21 Apr, 2025 By Loan Review
2025 ka Sabse Zabardast Personal Loan App: Bina Income Proof aur Cibil Score ke Milega Instant Loan!

Aaj ke time mein paisa har kisi ke sapno ka ek bada hissa ban chuka hai. Chahe baat ho ek nayi dukaan kholne ki, medical emergency ka kharcha uthane ki, ya phir apne dream vacation ke liye saving karne ki, paise ke bina har plan adhura sa lagta hai. Lekin kya karein jab bank aur traditional lenders aapko loan dene se mana kar dein, kyunki aapke paas income proof nahi hai ya Cibil score kam hai? Yahan tak ki agar aapka Cibil score bilkul zero ya “Not Available” hai, toh banks toh aapko dekhte hi darwaza band kar dete hain! Par tension lene ki zarurat nahi, kyunki 2025 ek aisa loan app leke aaya hai jo aapki life ko ekdum badal sakta hai—wo bhi bina kisi income proof ya Cibil score ke! Is article mein hum aapko ek aise magical app ke baare mein batayenge jo aapki financial problems ko chhutki mein solve kar sakta hai. Lekin iska naam? Woh toh hum bilkul last mein reveal karenge, thodi si curiosity toh banta hai!

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Bina Cibil aur Income Proof ke Loan: Sach ya Jhooth?

Agar aap soch rahe hain ki bina Cibil score aur income proof ke loan milna impossible hai, toh aap ekdum galat hain! 2025 mein technology ne financial world ko ek nayi disha di hai. Ab woh purane zamane ke tareeke nahin chalein jab aapko bank mein line lagani padti thi, dher saare documents dikhane padte the, aur phir bhi loan reject ho jata tha. Aaj ke digital loan apps ne rules hi badal diye hain. Ye apps Cibil score ko bypass karte hain aur aapki creditworthiness ko naye tareeke se check karte hain.

Toh yeh apps aapko loan ke liye eligible kaise maante hain? Iske peeche hai alternative data ka kamaal! Ye apps aapke bank account ke transactions, online shopping history, mobile bill payments, aur kabhi-kabhi toh aapke social media activity ko bhi dekhte hain. Agar aap apne utility bills ya phone recharge time pe karte hain, ya aapke bank account mein regular transactions dikhte hain, toh yeh apps aapko loan dene ke liye taiyaar ho jate hain. Aur sabse badi baat? Yeh process itna fast hai ki aap apni coffee pee rahe ho aur uske khatam hone se pehle aapka loan approve ho sakta hai!

2025 mein Is App ke Kya Hain Features?

Yeh naya loan app 2025 mein apne unique features ke wajah se sabka dil jeet raha hai. Aaiye dekhte hain iski kuch khas baatein:

  1. Instant Approval: Bas 5-10 minute mein aapka loan approve! Na koi lambi paperwork, na hi ghanto ka intezar.
  2. Minimum Documents: Sirf Aadhaar card, PAN card, aur ek selfie—bas yahi chahiye. Na koi salary slip, na ITR.
  3. Flexible Loan Amount: Aap 5,000 se lekar 1.25 lakh tak ka loan le sakte hain, aur repayment tenure 3 se 12 mahine tak choose kar sakte hain.
  4. No Cibil Check: Chahe aapka Cibil score 300 ho, -1 ho, ya bilkul na ho, is app ko koi farak nahi padta. Yeh aapki current financial habits pe focus karta hai.
  5. 24/7 Access: Subah 6 baje ya raat ke 3 baje, jab bhi aapko paiso ki zarurat ho, yeh app hamesha ready hai.
  6. Transparent Terms: Koi chhupa hua charge nahi. Interest rates 2.4% per month se shuru hote hain, aur saari conditions pehle hi clear kar di jati hain.
  7. User-Friendly Interface: App itna simple hai ki ekdum naye smartphone user bhi ise aasani se use kar sakte hain.

Kaise Kaam Karta Hai Yeh App?

Yeh app ek high-tech algorithm ka use karta hai jo aapki financial stability ko judge karta hai. Traditional banks Cibil score aur income proof pe depend karte hain, lekin yeh app alag hai. Iske liye aapke daily transactions, bill payments, aur banking habits kaafi hain. For example, agar aap apne phone ka bill ya electricity bill time pe pay karte hain, toh yeh app samajh jata hai ki aap responsible ho aur loan repay kar sakte ho.

Iske alawa, yeh app RBI-registered NBFCs ke saath partnership mein kaam karta hai, jo iski credibility ko aur badhata hai. Yani aapka data safe hai aur aap kisi fraud ka shikar nahi honge. Aur toh aur, is app ka approval rate bhi kaafi high hai, kyunki yeh chhote aur medium loans pe focus karta hai, jo aam aadmi ke liye perfect hain.

Kya Hain Iske Fayde?

Is app ke itne saare benefits hain ki aap hairan reh jayenge:

  • Newbies ke liye Perfect: Agar aapne kabhi loan nahi liya ya aapka Cibil score nahi hai, toh yeh app aapke liye ek golden opportunity hai.
  • Emergency ke liye Best: Medical bills, urgent repairs, ya last-minute travel—yeh app har situation mein kaam aata hai.
  • Credit Score Build Karo: Agar aap apne EMIs time pe pay karte ho, toh yeh app aapka credit score improve karne mein bhi madad karta hai.
  • No Middleman: Direct app se loan milta hai, toh koi agent ya broker ke chakkar mein nahi padna.
  • Small Businesses ke liye Vardan: Agar aap ek chhota sa business shuru karna chahte ho, toh yeh app aapko initial funding de sakta hai.

Lekin Thodi Si Savdhani Bhi Zaruri Hai!

Har cheez ke saath thodi si responsibility bhi aati hai, aur yeh loan app bhi isse alag nahi. Bina Cibil aur income proof ke loan milna ek badi suvidha hai, lekin iske kuch risks bhi hain:

  • High Interest Rates: Banks ke comparison mein in apps ke interest rates thode high hote hain—18% se 54% per year tak. Isliye hamesha apni repayment capacity check karein.
  • Penalty Charges: Agar aap EMI time pe nahi chukate, toh late fees aur penalties lag sakti hain, jo aapke budget ko bigaad sakti hain.
  • Data Privacy: Hamesha check karein ki app RBI-approved NBFC ke saath kaam karta ho, warna aapka personal data misuse ho sakta hai.
  • Over-Borrowing: Zyada loan lene ka lobh na karein. Sirf utna hi loan lein jitna aap asani se repay kar sakte ho.

