a ₹1,200 loan suggests hidden fees or sky-high interest rates.
  • Blackmail via Photo Morphing: Using altered photos to harass users into repayment—a tactic linked to predatory apps.

Such experiences clash with Fashion Rupee’s “transparent and secure” branding, raising the question: Is Fashion Rupee legit or a scam?

“know more about : NBFC loan app

Is Fashion Rupee Real or Fake?

To answer this, let’s weigh its claims against the evidence.

NBFC Registration: A Legit Starting Point?

Fashion Rupee ties its legitimacy to Jayachelve Financing And Leasing Private Limited, claiming RBI registration. If true, this offers some credibility—you can verify this on the RBI’s NBFC list. However, registration doesn’t guarantee ethical behavior. Many fraudulent apps hide behind legitimate-sounding affiliations while flouting RBI guidelines.

Conflicting Claims

The app’s description lists repayment terms of 100–730 days, yet it’s marketed as a 7-day loan app with allegedly very high interest rates. This discrepancy suggests either misleading advertising or a bait-and-switch tactic—common among scam apps.

26 Feb, 2025 By Loan Review
Prime Lend Loan App: Real or Fake? Exposing the 7-Day Loan Scam with 300% Interest Rates

In today’s digital age, instant loan apps have become a go-to solution for quick cash in India. Among them, Prime Lend markets itself as a trustworthy platform, claiming to connect users with an RBI-registered NBFC for safe and transparent loans. However, a closer look reveals a starkly different reality: Prime Lend is a predatory 7-day loan app charging around 300% interest rates, designed to trap borrowers in a cycle of debt. This article uncovers the truth behind Prime Lend’s deceptive practices and warns readers to steer clear of this scam.

What Prime Lend Promises: A Facade of Legitimacy

Prime Lend’s Google Play Store description paints an appealing picture. It positions itself as a middleman, not a direct lender, facilitating loans through its trusted NBFC partner, Premjee Truck Finance Co. Pvt. Ltd., an RBI-registered Non-Banking Financial Company. The app highlights its commitment to safety, transparency, and regulatory compliance, offering the following loan features:

  • Loan Term: 120 to 365 days
  • Loan Amount: ₹3,000 to ₹100,000
  • Processing Fee: 1% of the loan amount
  • Maximum APR: 24%

To reinforce its credibility, Prime Lend provides a loan calculation example:

  • Loan Amount: ₹20,000
  • Loan Term: 180 days
  • APR: 18.25% (Daily rate: 0.05%)
  • Processing Fee: ₹200 (1% of ₹20,000)
  • GST on Processing Fee: ₹36 (18% of ₹200)
  • Interest: ₹1,800 (₹20,000 × 180/365 × 18.25%)
  • GST on Interest: ₹324 (18% of ₹1,800)
  • Total Repayment: ₹22,360

The app also lists eligibility criteria—ages 20-55, Indian residency, and stable income—making it seem like a legitimate option for borrowers seeking affordable loans.

The Shocking Reality: 7-Day Loans with Exorbitant Costs

Despite its polished exterior, Prime Lend operates as a bait-and-switch scam. While it advertises loan terms of 120-365 days with a maximum APR of 24%, users report a completely different experience:

  • Short-Term Loans: Instead of the promised tenure, borrowers are offered 7-day loans.
  • Sky-High Interest Rates: The effective interest rate can soar to around 300% annually, far exceeding the advertised 24% cap.
  • Hidden Charges: Beyond the 1% processing fee, users face additional penalties and fees that inflate the total cost.

For example, a ₹5,000 loan over 7 days might incur ₹1,500–₹2,000 in interest and fees—amounting to a repayment nearly double the borrowed amount. Annualized, this translates to an APR of approximately 300%, a predatory rate that traps users in debt.

How Prime Lend Lures and Exploits Users

Prime Lend’s Google Play Store description is a carefully crafted deception. Here’s how it ensnares borrowers:

  • Misleading Terms: The app promises flexible loan tenures but delivers only 7-day repayment periods.
  • Automatic Disbursement: Some users report loans being credited without their consent, forcing them into repayment under tight deadlines.
  • Aggressive Tactics: Missed payments trigger harassment, threats, and even blackmail using personal data accessed through excessive app permissions.
  • Debt Cycle: The high costs and short repayment window push borrowers to take additional loans to settle existing ones, creating a vicious trap.

