3 Dec, 2024 By ravita pal
2 New Loan App Without Income Proof Review 2024

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 25 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian adult citizen
  • Valid pan card
  • Salaried Individuals
  • Above the age of 25 years
  • Minimum take home salary per month 10,000

1. DIGIMONEY Finance Loan App Review 2024

DIGIMONEY insta loan app is a lending app developed by DIGIMONEY Finance private limited a non banking finance company licensed by reserve Bank of India this app is a very trusted application and easy applying process.

2 New Loan App Without Income Proof Review 2024
DIGIMONEY Finance Loan App

DIGIMONEY insta loan app makes the whole lending process digital and automated the entire process right from

1) User registration through OTP confirmation

2) Customer identification validation

3) Credit evaluation using analysis of financial SMS data

4) Loan approval

5) Loan agreement signing

6) e-mandate for loan collection/repayments

7) Disbursement

is digital as the user navigates through the process and on completing step 6 as outlined above the loan is Disbursed instantly and is credited to customers designed bank account

With DIGIMONEY insta loan app customers can get their loan disbursed and have the money credited in their bank account in less than 10 minutes

A complete digital lending platform seamless process affordable interest rates and no more hassles of bank visits etc. currently personal loans range from 10,000 to 100,000.

Terms :

  • Loan : 10,000 to 100,000
  • Loan period : minimum 3 months to maximum 12 months
  • Annual percentage Rate or interest rate : 10% – 24% per annum depending upon results of our credit risk assessments
  • Processing fee : 1000 onwards

EXAMPLE :

If the loan amount is 10,000 & interest is 10% per annum with minimum Repayment period of 3 months interest = 167 and total amount payable would be rs. 10,167

One time processing fees is 1000 plus GST the amount disbursed to borrower’s registered bank account is 9,000 the equated monthly EMI is 3,389

Why choose DIGIMONEY :

  • Ease of availing loans, depending on the need and circumstances of the customer
  • Lowest processing fee flat at 1000
  • Lowest interest rates, starting at as low as 10 % per annum diminishing less than the top banks
  • No documents upload required
  • Quickest processing, registration to Disbursement in less than 10 minutes
  • Flexible term & flexible EMI

Your data is safe with us protection of your privacy and your data security is top priority at DIGIMONEY all transactions are secured using 128 – bit SSL encryption and adequate firewalls to control the APIs with multiple level authentication, Authorization and verifications

Registered office address :

4th floor, Salzburg square, 107, Harrington road, chetpet,

Chennai – 600031

Reach us at info@digimoneyfinance.com or contact us 18005728428 for any of your queries

2. Rapid Rupee – Personal Loan App Review 2024

Rapid Rupee personal loan app our facilitates money lending by registered Non banking financial company – YUVARAJ FINANCE PRIVATE LIMITED. Fast process instant personal loan app. No membership or upfront fees Rapid rupee is a personal loan app that offers instant loan online.

Rapid Rupee personal loan app
  • Instant personal loans from 500 to 20,000 (pan India)
  • Terms from 61 to 365 days
  • Maximum APR which includes interest rate plus fees : 89.8%
  • Fast decision 24/7
  • Interest rate from 12% to 36% per annum
  • Processing fees starts at just rs. 99
  • No membership or upfront fees loan amount is paid out in full

Rapid Rupee is a personal loan app that offers instant loans online apply for an instant loan and receive direct cash transfer to your bank account

Types of instant loans we provide:

Personal Loans for Salaried professionals : who can recieve advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

Small personal loans : Get quick personal loans online

Cash Loan : our cash loans can help you cover everything from monthly grocery Bill’s to children school fees and even outstanding bills that need to be cleared

Loans for self employed : we accept both self employed professional and salaried applicants.

Representative cost of a rapid rupee instant personal loan including all applicable fees :

If the loan amount is 4,000 and the period for repayment is 90 days, interest is 12% p.a with a one time onboarding fee of 599 then the total cost of the loan is 4,000 12% 90/365 + 599 = 118 + 599 = 717 and the total amount payable 4,717 with monthly payment 1,572

Why Rapid Rupee ? Here are some of the features of our Instant Loan App :

  • Fast journey from loan application to decision
  • Online loan app in India with 24/7 availability
  • Only Aadhar, pan card, and selfie required
  • Pan India presence

Our Instant loans are safe :

Your data is safe with us it is transferred Over a secure HTTPS connection and we do not share it with anyone without your consent all transactions are secured using 128 – bit SSL encryption

30 Nov, 2024 By ravita pal
Poonawala Fincorp Instant Personal Loan App Review 2024

The Poonawala Fincorp app is here to manage all your financial needs this application is trusted application and safe and secure your data you can apply for instant loan, personal loan, business loan, professional loan, medical equipment loan, loan against property and pre owned car loan with this app you can also check your CIBIL score using this poonawala Fincorp app.