Kaun Use Kar Sakta Hai Yeh App?

Yeh app almost har kisi ke liye hai, lekin kuch basic requirements hain:

  • Aapki age 21 se 59 saal ke beech honi chahiye.
  • Aapke paas valid Aadhaar aur PAN card hona chahiye.
  • Ek active bank account aur mobile number zaroori hai.
  • Indian citizen hona chahiye.

Is app ka sabse bada plus point yeh hai ki yeh students, freelancers, small business owners, aur even housewives ke liye bhi perfect hai. Chahe aapka koi fixed income source na ho, yeh app aapko financially empower karta hai.

Kaise Apply Kare? Step-by-Step Guide

Ab aaiye jante hain ki is app se loan lene ka process kya hai. Yeh itna simple hai ki aap ghar baithe, apne phone se sab kuch kar sakte hain:

  1. App Download Karein: Google Play Store ya App Store se app download karein.
  2. Sign Up Karein: Apne mobile number aur email ID se register karein. Ek OTP ke through verify karna hoga.
  3. KYC Complete Karein: Aadhaar card, PAN card, aur ek selfie upload karein. Aadhaar-linked OTP se verification ho jayega.
  4. Loan Offer Dekhein: App aapke bank details aur alternative data ke basis pe aapko loan offers dikhayega. Aap apni zarurat ke hisaab se amount aur tenure select karein.
  5. Paisa Prapt Karein: Loan approve hone ke baad paisa direct aapke bank account mein transfer ho jayega—kabhi kabhi toh 15-30 minute ke andar!

Real-Life Examples

Chaliye, kuch real-life scenarios dekhte hain jahan yeh app kaam aa sakta hai:

  • Rohan, ek Freelancer: Rohan ek graphic designer hai jisko ek naye laptop ki zarurat thi. Lekin uska Cibil score nahi tha aur banks ne uska loan reject kar diya. Is app ke through usne 50,000 ka loan liya aur apna business grow kiya.
  • Priya, ek Student: Priya ko apne college fees ke liye 20,000 ki zarurat thi. Uske paas koi job nahi thi, lekin is app ne uske regular phone bill payments ke basis pe loan diya.
  • Amit, ek Shopkeeper: Amit ko apni dukaan ke liye extra stock kharidna tha. Is app se usne 80,000 ka loan liya aur apna business double kar liya.

Yeh App Kyun Hai Sabse Alag?

Yeh app na sirf loan deta hai, balki aapki financial journey ko empower karta hai. Iska focus hai un logon pe jo traditional banking system se bahar reh jate hain. Students, new entrepreneurs, ya woh log jo abhi credit world mein naye hain, sabke liye yeh ek game-changer hai. Plus, iska user-friendly design aur quick response time ise har age group ke liye perfect banata hai.

Iske alawa, yeh app aapko financial discipline sikhata hai. Agar aap apne EMIs time pe pay karte hain, toh aapka credit score bhi improve hota hai, jo future mein bade loans ke liye kaam aata hai. Yani yeh app na sirf aaj ke liye hai, balki aapke kal ko bhi better banata hai.

Toh Kya Hai Is App ka Naam?

Ab suspense khatam karne ka time aa gaya hai! Yeh revolutionary loan app hai—True Balance! Ji haan, True Balance ek aisa digital lending platform hai jo RBI-registered NBFCs ke saath kaam karta hai aur bina Cibil score ya income proof ke loans deta hai. Iska simple interface, fast processing, aur transparent policies ne ise 2025 mein India ka favorite loan app bana diya hai.

Last Mein Ek Advice

True Balance jaise apps aapki life ko asaan bana sakte hain, lekin hamesha smartly borrow karein. Loan lene se pehle app ki terms and conditions dhyan se padhein. Interest rates, processing fees, aur repayment schedule ko samajh lein. Aur sabse badi baat, sirf utna hi loan lein jitna aap asani se repay kar sakte ho. Financial freedom pane ka yeh ek shandaar tareeka hai, bas thodi si planning ke saath!

Toh ab wait kis baat ka? True Balance abhi download karein aur apne sapno ko hakikat mein badle. Lekin yaad rakhein—loan lena ek badi zimmedari hai. Apne budget ka dhyan rakhein aur hamesha RBI-approved platforms ka hi use karein.

Disclaimer: Loan lene se pehle True Balance ki official website ya app pe saari details check karein. Interest rates aur charges aapke loan amount aur profile ke hisaab se alag-alag ho sakte hain. Hamesha safe aur verified platforms ka use karein.

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13 Apr, 2025 By Loan Review
CreditSea Connect Loan App Review: Kya Yeh Sach Mein Best Hai?

Aajkal loan apps ka craze badh raha hai, aur har koi ek aisa app dhoondh raha hai jo quick loan de aur bharosemand ho. CreditSea Connect Loan App ek naya naam hai jo Play Store pe dikh raha hai. Iska description aur user reviews ke basis pe hum iski ranking aur asliyat ko samajhenge. Kya yeh app top loan apps mein jagah bana sakta hai? Chalo, dekhte hain iska Hinglish review!

CreditSea Connect Kya Hai?

CreditSea Connect ek personal loan app hai jo 2 March 2025 ko launch hua. Yeh Android 5.0 ya usse upar ke devices pe chalta hai aur 1,000+ downloads ke saath kaafi dhyan kheench raha hai. App ka size sirf 27 MB hai aur yeh version 1.0.1 mein hai, jo 29 March 2025 ko update hua. Iska content rating 3+ hai, matlab yeh har age group ke liye safe hai. Developer CreditSea ke dwara offered, yeh app loan ke saath-saath side income ka bhi option deta hai, jaisa ki reviews mein dikhta hai.

Lekin kya yeh app sach mein itna acha hai jitna dikhta hai? Aaiye iske pros, cons, aur user feedback ke saath ranking dekhein.

Features of CreditSea Connect

Description ke hisaab se, CreditSea Connect ka focus simple aur fast loan process pe hai. Yeh app personal loans ke liye banaya gaya hai, aur isme kuchh alag features bhi hain jo reviews se pata chalte hain:

  • Quick Loan Approval: Users kehte hain ki loan jaldi approve hota hai.
  • Side Income Opportunity: App refer-and-earn model deta hai, jisme aap doosron ke loan applications bhar ke reward kama sakte hain.
  • Lightweight App: 27 MB ka size chhote phones pe bhi easily chalta hai.
  • Wide Compatibility: Android 5.0 ya usse upar ke devices pe kaam karta hai.