These practices starkly contradict Prime Lend’s claims of “transparent fees” and “smooth web experience,” exposing its predatory nature.

Is Prime Lend Real or Fake?

Prime Lend isn’t a complete fabrication—it’s a real app with a connection to an RBI-registered NBFC, Premjee Truck Finance Co. Pvt. Ltd. However, this legitimacy is a smokescreen for its fake promises:

  • Deceptive Advertising: The app’s stated terms don’t match the loans it provides.
  • Exploitative Rates: A 7-day loan with costs doubling the principal is nowhere near the advertised 24% APR.
  • User Evidence: Reviews, such as those from Safeloan.in (dated February 2, 2025), report automatic disbursements and blackmail, aligning with scam app behavior.

While Prime Lend operates under the guise of a legitimate platform, its practices mirror those of notorious 7-day loan scams plaguing India.

Prime Lend vs. Legitimate Loan Apps

Compare Prime Lend to genuine loan providers to see the difference:

FeaturePrime LendMoneyviewKreditBee
Loan TermMostly 7 days3–60 months2–15 months
Interest Rate~300% (annualized)15.96%–36% p.a.17%–29.95% p.a.
Processing Fees1% + hidden charges2.5%–4%Up to 6%
TransparencyLowHighHigh
User FeedbackScam reports, threats4.8/5 (Play Store)4.5/5 (Play Store)

Trusted apps like Moneyview and KreditBee offer affordable rates and clear terms, unlike Prime Lend’s exploitative model.

Risks of Using Prime Lend

Beyond financial strain, Prime Lend poses additional dangers:

  • Data Privacy: The app demands access to contacts, photos, and other personal data, which it may misuse for harassment.
  • Legal Violations: Automatic loan disbursements without consent breach lending regulations.
  • Emotional Distress: Aggressive collection tactics can lead to significant stress and fear.

These risks make Prime Lend a hazardous choice for any borrower.

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How to Stay Safe from Prime Lend’s Trap

Protect yourself with these steps:

  1. Check Terms Carefully: Verify the loan tenure and total cost before accepting any offer.
  2. Read Reviews: Search for “Prime Lend loan app review” or “is Prime Lend real or fake” to find user experiences.
  3. Opt for Alternatives: Use RBI-approved apps like Moneyview, KreditBee, or LoanTap for safer loans.
  4. Contact Support: Reach out to mail@affortabletech.com for clarification, but proceed with caution if responses are evasive.
  5. Limit Borrowing: If forced to use it, borrow the minimum to reduce potential losses.

Conclusion: Steer Clear of Prime Lend

Prime Lend may cloak itself in the legitimacy of an RBI-registered NBFC, but its 7-day loans with 300% interest rates reveal its true colors as a predatory scam. Its Google Play Store description is a lure, hiding the harsh reality of its exploitative practices. In 2025, with plenty of transparent loan options available, there’s no need to risk your finances with Prime Lend. Choose trusted platforms, verify terms, and stay informed to avoid falling into this debt trap. Have you faced issues with Prime Lend or similar apps? Share your story below to warn others!

24 Feb, 2025 By Loan Review
Buddy Finance Loan App Review 2025: सच या धोखा? A Fake Loan App Exposed

आजकल लोन ऐप्स का ज़माना है—दो मिनट में पैसा चाहिए? डाउनलोड करो और लो! Buddy Finance भी ऐसा ही एक नाम है जो Play Store पर 4.9 स्टार रेटिंग और 1 लाख से ज़्यादा डाउनलोड के साथ चमक रहा है। ये वादा करता है कि आपको ₹25 लाख तक का पर्सनल लोन या ₹2 करोड़ तक का बिज़नेस लोन आसानी से मिलेगा। लेकिन रुकिए! सच ये है कि Buddy Finance एक फर्जी लोन ऐप है जो लोगों से ₹1,499 की फीस वसूलता है और बदले में कुछ नहीं देता। इस Buddy Finance Loan App रिव्यू 2025 में हम इस धोखे को बेनकाब करेंगे!