Poonawala Fincorp instant personal loan app review 2024
Poonawala Fincorp instant personal loan app

Instant personal loan

Poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small – ticket loan this loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Highlights for instant personal loan

  • Loan amount : rs. 50,000 to rs. 5 lakh
  • Competitive interest rates starting from 16% to 36% APR varies from 20% to 40%
  • Processing fee : 2.5% of sanction amount + GST
  • 100% digital process
  • Minimal documentation
  • No collateral/security
  • Flexible tenure : from 3 months to 36 months
  • Quick Approvals
  • Quick loan disbursal
  • Easy process

Example :

  • Loan amount : 50,000
  • Tenure : 12 months
  • Interest charged : 4,441 (16% per annum)
  • Processing fee : 1475 (2.5% of loan amount : 1250 + GST @18% : 225)
  • APR : 24.6%
  • Stamp duty : 100
  • Broken period interest : 700
  • Amount disbursed : 47,725
  • EMI amount : 4,537
  • Loan amount is 50,000 disbursed amount is 47,725 total loan repayment amount is 54,441

Example : Loan disbursement date : 14th July first EMI date : 5th September

Interest component to be calculated : 5th August to 5th September

BPI to be calculated from 14th July to 5th August

No. Of days for BPI 21

BPI account : 700

Personal loan

Apply for personal loan online up to rs. 30 lakhs whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses you can apply for a personal loan through our personal loan app.

Highlights for personal loan

  • Loan amount up to 30 lakhs
  • Competitive interest rates starting at 9.99% p.a.
  • Processing fee : up to 2% plus taxes
  • 100% digital process
  • No collateral/Security
  • Flexible tenure
  • Minimum documentation
  • Quick approvals

Business Loan

Empower your business and take it to new heights with Poonawala Fincorp fast and hassle free loan app you can boost working capital buy new business equipment and expand your workforce with poonawala Fincorp apps

Highlights for business loan

  • Loan amount up to 50 lakhs
  • Competitive interest rates starting at 15% p.a.
  • Processing fee : up to 3% of sanction amount plus taxes
  • 100 digital process
  • No collateral/security
  • No hidden charges
  • Minimal documentation

Professional Loan

Poonawala Fincorp offers a wide range of benefits and features in professional loan you can expand your practice enhance your professional skills and renovate your office space with poonawala ‘s professional loan

Highlights for professional loan

  • Multi – purposes sanction up to 50 lakhs
  • Competitive professional loan interest rate starting at 9.99% p.a.
  • Processing fee : up to 2% of sanctioned amount plus taxes
  • No prepayment and foreclosure penalty if paid from own sources
  • Collateral free loans for professionals
  • Flexible tenure ranging up to 60 months

Pre – owned car loan

  • Loan up to rs.75 lakhs
  • Interest rate starting at 11% p.a.
  • Processing fee : 1% of sanction amount plus taxes
  • Loan up to 100% of car value
  • Flexible repayment options loan against property
  • High LTV for ample funding ranging up to 10 crore
  • Competitive interest rate starting at 9% p.a.
  • Processing fee: up to 1% of sanctioned amount + GST
  • Wide range of properties accepted as collateral
  • Long and flexible tenure up to 15 years
  • Quick and easy approval process

Medical Equipment Loan

  • Higher loan amount of up to 10 crore
  • Competitive interest rates starting at 9.99% p.a.
  • Up to 1% of sanction amount + GST
  • Longer repayment tenure of up to 84 months
  • No hidden charges

We have taken all security measures for your privacy and safety in case of queries please reach out to “Customercare@poonawalafincorp.com”

29 Nov, 2024 By ravita pal
New Instant Personal Loan Apps Without Income Proof And Cibil Score 2025
new personal loan apply

New instant personal loan will credit money in your account in 10 mins following simple application process New instant personal loan is a best loan application process.