Lekin, iska description mein details kam hain, jaise interest rates, loan amount, ya repayment tenure. Yeh ek bada sawal hai jo ranking pe asar daalta hai.

User Reviews: Sach Kya Hai?

CreditSea Connect ke reviews mixed hain, jo iski ranking ko samajhne mein madad karte hain. Yahan 5-star aur 1-star reviews ka quick overview hai:

5-Star Reviews: Log Kyun Pasand Kar Rahe Hain?

  • Geeta Singh (3 April 2025): “Good app for loan and easy fast approved.” Geeta ko loan approval ka fast process pasand aaya.
  • TARUSH GUPTA (5 April 2025): “CreditSea Connect help me to have some side income on daily basis.” Tarush ne side income ke option ki tareef ki.
  • Anonymous User (3 April 2025): Ek user ne bataya ki unhone app ko side income ke liye try kiya aur 2 din mein earning shuru ho gayi. Unhe refer-and-earn system pasand aaya, jisme doosron ke loan applications bharne pe reward milta hai.
  • DIGITAL RJ (3 April 2025): Bas “good” kaha, jo positive feedback dikhata hai.

In reviews se lagta hai ki app ka loan process fast hai aur side income ka option kaafi logon ko attract kar raha hai. Yeh app ko top loan apps ke liye ek acha candidate banata hai.

1-Star Reviews: Kya Problem Hai?

  • Jk Rakesh Jakkena (5 April 2025): “Bad experience services…” Rakesh ne service ke saath kharab experience share kiya, lekin details nahi diye.
  • Doli Ahmed (5 April 2025): “Bakwas app subhe se aavi tak review me hi hai,,,, faltu app..” Doli ko app waste of time laga aur unhone review process mein issue bataya.

Yeh negative reviews dikhate hain ki kuchh users ko app ke services mein dikkat aayi, jaise slow processing ya customer support ki kami. Yeh app ki ranking ko thoda neeche la sakta hai.

Pros of CreditSea Connect

  • Fast Approval: Kai users ne loan approval ke speed ki tareef ki.
  • Side Income Ka Mauka: Refer-and-earn system se daily earning ka option.
  • User-Friendly: Chhota size aur simple interface, low-end phones ke liye acha.
  • New aur Growing: 1,000+ downloads ke saath app ka craze badh raha hai.

Cons of CreditSea Connect

  • Limited Info: Description mein interest rates, loan limits, ya terms clear nahi hain.
  • Mixed Reviews: 1-star reviews se service issues ka pata chalta hai.
  • Naya App: Sirf 1 mahine purana, to long-term reliability pe doubt hai.
  • Customer Support: Negative reviews mein support ke baare mein shikayat.

Ranking: Kahan Khada Hai CreditSea Connect?

Ab sawal yeh hai ki CreditSea Connect ko top loan apps mein kitna rank dena chahiye? Yahan ek fair ranking ka analysis hai:

  1. Ease of Use (4/5): App ka size chhota hai aur interface simple lagta hai. Android 5.0 ke phones pe bhi chalta hai, jo bada plus hai.
  2. Loan Approval Speed (4/5): 5-star reviews ke hisaab se loans jaldi approve hote hain, lekin 1-star reviews ke slow processing ke claims isse thoda kamzor karte hain.
  3. Side Income Feature (4.5/5): Refer-and-earn model kaafi unique hai aur users ko pasand aa raha hai. Yeh app ko alag banata hai.
  4. Transparency (2.5/5): Interest rates, loan amounts, ya repayment terms ke baare mein description mein kuchh nahi hai, jo bada minus hai.
  5. Reliability (3/5): Naya app hone ke wajah se thodi uncertainty hai. Mixed reviews bhi trust pe asar daalte hain.

Total Score: 18/25 (3.6/5)
CreditSea Connect ek promising app hai, lekin abhi kaafi improvements ki zarurat hai. Yeh top 10 loan apps mein shayad 7th ya 8th rank pe aaye, kyunki iske fast approval aur side income ke features acha impact daalte hain, par transparency aur service issues usse upar nahi jaane dete.

Top Loan Apps Ke Saath Comparison

Agar hum CreditSea Connect ko doosre popular apps jaise KreditBee ya MoneyView se compare karen, to yeh baatein samne aati hain:

  • KreditBee: Zyaada transparent hai, loan amounts aur rates clear hain, lekin side income ka option nahi.
  • MoneyView: Low credit score wale users ke liye acha, par CreditSea jaisa refer-and-earn nahi deta.
    CreditSea Connect ka unique selling point uska side income model hai, jo isse alag banata hai, lekin details ki kami isse peeche rakhti hai.

Kya Aapko CreditSea Connect Try Karna Chahiye?

Agar aap ek aisa app dhoondh rahe hain jo fast loan de aur saath mein side income ka mauka, to CreditSea Connect ek try ke layak hai. Lekin, in baaton ka dhyan rakhein:

  • Details Check Karo: Loan lene se pehle interest rates aur terms confirm karen.
  • Reviews Padhein: Doosre users ke experiences se idea milega.
  • Chhoti Shuruaat: Pehle chhota loan ya referral try karke app test karen.

Final Verdict

CreditSea Connect Loan App ek naya aur interesting option hai jo fast loans aur side income ka vaada karta hai. Iska lightweight design aur refer-and-earn feature isse kaafi attractive banate hain, lekin transparency ki kami aur mixed reviews isse top rank se thoda door rakhte hain. Abhi ke liye, yeh top 10 loan apps mein 7th ya 8th rank pe fit baithta hai. Agar aap emergency loan ya extra income ka source dhoondh rahe hain, to isse try kar sakte hain, par thodi savdhani ke saath…..

13 Apr, 2025 By Loan Review
ATD Money Personal Loan App Review: Salaried Logon Ke Liye Ek Bharosemand App

Aaj ke tezi se chalne wale zamane mein kabhi bhi financial emergency aa sakti hai, aur ek bharosemand loan app dhoondhna zaroori hai. ATD Money Personal Loan App, jo ATD Financial Services Pvt Ltd ke dwara chalayi jati hai, ek RBI-registered NBFC hai, aur salaried logon ke liye ek shandaar option hai. Yeh review batata hai ki ATD Money kyun ek quick aur safe loan app hai, iske features, user feedback, aur transparent tareeke ke saath.

ATD Money Kya Hai?