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Buddy Finance के वादे और हकीकत

Buddy Finance खुद को आपका पैसों का दोस्त बताता है। बस ₹1,499 में “Vanquis Card” लो और तुरंत लोन पाओ—ऐसा उनका दावा है। कम ब्याज दर (12.99% से शुरू), 5 मिनट में अप्रूवल, और Storrose Vyapaar Pvt. Ltd. जैसी RBI-रजिस्टर्ड NBFC के साथ पार्टनरशिप का ढोंग! सुनने में बढ़िया लगता है, पर सच क्या है? ₹1,499 देने के बाद आपका कार्ड “Inactive” रहता है, लोन का नामोनिशान नहीं। लोग ईमेल करते हैं, फोन करते हैं—कोई जवाब नहीं। और वो 4.9 स्टार रेटिंग? शायद पैसे देकर नकली रिव्यू लिखवाए गए हैं ताकि आप फंस जाएं।

पीड़ितों की सच्ची कहानियां

जिन लोगों ने ठगी का शिकार बना, उनकी बात सुनिए:

  • प्रिया शर्मा (दिसंबर 2024): “मैंने ₹1,499 कार्ड के लिए दिए, पर लोन नहीं मिला। पांच बार support@buddyfinance.in पर मेल किया—कोई जवाब नहीं। ये धोखा है, अपने पैसे मत गंवाओ!”
  • रवि पटेल (जनवरी 2025): “मेरे ₹1,499 लिए और गायब हो गए। न लोन, न जवाब। ये ऐप फर्जी है—दूर रहो!”ये अकेली घटनाएं नहीं हैं। तरीका साफ है: फीस दो, इग्नोर हो जाओ, पैसा गंवाओ। Buddy Finance एक ₹1,499 का सब्सक्रिप्शन घोटाला है जो आपकी मजबूरी का फायदा उठाता है।

Buddy Finance फर्जी क्यों है?

  • लोन नहीं, सिर्फ फीस: ₹1,499 दो, लेकिन लोन का अता-पता नहीं।
  • रेटिंग: 4.9 स्टार रेटिंग में गड़बड़ है—असली यूज़र्स इसे ठगी बोलते हैं, तो तारीफ कौन कर रहा है? शायद पैसे देकर बॉट्स से करवाई गई।
  • ग्राहकों को अनदेखा करना: मेल-कॉल का कोई जवाब नहीं—सच्ची कंपनी पैसे लेकर गायब नहीं होती।
  • NBFC का ढोंग: Storrose Vyapaar Pvt. Ltd. का नाम बस दिखावा लगता है, कोई सबूत नहीं कि वो सच में जुड़े हैं।ये लोन ऐप नहीं, जाल है!

सुरक्षित कैसे रहें

  • Buddy Finance जैसे ऐप्स से बचें। टिप्स: पहले पैसे मांगने वाले ऐप्स को छोड़ दें—असली लेंडर ऐसा नहीं करते।
  • RBI की साइट पर NBFC की सच्चाई जांचें। Play Store
  • रेटिंग पर भरोसा मत करो—फोरम या X पर असली रिव्यू पढ़ें।
  • Bajaj Finance,kreditbee,true balance aur navi जैसे भरोसेमंद ऐप्स चुनें।

ये एक भरोसेमंद ऐप का लिंक है जो आपको कम सिबिल और बिना इनकम के लोन देगा डाउनलोड करें

Buddy Finance Loan App पर अंतिम फैसला ये

Buddy Finance Loan App रिव्यू 2025 चीख-चीखकर कह रहा है: ये एक फर्जी लोन ऐप है जो आपकी जेब साफ करने आया है। ₹1,499 की फीस ठगी है, लोन के वादे झूठे हैं, और कस्टमर सपोर्ट भूत की तरह गायब है। 4.9 स्टार की नकली चमक में मत फंसो—अपने पैसे बचाओ और इस जाल से दूर रहो!

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23 Feb, 2025 By Loan Review
Kashti Loan App Review 2025: Is It the Best Instant Loan Option?