NBFC Lending Partners : Fincfriends private limited which is a registered NBFC with RBI

  • Fast Loan approval and quick disbursals : with 100% process get fast approval and quick loan disbursal
  • Loan for all purposes and needs : loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt travel, shopping, bill payments school fees and much more
  • Flexible Interest Rates and tenure : flexi personal loans with interest rates from 12% to 36% per annum depending on your credit score also get flexible tenure option of 62 days to 6 months for repayment of the loan
  • Transparency and Security : we only work with RBI certified NBFCs/ banks which are guaranteed to be transparent safe and secure

New Instant Personal Loan Offerings :

Flexible Personal Loan : we offer personal loans ranging from 2,000 to 25,000 with short repayment tenure of 3 – 4 months documentation required for this loan consists of just a pan card and proof of address

Personal Loan for self employed & salaried – personal loan for self employed ranges between 2000 to 30,000 with flexible repayment terms from 3 to 6 months you need pan card & proof of address to avail this loan

Top Features Of New Instant Personal Loan :

  • Simple EMIs : payback in 2 – 12 months at your convenience
  • 100% online : the application process is completely paperless
  • Complete Transparency : there are no hidden costs all costs are mentioned on application summary before processing of loan

New Instant Personal Loan Charges (Example) :

  • Loan amount : from 2000 to 30000
  • Minimum period of payment : 62 days
  • Maximum period of payment : 365 days
  • Maximum annual percentage Rate : 36% to 160%
  • Interest rate : 2.5% to 3% per month
  • Processing fee : starting 10% of loan amount
  • Service charges : Starting 3% of loan amount

New Instant Personal Loan Representative Example Of The Total Cost Of Loan Is Provide In Example Below :

Discription all amount are in INR

  • Loan amount : 11000
  • Loan tenure : 3 months
  • Processing fees : 1100
  • Services charges = 990
  • Interest (32%) = 583.6
  • Amount disbursed = 9900
Today Loan App Direct Link

New Instant Personal Loan Repayment Schedule Below :

  • First instalment : 4191
  • Second instalment : 4191
  • Third instalment : 4191
  • Total repayment : 12573

New Instant Personal Loan Eligibility Criteria :

  • Must be an Indian national
  • With a valid pan card and Aadhar card
  • Must be over the age of 18 years
  • Minimum monthly income should be 15000

Documents Required for New Instant personal Loan :

  • Address proof
  • Selfie
  • Pan card
  • Bank account/ access to bank account details
Loan Apply Direct Link 1
Loan Apply Direct Link 2
Loan Apply Website Link
Loan Apply App Link
29 Nov, 2024 By ravita pal
NEW FINANCE PERSONAL LOAN APP REVIEW 2024

The piramal capital & housing finance referred to as ‘primal finance’ is registered housing finance Company (HFC) with the reserve Bank of India the piramal finance mobile app provides instant online loans with a simple and hassle-free process apply for a personal loan from 25,000 to 5,00,000 and receive the funds directly to your bank account easily calculate your monthly EMIs and check your loan eligibility using our convenient EMI and Eligibility calculators enjoy competitive interest rates starting at just 12.99%

Low interest personal loan app
new personal loan app with low interest

Instant Personal Loan Example:

  • Loan amount 1,00,000
  • Tenure : 12 months
  • Annualized percentage Rate (APR) : 17.29%
  • Maximum annualized percentage Rate : 33.99%
  • min. Annualized percentage Rate : 14.49%
  • Equivalent monthly interest rate : 1.2%
  • Processing fee : 1,500
  • GST : charges inclusive of GST
  • Interest rate : 14.49%
  • Interest : 8,021
  • EMI : 9,002
  • Amount disbursed : 9,830
  • total repayment amount : 1,09,701

Features Of Personal Loan

  • Loan amount – 25 thousand – 5 lakh
  • Loan tenure up to 60 months
  • Loan interest rate starting at 12.99% p.a.
  • minimum monthly salary – 25000

Benefits Of Personal Loan

  • Instant disbursal
  • No co-singer / guarantor
  • 100% digital documentation
  • 100% secure process
New Personal Loan Apply Link ЁЯФЧ Server 1
New Personal Loan Apply Link
New Personal App Direct LinkЁЯФЧServer 2
New Personal Loan Apply Link ЁЯФЧ Server 3

Our Other Products

You can apply for home loans, Business loans, used car loans, and more through the piramal finance mobile app. However these service are only available for completion at your nearest piramal finance branch

Business Loan

  • Secured business Loan Features
  • Loan amount up to 2 crore
  • Loan tenure – up to 15 years
  • Loan interest rates starting at 11.50% p.a.

Benefits of business loan

  • No Collateral
  • Instant Disbursal
  • 100% digital documentation
  • 100% secure process

Unsecured business loan features

  • Loan amount – up to 20 lakh
  • Loan tenure – up to 48 months
  • Loan interest rates starting at 11.50% p.a.

Home loan features

  • Loan amount – 5 lakh – 2 crore
  • Loan tenure – up to 30 years
  • Loan interest rates starting at 9.50% p.a.

Benefits of home loan

  • Tax Benefits
  • Flexibility of repayments
  • 100% digital documentation
  • 100 % secure process

Contact Us :

If you have any feedback questions, or concerns, please email us at customer care@piramal.com or call us at 1800 – 266 – 6444 you can also reach us on WhatsApp.