ATD Money ek digital lending platform hai jo salaried logon, khas kar low-salary earners ke liye banaya gaya hai, aur ₹50,000 tak ke personal aur payday loans deta hai. Medical emergency ho, roz ka kharcha, ya sudden paison ki kami, ATD Money 100% digital process ke saath loan deta hai. Yeh app Android (version 6.0 ya upar) pe available hai, aur March 17, 2025 ko launch hone ke baad 1,000 se zyada downloads ho chuke hain.

RBI ke saath registered NBFC (License No. B-12-00315) hone ke naate, ATD Money RBI 2022 Digital Lending Guidelines ko follow karta hai, jo isse transparent aur secure banata hai. Iske headquarters Noida, UP mein hain (C 316, B and C, Sector 10), aur contact ke liye email (info@atdmoney.com) aur helpline (9999589201) hai.

ATD Money Ke Top Features

ATD Money ke features salaried borrowers ke liye kaafi attractive hain:

  • Loan Amount: ₹50,000 tak, chhote ya medium needs ke liye perfect.
  • Flexible Tenure: Minimum 90 din se maximum 365 din tak, repayment ke liye kaafi time.
  • Interest Rates: Roz ka 0.067% ROI, yaani maximum 45.85% APR.
  • Fast Disbursal: Purane customers ko 10 minute mein paisa, naye users ko 30 minute mein.
  • No Hidden Charges: Documentation aur processing fees 3.5% se 7.5% (18% GST ke alawa), bilkul clear.
  • Zero Prepayment Charges: Jaldi repayment pe koi penalty nahi.
  • 100% Digital: Koi paperwork nahi, sab online.
  • Data Security: 496-bit SSL encryption se user data safe.

Loan ke liye bas chhote se documents chahiye: recent photo, PAN Card, Aadhaar Card, address proof, 6-mahine ka bank statement, aur 3-mahine ki salary slip.

Kaun Apply Kar Sakta Hai?

ATD Money ka loan lene ke liye yeh conditions puri karni hain:

  • Indian citizen
  • Salaried employee
  • Minimum ₹20,000 monthly salary
  • Umar 18 saal ya usse zyada
  • Valid PAN aur Aadhaar

Yeh rules ensure karte hain ki app stable income wale logon ko loan de.

Loan Ka Example: Saaf Calculation

ATD Money charges ko clearly batata hai. Ek ₹5,000 ke loan ke liye 91 din ke tenure mein:

  • Interest: ₹304.85
  • Processing + Documentation Fees (3.5% + 3.5%): ₹413 (₹63 GST ke saath)
  • Disbursed Amount: ₹4,587
  • Total Repayable Amount: ₹5,413

Agar repayment late hui, to penalty lagegi, jo email agreement mein clearly batayi jati hai.

Users Kya Bolte Hain?

ATD Money ko users se kaafi tareef mil rahi hai, jo iski reliability dikhati hai:

  • Anuj Mishra (10 April 2025): “ATD Money ne meri mushkil mein madad ki. Process itna fast tha—apply kiya aur usi din paisa mila! Bharosemand app.”
  • Divya Singh (10 April 2025): “Achanak paise ki zarurat padi, aur ATD Money ne bacha liya. Jaldi approval aur same day credit!”
  • Sangeet Kumar (10 April 2025): “Salaried logon ke liye fast aur clear app. Emergency ke liye perfect.”
  • Ishpuneet Singh (11 April 2025): “Kaafi helpful, Aman aur Shreya ne badi patience se madad ki.”
  • Subhranil Banerjee (10 April 2025): “ATD kaafi saalon se shandaar hai. Kishan Sahoo extra effort karta hai. Yeh paid review nahi!”
  • Atish Birwadkar (10 April 2025): “Best loan app! Instant loan mila, aur Shreya madam ne sab clear kiya. Thank you, ATD Money.”

Users ko fast disbursal, helpful staff, aur transparent process pasand hai. Koi negative review nahi mila, jo iski credibility dikhata hai.

ATD Money Kyun Chunein?

ATD Money kai wajah se alag hai:

  • RBI Compliant: Strict rules follow karta hai, bharosa deta hai.
  • Speed: Emergency ke liye jaldi approval aur paisa.
  • Transparency: Saaf terms, koi chhupa charge nahi.
  • Support: Aman, Shreya, aur Kishan jaise staff jaldi help karte hain.
  • Security: Data ko encryption se protect karta hai.
  • No Collateral: Sirf e-mandate chahiye, koi cheque nahi.

30,000 se zyada mini-loans de chuka hai, yeh app salaried logon ke liye solid hai.

Kaise Apply Karein?

Loan lena aasaan hai:

  1. Play Store se ATD Money App download karo.
  2. Sign up aur profile banao.
  3. Documents upload karo.
  4. Application submit karo, 3 minute mein approval status milega.
  5. E-sign agreement karo.
  6. 10–30 minute mein paisa bank account mein.

Kya Behtar Ho Sakta Hai?

ATD Money kaafi achha hai, par yeh cheezein improve ho sakti hain:

  • Aage jaake non-salaried logon ke liye loans.
  • Low-risk customers ke liye fees kam karna.
  • Zyaada languages mein support.

Final Baat: Ek Safe Aur Fast App

ATD Money Personal Loan App salaried Indians ke liye ek bharosemand, RBI-compliant app hai. Iska transparent pricing, jaldi disbursal, aur secure platform isse emergencies ya roz ke kharchon ke liye perfect banata hai. User reviews iski efficiency aur supportive team ki tareef karte hain. Agar aapka monthly salary ₹20,000 ya usse zyada hai, to ATD Money aapke liye ek solid option hai.

16 Mar, 2025 By Loan Review
Swipe Loan App Review 2025: Swipe Loan App Real or Fake

Aaj ke digital daur mein, instant loan apps jaise Swipe Loan ne users ke liye quick financial solutions ko aasan banaya hai. Swipe Loan ek online loan facilitation platform hai jo users ko RBI-registered NBFCs (Non-Banking Financial Companies) se jodta hai, taki wo quick aur secure credit access kar sakein. Lekin, kuch customer reviews se pata chalta hai ki yeh app abhi bhi development phase mein hai aur ismein kuch kami bhi hai. Is article mein hum Swipe Loan ke features, planned loan products, customer complaints, aur iske RBI-registered NBFCs ke saath connection ko detail mein explore karenge, taki aap ek informed decision le sakein.

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Swipe Loan Kya Hai?

Swipe Loan ek aisa platform hai jo directly loans provide nahi karta, balki users ko RBI-registered NBFCs jaise Salora Capital Limited aur NSMK Investments Pvt Ltd ke saath connect karta hai loan applications ke liye. Play Store par iske description ke according, yeh app transparent, secure, aur paperless process par focus karta hai, jo traditional banking ke jhanjhat se bachne ke liye ek achha option ho sakta hai.