In 2025, the demand for instant personal loans continues to rise in India, with apps like Kashti Loan App gaining attention. Promising quick loans with minimal hassle, Kashti aims to cater to individuals needing urgent funds for personal or business purposes. But is it worth your trust? This Kashti Loan App Review 2025 dives into its features, pros, cons, and legitimacy to help you decide if it’s the right choice for your financial needs. With keywords like Kashti Loan App real or fake trending, let’s uncover the truth.

What is Kashti Loan App?

Kashti Loan App is a digital lending platform offering instant personal loans, business loans, and other financial products. It connects users with RBI-registered NBFCs, ensuring a degree of regulatory oversight. Marketed as a 100% paperless loan app, Kashti boasts fast approvals and disbursals, making it appealing for emergencies. But how does it stack up in practice? Let’s explore its offerings in this detailed Kashti Loan App review

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Key Features of Kashti Loan App in 2025

Here’s what Kashti Loan App brings to the table:

  • Loan Amount: Ranges from ₹1,000 to ₹10,00,000, catering to small and large needs.
  • Quick Disbursal: Funds credited within minutes to hours after approval.
  • Minimal Documentation: Requires basic KYC (Aadhaar, PAN, address proof).
  • Competitive Interest Rates: Starts at 13% per annum, varying by loan type and tenure.
  • Flexible Tenure: Options from 3 months to 60 months.
  • Digital Process: Fully online, no physical paperwork needed. Credit
  • Score Check: Helps users assess eligibility before applying.
Reason Why Kashti Is Best ?

These features position Kashti as a strong contender among instant loan apps in India 2025

How Does Kashti Loan App Work?

Getting started with Kashti is simple:

  • Download the App: Available on Google Play Store or App Store.
  • Register: Sign up using your mobile number and email.
  • KYC Verification: Upload Aadhaar, PAN, and a selfie for instant verification.
  • Loan Application: Choose your loan amount and tenure.
  • Approval & Disbursal: Receive funds in your bank account post-approval.

Kashti Loan App Charges: What You Need to Know

While Kashti promotes affordability, there are costs to consider:

  • Interest Rates: 13%–28% per annum, depending on your credit profile.
  • Processing Fees: 2%–4% of the loan amount, deducted upfront.
  • GST: 18% on processing fees, per Indian law.
  • Late Payment Penalty: Additional charges apply for delayed repayments

Kashti Loan App: Real or Fake?

A burning question in 2025 is, “Is Kashti Loan App legit?” Here’s the breakdown:

  • RBI Compliance: Kashti partners with RBI-registered NBFCs, lending credibility.
  • Data Security: Claims to use encryption to protect user data.
  • User Reviews: Mixed feedback—praise for quick disbursals, criticism for high fees and customer support delays.
  • Red Flags: No major scam reports, but some users complain of unexpected deductions.

Compared to notorious fake loan apps, Kashti appears safer, but caution is advised. Always verify terms before proceeding.

Pros of Kashti Loan App

  • Fast Processing: Ideal for urgent cash needs.
  • User-Friendly Interface: Easy navigation for all users.
  • No Collateral: Unsecured loans with no asset pledging.
  • Wide Loan Range: Suits diverse financial requirements.
  • Regulatory Backing: Ties with NBFCs add trust.

Cons of Kashti Loan App

  • High Charges: Processing fees and interest can pile up.
  • Short Tenure Pressure: Short-term loans may strain repayment.
  • Customer Support: Some users report slow responses. Limited
  • Transparency: Full terms not always clear upfront.
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Eligibility Criteria for Kashti Loan App

To qualify in 2025,

  • you need: Indian citizenship
  • Age: 21+
  • Steady monthly income (minimum ₹15,000)
  • Valid KYC documents

Kashti Loan App User Reviews 2025User feedback offers real insights:

  • Positive: “Got ₹20,000 in 10 minutes—lifesaver for medical bills!”
  • Negative: “Hidden fees ate into my loan amount—disappointing.”
  • Neutral: “Fast, but customer care needs improvement.”

Conclusion: Should You Use Kashti Loan App in 2025?

This Kashti Loan App Review 2025 reveals a platform with strong potential—fast, digital, and accessible. Its NBFC partnerships and paperless process are big wins, but high charges and mixed reviews suggest it’s not flawless. If you need an instant personal loan and can handle the fees, Kashti is worth a shot. However, for lower costs or better support, explore alternatives.

Have you tried Kashti Loan App? Share your experience below!

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23 Feb, 2025 By Loan Review
Score Pro Credit Manager Loan App Review 2025: Is It Real or Fake?

In today’s fast-paced digital world, instant loan apps promise quick cash solutions for urgent needs. One such app making rounds in 2025 is the Score Pro Credit Manager Loan App. Marketed as a credit management and loan facilitation platform, it claims to provide hassle-free loans. But is it trustworthy? This Score Pro Credit Manager Loan App review 2025 dives deep into its features, charges, and red flags to determine if it’s a real loan app or a fake 7-day loan app designed to trap users.

With rising concerns about fake loan apps in India, it’s crucial to scrutinize apps like Score Pro before sharing personal information. Let’s explore whether this app is a genuine financial tool or a scam preying on unsuspecting users.

score pro credit Manager loan app
{score Pro Credit Manager Loan App)

What is Score Pro Credit Manager Loan App?

Score Pro Credit Manager positions itself as a credit management tool that connects users to loan options. It promises quick loan approvals, often within minutes, targeting individuals needing urgent funds. However, its 7-day loan tenure and questionable practices raise eyebrows. Unlike RBI-approved loan apps, Score Pro’s operations lack transparency, making users question: Is Score Pro Credit Manager Loan App legit?

How Does Score Pro Credit Manager Work?

Here’s how the app typically operates

  • Download & Registration: Users download the app and register with basic details.
  • Loan Application: Apply for a small loan, e.g., ₹4500.
  • Disbursal: Only a fraction of the requested amount (e.g., ₹2700) is credited.
  • Repayment: Repay the full amount plus exorbitant charges within 6-7 days.
  • Permissions: The app demands access to your contact list, photos, and other sensitive data

This pattern aligns with tactics used by fake loan apps that exploit users with hidden charges and short repayment windows.

Key Features and Red Flags

features

  • Quick Approval: Loans approved in minutes
  • Small Loan Amounts: Offers loans as low as ₹4500.
  • Short Tenure: 7-day repayment period.

Red Flags

  • High Charges: For a ₹4500 loan, only ₹2700 is disbursed, with the rest deducted as processing fees or interest upfront.
  • Contact List Access: Requests unnecessary permissions, risking data misuse.
  • No RBI Registration: No clear evidence of affiliation with RBI-registered NBFCs.
  • Short Repayment Window: Forces users into a 6-7 day repayment trap, often leading to harassment if unpaid.

These traits mirror common fake 7-day loan app practices, raising serious doubts about its legitimacy.

User Experience and Complaints

  • Harassment: Threats via calls or morphed images if repayment is late.
  • Unsolicited Loans: Funds credited without consent, followed by repayment demands.
  • Poor Support: No responsive customer service to address issues.

These complaints echo experiences with other fake 7-day loan apps in India, reinforcing suspicions about Score Pro Credit Manager Loan App

How to Spot Fake Loan Apps Like Score Pro Credit Manager Loan

To avoid falling victim to apps like Score Pro Credit Manager, watch for these signs:

  • No RBI Approval: Check if the app is linked to an RBI-registered NBFC.
  • Unrealistic Promises: Instant loans with no credit checks are a red flag.
  • Excessive Permissions: Avoid apps asking for contact list access or photo gallery permissions.
  • Hidden Fees: Legit apps disclose all charges upfront.
  • Poor Reviews: Search online for user feedback before downloading most important you should always check critical Reviews

Alternatives to Score Pro Credit Manager Loan

If you need a quick loan, opt for trusted apps:

  • KreditBee: RBI-approved, transparent fees.
  • Fibe: Fast disbursal, no hidden charges.
  • MoneyTap: Flexible credit line with clear terms.
  • True Balance Loan App
  • These apps prioritize user safety and comply with regulatory standards, unlike Score Pro.

Conclusion: Should You Use Score Pro Credit Manager Loan App in 2025?