Key Features (Jo Abhi Available Hain)

Swipe Loan abhi development mein hai, lekin iske kuch features already active hain:

  • KYC Verification: PAN card, ID proof, aur address proof upload karke aap apna KYC complete kar sakte hain.
  • Credit Score Check: Loan apply karne se pehle apna credit score instantly check kar sakte hain.
  • DMAT Account Opening: Ek integrated web link ke through DMAT account khola ja sakta hai.
  • Business Loan Application: NBFC partners ke direct links se business loan ke liye apply kar sakte hain.
  • Insta Fund Access: Eligible NBFCs ko browse karke loan apply karne ka option, lekin full process abhi live nahi hai.

Note: Loan application, disbursal, aur repayment features abhi tak live nahi hue hain. App ke developers ne kaha hai ki yeh features jald hi launch honge, to users ko thodi patience rakhni padegi.

Planned Loan Products (Jald Aane Wale)

Jab Swipe Loan fully operational ho jayega, to yeh apne NBFC partners ke saath nimn loan products offer karega:

  • Loan Amount: ₹5,000 se ₹50,000
  • Loan Tenure: 91 din se 365 din
  • Annual Percentage Rate (APR): Maximum 35% per annum
  • Processing Fee: ₹500 se ₹5,000 (loan amount aur tenure par depend karta hai)
  • GST: Processing fee par 18%

Ek Loan Calculation ka Example

Samajhne ke liye, yahan ek example diya gaya hai:

  • Loan Amount: ₹5,000
  • Interest Rate: 24% per annum
  • Tenure: 91 din
  • Interest: ₹299
  • Processing Fee: ₹100
  • GST on Processing Fee: ₹18
  • Total Repayment Amount: ₹5,417
  • Effective APR: 33.45%

Yeh example dikhaata hai ki loan lene se pehle saari fees aur charges ko samajhna kitna zaroori hai.

Swipe Loan Kyun Chunein?

Development phase mein hone ke bawajood, Swipe Loan ke kuch benefits hain jo isse attractive banate hain:

  • Trusted NBFC Partners: RBI-registered NBFCs jaise Salora Capital aur NSMK Investments ke saath partnership.
  • Fast Processing & Disbursal: Features live hone ke baad loans minutes mein process honge.
  • Flexible Repayment: 91 se 365 din tak repayment period chun sakte hain.
  • 100% Digital & Paperless: Koi physical paperwork ki zarurat nahi.
  • Safe & Secure: Data protection ke liye industry-standard encryption.
  • No Collateral: Loan ke liye koi asset pledge karne ki zarurat nahi.

Swipe Loan Par Loan Kaise Apply Karein?

Jab loan application feature live hoga, process yeh hoga:

  1. Download & Register: Mobile number se sign up karein.
  2. Complete KYC: PAN, ID proof, aur address proof upload karein.
  3. Check Credit Score: Apna credit report turant dekhein.
  4. Select Loan Partner: Insta Fund feature se NBFCs chunein.
  5. Apply & Get Funded: Chuna hua NBFC loan disburse karega.

Eligibility Criteria

Swipe Loan ke NBFC partners se loan lene ke liye aapko yeh conditions meet karni hongi:

  • Indian Resident: Indian national hona zaroori.
  • Age: 21+ years.
  • Stable Monthly Income: Job ya self-employment se regular income.
  • Annual Household Income: ₹3,00,000 ya zyada (household mein husband, wife, aur unmarried children over 21 years shamil).

Available Loan Products

Swipe Loan alag-alag zaruraton ke liye yeh loan types offer karega:

  • Personal Loan
  • Business Loan
  • Insta Fund
  • Medical Loan

RBI-Registered NBFC Partners

Swipe Loan ka ek bada advantage hai iska RBI-registered NBFCs ke saath partnership. Yeh NBFCs Reserve Bank of India ke guidelines follow karte hain, jo transparency aur data security ensure karte hain. Current partners hain:

Yeh NBFCs loan approval, disbursal, aur repayment directly handle karte hain, aur Swipe Loan sirf ek facilitator hai.

Customer Reviews: Complaints aur Unka Jawab

Swipe Loan ke promising features ke saath-saath, kuch customers ne negative experiences bhi share kiye hain. Inhe address karna zaroori hai:

  • Eligibility Check Fees: Vijay Tiwari ne shikayat ki ki eligibility check ke liye paisa manga gaya, lekin loan nahi mila. Final stage par submit button bhi nahi tha.
  • Technical Issues: Prasad Chennuri aur Anzar Hussain ne kaha ki app ne saari details le li, lekin technical problems ki wajah se process complete nahi hua.
  • Data Collection Concerns: Nirvair Singh Bajwa ne kaha ki yeh app data collect karta hai aur loan nahi deta, jo privacy ke liye chinta ki baat hai.
  • Lack of Responsiveness: Shayjith ne bataya ki 2 din tak koi response nahi mila aur emergency mein yeh dependable nahi hai.
  • Location Issues: Anand Thakur ne mention kiya ki saari details bharne ke baad app ne kaha “we are coming to your city,” jo pehle bataya jana chahiye tha.

Users Kya Kar Sakte Hain?

Agar aapko aisi problems aati hain, to:

  • Customer Support Se Contact Karein: Email (info@swipeloan.in) ya phone (08037475441) par reach out karein.
  • Terms Check Karein: Fees aur charges ko pehle samjhein.
  • Data Safety: Personal information share karne se pehle privacy policy padhein.

App abhi development mein hai, to kuch issues is wajah se ho sakte hain. Future updates se yeh problems solve ho sakte hain.

know about : top 10 loan app 2025

Conclusion: Kya Swipe Loan Sahi Choice Hai?

Swipe Loan ek aisa platform hai jo users ko RBI-registered NBFCs se jodkar quick aur secure loans dilane ka waada karta hai. Iske features jaise credit score check, paperless process, aur flexible repayment options isse future mein ek achha option bana sakte hain. Lekin, abhi ke liye yeh fully operational nahi hai aur customer reviews mein technical issues aur data concerns highlight hue hain.