This Score Pro Credit Manager Loan App review 2025 concludes that it’s likely a fake 7-day loan app. With excessive charges, data privacy risks, and no regulatory backing, it’s a risky choice for borrowers. Stick to RBI-approved loan apps to ensure a safe and transparent borrowing experience. Have you encountered Score Pro or similar apps? Share your thoughts below and stay cautious!

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23 Feb, 2025 By Loan Review
SwipeLoan Loan Review : क्या ये ऐप फर्जी है?

SwipeLoan ek online “loan facilitator” platform hai jo users ko minutes mein instant credit provide karta hai. Yeh Salora Capital Ltd aur NSMK INVESTMENTS PVT LTD ka loan product hai, dono RBI ke under registered NBFCs hain. Abhi full loan application process development mein hai, lekin hum aapko hamare current services aur features ke baare mein batane ke liye excited hain, jo future updates mein aur bhi expand honge.

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Key Features (Swipe Loan)

  • KYC Verification: Apne KYC process ko easily complete karein by uploading ID proof, address proof, aur PAN card. Yeh feature abhi active hai.
  • Credit Score Check: Loan apply karne se pehle apna credit score check karein.
  • DMAT Account Opening: Internal web URL ke through DMAT account banayein.
  • Business Loan Application: Business loan ke liye internal web URL se apply karein.
  • Insta Fund: Click karein aur available NBFCs dekhein, phir unmein apply karein.

Note: Loan application, disbursal, aur repayment features jald hi launch honge. Updates ke liye bane rahiye!

Swipe App Fees and Charges

  • Loan Amount: ₹5000 se ₹50000 tak
  • Minimum Loan Tenure: 91 days
  • Maximum Loan Tenure: 365 days
  • Maximum APR: 35% per annum
  • Processing Fee: ₹500 se ₹5000 (tenure aur amount ke hisaab se)
  • GST: Processing fee pe 18% (Indian law ke mutabik)

Kyun Na Choose Karein Swipe Loan?

  • Very High Interest Interest Rates: high Competitive rates pe affordable loans.
  • Low Processing: Online apply karein aur 1 hour mein paisa bank mein payein.
  • Easy Repayment: Flexible repayment options. 100% Paperless: Koi physical documents ki zarurat nahi.
  • No Safe & Secure: ये आपका कॉन्टैक्ट का डेटा चुराती है Aapka data secure hai aur process transparent hai.
  • Collateral Free: Loan ke liye koi guarantee nahi chahiye.

क्या हमें Swipe app से लोन चाहिए ?

इस लोन ऐप से आपको बिल्कुल भी लोन नहीं लेना चाहिए क्योंकि एक लोन ऐप पूरी तरह से फर्जी है क्योंकि ये आपका डेटा ले कर आपको परेशान कर सकती है और आपको केवल 7 दिन का लोन देती है इसलिए मैं कभी नहीं चाहूंगा कि आप इस लोन ऐप से लोन ले आपको इससे अच्छी लोन ऐप मैं बताऊंगा जिससे आप 5000₹ से 2 लाख का लोन तुरंत ले सकते है

Apply NBFC Loan Here 🔗🖇️

Eligibility Criteria swipe loan app

  • Aapko Indian national hona chahiye.
  • Umar 21 se zyada honi chahiye.
  • Steady monthly income honi chahiye.
  • Annual household income ₹3,00,000 se zyada honi chahiye (sabhi sources se). “Household” ka matlab hai ek family unit – husband, wife, aur unmarried children jo 21 se bade hain.

FAQ: Frequently Asked Question?