Pros:

  • Trusted NBFC partners
  • No collateral required
  • Digital aur user-friendly process

Cons:

  • Kuch features abhi live nahi
  • Customer complaints jaise technical glitches aur data privacy issues

Agar aap Swipe Loan use karna chahte hain, to abhi iske progress ko monitor karna behtar hoga. Jab yeh fully launch hoga, tab aap transparent aur secure experience ki ummeed kar sakte hain. Apne experiences share karein aur feedback dein taki app improve ho sake!

swipe loan app apply link
23 Feb, 2025 By Loan Review
Kashti Loan App Review 2025: Is It the Best Instant Loan Option?

In 2025, the demand for instant personal loans continues to rise in India, with apps like Kashti Loan App gaining attention. Promising quick loans with minimal hassle, Kashti aims to cater to individuals needing urgent funds for personal or business purposes. But is it worth your trust? This Kashti Loan App Review 2025 dives into its features, pros, cons, and legitimacy to help you decide if it’s the right choice for your financial needs. With keywords like Kashti Loan App real or fake trending, let’s uncover the truth.

What is Kashti Loan App?

Kashti Loan App is a digital lending platform offering instant personal loans, business loans, and other financial products. It connects users with RBI-registered NBFCs, ensuring a degree of regulatory oversight. Marketed as a 100% paperless loan app, Kashti boasts fast approvals and disbursals, making it appealing for emergencies. But how does it stack up in practice? Let’s explore its offerings in this detailed Kashti Loan App review

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Key Features of Kashti Loan App in 2025

Here’s what Kashti Loan App brings to the table:

  • Loan Amount: Ranges from ₹1,000 to ₹10,00,000, catering to small and large needs.
  • Quick Disbursal: Funds credited within minutes to hours after approval.
  • Minimal Documentation: Requires basic KYC (Aadhaar, PAN, address proof).
  • Competitive Interest Rates: Starts at 13% per annum, varying by loan type and tenure.
  • Flexible Tenure: Options from 3 months to 60 months.
  • Digital Process: Fully online, no physical paperwork needed. Credit
  • Score Check: Helps users assess eligibility before applying.
Reason Why Kashti Is Best ?

These features position Kashti as a strong contender among instant loan apps in India 2025

How Does Kashti Loan App Work?

Getting started with Kashti is simple:

  • Download the App: Available on Google Play Store or App Store.
  • Register: Sign up using your mobile number and email.
  • KYC Verification: Upload Aadhaar, PAN, and a selfie for instant verification.
  • Loan Application: Choose your loan amount and tenure.
  • Approval & Disbursal: Receive funds in your bank account post-approval.

Kashti Loan App Charges: What You Need to Know

While Kashti promotes affordability, there are costs to consider:

  • Interest Rates: 13%–28% per annum, depending on your credit profile.
  • Processing Fees: 2%–4% of the loan amount, deducted upfront.
  • GST: 18% on processing fees, per Indian law.
  • Late Payment Penalty: Additional charges apply for delayed repayments

Kashti Loan App: Real or Fake?

A burning question in 2025 is, “Is Kashti Loan App legit?” Here’s the breakdown:

  • RBI Compliance: Kashti partners with RBI-registered NBFCs, lending credibility.
  • Data Security: Claims to use encryption to protect user data.
  • User Reviews: Mixed feedback—praise for quick disbursals, criticism for high fees and customer support delays.
  • Red Flags: No major scam reports, but some users complain of unexpected deductions.

Compared to notorious fake loan apps, Kashti appears safer, but caution is advised. Always verify terms before proceeding.

Pros of Kashti Loan App

  • Fast Processing: Ideal for urgent cash needs.
  • User-Friendly Interface: Easy navigation for all users.
  • No Collateral: Unsecured loans with no asset pledging.
  • Wide Loan Range: Suits diverse financial requirements.
  • Regulatory Backing: Ties with NBFCs add trust.

Cons of Kashti Loan App

  • High Charges: Processing fees and interest can pile up.
  • Short Tenure Pressure: Short-term loans may strain repayment.
  • Customer Support: Some users report slow responses. Limited
  • Transparency: Full terms not always clear upfront.
KNOW ABOUT: 10 Best Personal Loan in India

Eligibility Criteria for Kashti Loan App

To qualify in 2025,

  • you need: Indian citizenship
  • Age: 21+
  • Steady monthly income (minimum ₹15,000)
  • Valid KYC documents

Kashti Loan App User Reviews 2025User feedback offers real insights:

  • Positive: “Got ₹20,000 in 10 minutes—lifesaver for medical bills!”
  • Negative: “Hidden fees ate into my loan amount—disappointing.”
  • Neutral: “Fast, but customer care needs improvement.”

Conclusion: Should You Use Kashti Loan App in 2025?

This Kashti Loan App Review 2025 reveals a platform with strong potential—fast, digital, and accessible. Its NBFC partnerships and paperless process are big wins, but high charges and mixed reviews suggest it’s not flawless. If you need an instant personal loan and can handle the fees, Kashti is worth a shot. However, for lower costs or better support, explore alternatives.

Have you tried Kashti Loan App? Share your experience below!

101% Approval Loan Apply Without Income Proof
3 Dec, 2024 By ravita pal
New Loan App Without Income Proof 2025 : आधार कार्ड से लोन

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 25 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian adult citizen
  • Valid pan card
  • Salaried Individuals
  • Above the age of 18 years
  • Minimum take home salary per month 10,000

1. Kredito 24Finance Loan App Review 2024

DIGIMONEY insta loan app is a lending app developed by DIGIMONEY Finance private limited a non banking finance company licensed by reserve Bank of India this app is a very trusted application and easy applying process.

Kredito 24 Loan insta loan app makes the whole lending process digital and automated the entire process right from

1) User registration through OTP confirmation

2) Customer identification validation

3) Credit evaluation using analysis of financial SMS data

4) Loan approval

5) Loan agreement signing

6) e-mandate for loan collection/repayments

7) Disbursement

is digital as the user navigates through the process and on completing step 6 as outlined above the loan is Disbursed instantly and is credited to customers designed bank account

With kredito 24 insta loan app customers can get their loan disbursed and have the money credited in their bank account in less than 10 minutes

A complete digital lending platform seamless process affordable interest rates and no more hassles of bank visits etc. currently personal loans range from 10,000 to 100,000.