  • Swipe Loan app real or fake
  • Is Swipe Loan app legit
  • Swipe Loan app review
  • Swipe Loan app scam or genuine
  • Swipe Loan app trustworthy
  • Swipe Loan app authenticity
  • Swipe Loan app safe or not
  • Swipe Loan loan app fraud
  • Swipe Loan app verification
  • Swipe Loan app reliability
  • Is Swipe Loan app real or fake in India
  • Swipe Loan app real user reviews
  • How to check if Swipe Loan app is legit
  • Swipe Loan app scam complaints
  • Swipe Loan instant loan app genuine or fake
  • Swipe Loan NBFC registration
  • Swipe Loan app KYC process
  • Swipe Loan loan app interest rates
  • Swipe Loan app customer reviews
  • Swipe loan app security
  • can I trust SwipeLoan app? Is
  • Swipe Loan app approved by RBI?
  • Does Swipe Loan app really give loans?
  • Is Swipe Loan app a scam app?
  • How safe is Swipe Loan app for loans?
  • Swipe Loan app sach ya jhooth
  • Swipe Loan app safe hai ya nahi
  • SwipeLoan app asli ya nakli
  • Swipe Loan loan app real ya fake
  • Swipe Loan app par bharosa kar sakte hain?
22 Feb, 2025 By Loan Review
RingLine Loan App Real or Fake : RingLine App Review

Hi guys if you want to know about ring line loan application so I wanted to tell you that this application is totally fraud application and this application will ask for 449 rupees as well as 299 as a service charge after getting this money then never give loan. Ring line loan application is totally scam application and froad applications don’t install this applications otherwise they take your personal data as well as your money

RingLine Loan App Scam Burst

look it that they are asking money for the name of first time transaction fees don’t pay a single penny and because they never give money

Know the Reality of RingLine Loan App

watch the reality of ringline loan app

What Can I Do If I paid : क्या करे अगर हमने पैसे भर दिए

if you paid service charge then you need to complain on cyber crime department so that they will block this loan app and as well as you need file complain on play store

अगर दोस्तों आपने भी पैसे दे दिया तो आप लोगों को दोस्तों सबसे पहले आपको साइबर सेल में complaint करनी है और Google play store को भी सूचना देनी है

रिंगलाइन लोन Ringline App Customer Review

22 Feb, 2025 By Loan Review
BenevoLend Loan Review 2025 : New Digital Loan Platform

Are you looking for a fast, secure, and transparent way to meet your financial needs? BenevoLend is here to redefine how you access personal loans in India. Operated by BENEVOLENT BPO SERVICES (OPC) PRIVATE LIMITED and powered by our trusted loan provider, JAI BABA FINANCE COMPANY PRIVATE LIMITED, we offer a seamless digital lending experience that puts you in control.

Benevolent Loan App

Who Benevolent Are?

JAI BABA FINANCE COMPANY PRIVATE LIMITED is a certified Non-Banking Financial Company (NBFC) compliant with Indian regulations. Specializing in personal loan services, this trusted NBFC has authorized BenevoLend to simplify the lending process for you. Whether it’s an emergency expense or a planned purchase, we make borrowing quick and hassle-free.

Our Loan Offerings At BenevoLend

we provide affordable and flexible loan options designed to suit your budget:

  • Loan Amount: ₹1,000 to ₹1,00,000
  • Daily Interest Rate: Starting at 0.05%
  • Loan Tenure: 90 to 180 days
  • Maximum APR: 18.25% Service Fee: 0-5% (includes 18% GST)

Why We Should Not Choose BenevoLend?

Here’s why thousands of customers trust us as their go-to digital loan platform:

  • Fast Loan Approvals Skip the long wait times. With BenevoLend, get instant loan approvals and funds disbursed to your bank account in minutes.
  • Very High Interest Rates Enjoy competitive rates starting at just 0.05% per day—among the most affordable in the market.
  • 7 to 14 day Repayment Plans Tailor your loan tenure between 7 and 14 days to match your financial goals.
  • So Many Hidden Fees No Transparency is our promise. Our service fees (0-5%, inclusive of GST) are clearly outlined upfront.
  • Low Level Security Your data is safe with us, thanks to advanced encryption and robust privacy protocols.

How to Get a Loan with BenevoLend

Getting started is simple and quick:

  • Sign Up: Register with your basic details on our platform.
  • Verify Identity: Complete a fast KYC process using your Aadhaar and PAN card.
  • Apply: Select your loan amount and tenure.
  • Instant Approval: Once verified, funds hit your account instantly.
  • Repay Easily: Manage repayments flexibly via our app.