Terms :

  • Loan : 10,000 to 100,000
  • Loan period : minimum 3 months to maximum 12 months
  • Annual percentage Rate or interest rate : 10% – 24% per annum depending upon results of our credit risk assessments
  • Processing fee : 1000 onwards

EXAMPLE :

If the loan amount is 10,000 & interest is 10% per annum with minimum Repayment period of 3 months interest = 167 and total amount payable would be rs. 10,167

One time processing fees is 1000 plus GST the amount disbursed to borrower’s registered bank account is 9,000 the equated monthly EMI is 3,389

Why choose kredito 24 :

  • Ease of availing loans, depending on the need and circumstances of the customer
  • Lowest processing fee flat at 1000
  • Lowest interest rates, starting at as low as 10 % per annum diminishing less than the top banks
  • No documents upload required
  • Quickest processing, registration to Disbursement in less than 10 minutes
  • Flexible term & flexible EMI

Your data is safe with us protection of your privacy and your data security is top priority at DIGIMONEY all transactions are secured using 128 – bit SSL encryption and adequate firewalls to control the APIs with multiple level authentication, Authorization and verifications

Registered office address :

4th floor, Salzburg square, 107, Harrington road, chetpet,

Chennai – 600031

Reach us at info@digimoneyfinance.com or contact us 18005728428 for any of your queries

2. Rapid Rupee – Personal Loan App Review 2024

Rapid Rupee personal loan app our facilitates money lending by registered Non banking financial company – YUVARAJ FINANCE PRIVATE LIMITED. Fast process instant personal loan app. No membership or upfront fees Rapid rupee is a personal loan app that offers instant loan online.

Rapid Rupee personal loan app
  • Instant personal loans from 500 to 20,000 (pan India)
  • Terms from 61 to 365 days
  • Maximum APR which includes interest rate plus fees : 89.8%
  • Fast decision 24/7
  • Interest rate from 12% to 36% per annum
  • Processing fees starts at just rs. 99
  • No membership or upfront fees loan amount is paid out in full

Rapid Rupee is a personal loan app that offers instant loans online apply for an instant loan and receive direct cash transfer to your bank account

Types of instant loans we provide:

Personal Loans for Salaried professionals : who can recieve advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

Small personal loans : Get quick personal loans online

Cash Loan : our cash loans can help you cover everything from monthly grocery Bill’s to children school fees and even outstanding bills that need to be cleared

Loans for self employed : we accept both self employed professional and salaried applicants.

Representative cost of a rapid rupee instant personal loan including all applicable fees :

If the loan amount is 4,000 and the period for repayment is 90 days, interest is 12% p.a with a one time onboarding fee of 599 then the total cost of the loan is 4,000 12% 90/365 + 599 = 118 + 599 = 717 and the total amount payable 4,717 with monthly payment 1,572

Why Rapid Rupee ? Here are some of the features of our Instant Loan App :

  • Fast journey from loan application to decision
  • Online loan app in India with 24/7 availability
  • Only Aadhar, pan card, and selfie required
  • Pan India presence

Our Instant loans are safe :

Your data is safe with us it is transferred Over a secure HTTPS connection and we do not share it with anyone without your consent all transactions are secured using 128 – bit SSL encryption

30 Nov, 2024 By ravita pal
Poonawala Fincorp Instant Personal Loan App Review 2025

The Poonawala Fincorp app is here to manage all your financial needs this application is trusted application and safe and secure your data you can apply for instant loan, personal loan, business loan, professional loan, medical equipment loan, loan against property and pre owned car loan with this app you can also check your CIBIL score using this poonawala Fincorp app.

Poonawala Fincorp instant personal loan app review 2024
Poonawala Fincorp instant personal loan app

Instant personal loan

Poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small – ticket loan this loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Highlights for instant personal loan

  • Loan amount : rs. 50,000 to rs. 5 lakh
  • Competitive interest rates starting from 16% to 36% APR varies from 20% to 40%
  • Processing fee : 2.5% of sanction amount + GST
  • 100% digital process
  • Minimal documentation
  • No collateral/security
  • Flexible tenure : from 3 months to 36 months
  • Quick Approvals
  • Quick loan disbursal
  • Easy process

Example :

  • Loan amount : 50,000
  • Tenure : 12 months
  • Interest charged : 4,441 (16% per annum)
  • Processing fee : 1475 (2.5% of loan amount : 1250 + GST @18% : 225)
  • APR : 24.6%
  • Stamp duty : 100
  • Broken period interest : 700
  • Amount disbursed : 47,725
  • EMI amount : 4,537
  • Loan amount is 50,000 disbursed amount is 47,725 total loan repayment amount is 54,441

Example : Loan disbursement date : 14th July first EMI date : 5th September

Interest component to be calculated : 5th August to 5th September

BPI to be calculated from 14th July to 5th August

No. Of days for BPI 21

BPI account : 700

Personal loan

Apply for personal loan online up to rs. 30 lakhs whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses you can apply for a personal loan through our personal loan app.

Highlights for personal loan

  • Loan amount up to 30 lakhs
  • Competitive interest rates starting at 9.99% p.a.
  • Processing fee : up to 2% plus taxes
  • 100% digital process
  • No collateral/Security
  • Flexible tenure
  • Minimum documentation
  • Quick approvals

Business Loan

Empower your business and take it to new heights with Poonawala Fincorp fast and hassle free loan app you can boost working capital buy new business equipment and expand your workforce with poonawala Fincorp apps

Highlights for business loan

  • Loan amount up to 50 lakhs
  • Competitive interest rates starting at 15% p.a.
  • Processing fee : up to 3% of sanction amount plus taxes
  • 100 digital process
  • No collateral/security
  • No hidden charges
  • Minimal documentation

Professional Loan

Poonawala Fincorp offers a wide range of benefits and features in professional loan you can expand your practice enhance your professional skills and renovate your office space with poonawala ‘s professional loan

Highlights for professional loan

  • Multi – purposes sanction up to 50 lakhs
  • Competitive professional loan interest rate starting at 9.99% p.a.
  • Processing fee : up to 2% of sanctioned amount plus taxes
  • No prepayment and foreclosure penalty if paid from own sources
  • Collateral free loans for professionals
  • Flexible tenure ranging up to 60 months

Pre – owned car loan

  • Loan up to rs.75 lakhs
  • Interest rate starting at 11% p.a.
  • Processing fee : 1% of sanction amount plus taxes
  • Loan up to 100% of car value
  • Flexible repayment options loan against property
  • High LTV for ample funding ranging up to 10 crore
  • Competitive interest rate starting at 9% p.a.
  • Processing fee: up to 1% of sanctioned amount + GST
  • Wide range of properties accepted as collateral
  • Long and flexible tenure up to 15 years
  • Quick and easy approval process

Medical Equipment Loan

  • Higher loan amount of up to 10 crore
  • Competitive interest rates starting at 9.99% p.a.
  • Up to 1% of sanction amount + GST
  • Longer repayment tenure of up to 84 months
  • No hidden charges

We have taken all security measures for your privacy and safety in case of queries please reach out to “Customercare@poonawalafincorp.com”

29 Nov, 2024 By ravita pal
4 New Instant Personal Loan Apps With Low Income Proof And Poor Cibil Score 2025

New instant personal loan will credit money in your account in 10 mins following simple application process New instant personal loan is a best loan application process.