Benevolend Loan App Customer Reviews

Benevolend Loan direct link
14 Feb, 2025 By Loan Review
10 Best Personal Loan Apps Without Income Proof 2025

Life is full of surprises, and not all of them are pleasant. Whether it’s a medical emergency, urgent home repair, or an unexpected expense, sometimes you need funds fast—even if you lack traditional income proof. Freelancers, gig workers, or those with irregular income often face hurdles when applying for loans. Fortunately, several digital lending platforms now offer personal loans without requiring salary slips or formal income documents. Here’s a curated list of the **10 best personal loan apps without income proof 2025 ** to help you bridge the gap during crunch times.

Why Opt for Loan Apps Without Income Proof?

Traditional lenders rely heavily on salary slips and employment verification, leaving self-employed individuals or cash-earners in a bind. Modern fintech apps, however, use alternative data—like bank statements, credit behavior, or even social profiles—to assess eligibility. Benefits include:

✅Ring Power Personal Loan

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  • Key Features: Offers a credit line up to ₹5 lakh. Uses bank statements and credit scores for approval.
  • Interest Rate: 1.08% per month onward.
  • Tenure: Up to 36 months.
  • Eligibility: Salaried or self-employed with a bank account.

2. KreditBee

“Use Code” DSA100

For 100% Off in Processing fee

  • Key Features: Loans up to ₹4 lakh for salaried and self-employed individuals. Analyzes alternate data like education and employment history.
  • Interest Rate: Starts at 0.9% per month.
  • Tenure: 2–15 months.
  • Eligibility: Ages 21–50 with a bank account.

3. Olyv ( SmartCoin) Online

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  • Key Features: Instant loans up to ₹4 lakh using AI-driven checks on social profiles and SMS bank data.
  • Interest Rate: 2.5% monthly (30% APR).
  • Tenure: Up to 18 months.
  • Eligibility: Salaried professionals aged 25+ with a minimum ₹15,000 monthly income.

4. Fibe : Best Personal Loan

  • Key Features: Loans up to ₹5 lakh. Considers bank transaction history for freelancers.
  • Interest Rate: 0.9–2.4% per month.
  • Tenure: 3–24 months.
  • Eligibility: Must have a bank account with 3+ months of transaction history.

5. PaySense

  • Key Features: Disburses up to ₹5 lakh using bank statements and credit history.
  • Interest Rate: 1.4–2.5% per month.
  • Tenure: 3–36 months.
  • Eligibility: Ages 21–60 with a stable income source.

6. Navi Loan App

  • Key Features: Offers loans up to ₹20 lakh. Uses health records and spending habits for assessment.
  • Interest Rate: Starts at 1.5% per month.
  • Tenure: Up to 24 months.
  • Eligibility: Requires a credit score of 650+
Apply Now Navi Loan

7. Nira

  • Key Features: Small-ticket loans (up to ₹1 lakh) via bank account analysis.
  • Interest Rate: 1.5–2.5% per month.
  • Tenure: 3–12 months.
  • Eligibility: Ages 22–55 with a monthly income of ₹15,000+.

8. Olyv(Formerly Smartcoin)

  • Key Features: Loans up to ₹5 lakh based on bank transaction patterns.
  • Interest Rate: 1.5–2.5% per month.
  • Tenure: 3–36 months.
  • Eligibility: Bank account with 6+ months of activity.

9. mPokket

  • Key Features: Targets students and young professionals. Loans up to ₹45,000 with minimal docs.
  • Interest Rate: 0–4% processing fee.
  • Tenure: 1–3 months.
  • Eligibility: Ages 18–35 with a college ID or part-time job.

10. LoanFront

  • Key Features: Fast approval (15 minutes) for loans up to ₹2 lakh. Uses bank statements for verification.
  • Interest Rate: 2–3% per month.
  • Tenure: 3–12 months.
  • Eligibility: Monthly income of ₹12,000+.

Things to Consider Before Applying

  1. Interest Rates: These loans often have higher rates than traditional options. Compare APRs.
  2. Hidden Charges: Check processing fees, prepayment penalties, or late fees.
  3. Repayment Tenure: Ensure the EMI fits your budget.
  4. App Credibility: Read reviews and confirm the app is RBI-compliant (for India).
Defaulter Loan App : Apply Now
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