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NBFC Lending Partners : Fincfriends private limited which is a registered NBFC with RBI

  • Fast Loan approval and quick disbursals : with 100% process get fast approval and quick loan disbursal
  • Loan for all purposes and needs : loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt travel, shopping, bill payments school fees and much more
  • Flexible Interest Rates and tenure : flexi personal loans with interest rates from 12% to 36% per annum depending on your credit score also get flexible tenure option of 62 days to 6 months for repayment of the loan
  • Transparency and Security : we only work with RBI certified NBFCs/ banks which are guaranteed to be transparent safe and secure

New Instant Personal Loan Offerings :

Flexible Personal Loan : we offer personal loans ranging from 2,000 to 25,000 with short repayment tenure of 3 – 4 months documentation required for this loan consists of just a pan card and proof of address

Personal Loan for self employed & salaried – personal loan for self employed ranges between 2000 to 30,000 with flexible repayment terms from 3 to 6 months you need pan card & proof of address to avail this loan

Top Features Of New Instant Personal Loan :

  • Simple EMIs : payback in 2 – 12 months at your convenience
  • 100% online : the application process is completely paperless
  • Complete Transparency : there are no hidden costs all costs are mentioned on application summary before processing of loan

New Instant Personal Loan Charges (Example) :

  • Loan amount : from 2000 to 30000
  • Minimum period of payment : 62 days
  • Maximum period of payment : 365 days
  • Maximum annual percentage Rate : 36% to 160%
  • Interest rate : 2.5% to 3% per month
  • Processing fee : starting 10% of loan amount
  • Service charges : Starting 3% of loan amount

New Instant Personal Loan Representative Example Of The Total Cost Of Loan Is Provide In Example Below :

Discription all amount are in INR

  • Loan amount : 11000
  • Loan tenure : 3 months
  • Processing fees : 1100
  • Services charges = 990
  • Interest (32%) = 583.6
  • Amount disbursed = 9900
Today Loan App Direct Link

New Instant Personal Loan Repayment Schedule Below :

  • First instalment : 4191
  • Second instalment : 4191
  • Third instalment : 4191
  • Total repayment : 12573

New Instant Personal Loan Eligibility Criteria :

  • Must be an Indian national
  • With a valid pan card and Aadhar card
  • Must be over the age of 18 years
  • Minimum monthly income should be 15000

Documents Required for New Instant personal Loan :

  • Address proof
  • Selfie
  • Pan card
  • Bank account/ access to bank account details
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Loan App 3 Direct Link
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13 Nov, 2024 By ravita pal
Finance Track – Credit Vision review 2024

Unlock the power of your financial future with finance track – credit vision the app designed to help you understand, monitor, and improve your credit score whether you are applying for a loan building your credit history or simply staying informed, finance track empowers you with the tools to take control of your financial health

Finance Track Credit Vision review 2024
Finance track credit vision loan app

Key Features :

  • Instant credit score check : get your latest credit score in just a few taps monitor changes over time and understand what affects your score stay ahead with real time updates on any shifts in your credit profile
  • Detailed financial Insights : finance track offers in depth analysis of your credit score and financial health discover potential weaknesses and recieve actionable suggestions to enhance your creditworthiness
  • Credit report breakdown : dive into your credit history learn how your past financial decisions impact your current score and what steps you can take to improve
  • Credit alert & notifications : stay informed with real time alerts whenever there are change to your credit report or score with finance track you’ll never miss important updates about your financial health
  • User friendly interface : finance track is designed with simplicity in mind whether you’re new to credit monitoring or an experienced user our intuitive interface ensures a seamless experience
  • Secure and private : your data privacy is our top priority we employ advanced encryption to ensure that all your personal and financial information remains confidential and secure

Why Finance Track ?

Finance track credit vision is your reliable partner on the path to financial wellness with tailored insights and easy to use features it’s designed to give you a complete understanding of your credit and financial standing all while maintaining the highest level of security

The Repayment period is really long more than three months I also want to reapply for 3 loans and it says my loan has been approved the customer service will explain patiently and have a considerate services attitude procedures are smooth and there are no delays very good interest rate

the loan amount is large enough the interface is not laggy at all I hope this platform will get better and better borrowing money is easy fast safe and reliable the loan amount is high and the current funding problem can be solved in four times even if you just applied the amount is very high

CONTACT US :

Email : support @financetrackapp.com

phone : + 91 – 9876543210

Address : finance track support, 6th floor, fintech hub, Bengaluru , Karnataka, India

13 Nov, 2024 By ravita pal
Swift Finance Loan App Review 2024

Swift finance is your trusted partner in securing the suitable loan we offer high quality loan solutions tailored to both individuals and businesses with a commitment to excellence integrity and customer satisfaction

Swift Finance Loan App Review 2024
Swift Finance Loan App

Developed and managed by vishwa financial services private limited swift finance harnesses advanced technology to provide seamless digital lending solutions all loan products offered are provided by our partner windy investment private limited an RBI registered NBFC ensuring you receive legally compliant secure financial services

Loan Details :

  • Loan amount : 3,000 – 1,00,000
  • Loan duration : 120 – 365 days
  • Maximum APR : 20%
  • Processing fee : 1% of the loan amount

Payment Example :

For a loan of 10,000

Annual interest rate : 18.25% ( Daily interest rate : 0.05%)

Loan duration : 120 days

Interest Calculation :

Interest = 10,000 x 18.25% / 365 days x 120 days = 600

Processing fee = 100 ( 1% of 10,000)

GST = 18 ( 100 x 18%)

Total repayment amount = 10,718 ( 10,000 + 600 + 100 + 18)

Monthly repayment = 2,680 (10,718 / 4 months)

Why Choose swift finance ?

wide range of loan product

Whether it’s a personal emergency startup funding or business expansion we offer flexible loans to suit all financial needs

User friendly interface

Our app is designed for a smooth hassle free experience allowing you to apply for and manage your loans with ease

Transparent and reliable

We provide clear details on fees interest rates and loan terms ensuring you are fully informed throughout the process

Contact us :

Email : info@vishwafin.com

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