27 Nov, 2024 By ravita pal
Prefer : Get Instant Loan App Review 2024

Prefer credit is an app made for the unsung heroes on the back of whom india runs on a daily basis with prefer, we give you instant personal loan up to 3,00,000 directly in your bank account so that you can progress and grow in life not just personally but also professionally without any barrier or hesitation.

Prefer Get Instant Loan App Review 2024
Prefer Get Instant Loan App

At prefer all the loans are financed by our lending partners – hero Fincorp LTD, NDX P2P private limited and Aditya Birla finance limited

We provide you with a range of products meeting your personal and professional needs like :

Term Loans For Self – Employed : flexible tenure loans that will help you grow your business

Personal Loan For Salaried : comfort loans for your medical, home upgrade, wedding expenses ranging from 6 to 18 months with easy EMIs

With prefer getting a loan is as simple as it gets without any hassle and friction get your loan approved in just 3 easy steps :

Check you loan offer : as per your need, choose a loan plan especially curated for you

Verify Documents : tell us about who you are and what you do with the supporting documents

Easy Repayment Facility : setup on auto debit on your bank account for your EMI payments and we will take care of the rest

Highlights

  • Finance amount : min. 25000, max. 3,00,000
  • Tenure : 6 to 36 months
  • Interest rate : between 18% to 36% per annum
  • Processing fee : 3% to 5%

Let’s say

For 1,00,000 / borrowed at interest rate of 24% per annum for 12 months you would pay :

  • Processing fee : 2000
  • Interest : 24,000
  • Total amount repaid after a year : 1,26,000

To know more, visit or website or mail us at wecare@prefer.com or follow us on Instagram .

27 Nov, 2024 By Loan Review
Reba Cash Loan Review : Reba Cash App Real or Fake

Reba Cash Loan Review : Reba cash loan app is new type of loan app this loan app is your fake loan app and this loan app gives you 7 days loan with high interest rate if you want to take loan from this app you should read this post carefully in this post we will tell you is this good or bad and should I apply for this loan or not if you are interested to know more about reba cash loan app then read till end

Reba Cash Loan App
is Reba Cash Loan App Real
  • Is Reba Cash Legit App
  • Is Reba Cash NBFC Registered App
  • Is Reba Cash Legal in india
  • Is Reba Cash Safe Loan App
  • Is Reba Cash Real ?

Today I will You All Answers About these Questions

Reba Cash Loan App Basic Details

  • Loan Amout from 2000 to 50k rupee instantly but reality is different
  • Ratings 4.6 star тнР and download 10k+
  • interest rate of Reba Cash Loan 0.05%/per day
  • tenure of this loan app from 90 days to 120 days
  • Service Charges 5% of loan amount

all these data is taken by About Section of this loan app in Play Store

Eligibility Criteria For Reba Cash Loan

  • You Should have adhar card and pan card
  • Age should be greater than 18
  • No Cibil Score Needed
  • No income proof needed
  • Only Bank Account number and IFSC code needed
Defaulters Loan App : Apply Link

Is Reba Cash NBFC Registered App?

according to Reba cash about section this app shows that samsara finance private limited is their NBFC but we know that every NBFC Follow Rules of RBI and play Store policy but they don’t follow any rules they can’t provide loan less than 60 days “according to some critical review of this app borrowers claimed that this app gave them 7 day loan offer with high interest rates

How to Apply in Reba Cash Loan App

Reba Cash App Download Link Server 1
Reba Cash Loan App Link Server 2
Reba Cash Loan App Link Server 3
Reba Cash Download ЁЯФЧ Link
  • you have to download Reba Cash Loan App From the About Download link
  • You have to fill your personal data in this app
  • You have to enter your bank details like account number IFSC code and etc
  • You have to wait for approval
  • You have to read charges carefully before disburse
  • You have to research yourself
26 Nov, 2024 By ravita pal
2 New Loan App Without Cibil Score And Income Proof

New loan app is the best online new loan app for instant loan app this app is very easy applying process and quick approval based on application process for all your financial needs and need your some documents so you can apply for the new loan application.all these app are NBFC Registered Personal Loan App

Why choose new loan app?

  • No collateral required, simple and easy process, low interest
  • NBFC institutional partner, formal and legal
  • Enjoy hassle free payment with our installment option
  • Payment are as timely as possible and the service strives to be more friendly.
  • Almost all (95%) individuals can get the amount they want
  • Free transfer to any bank/e – wallet account
  • Safe and reliable focusing on data protection and privacy
  • low Cibil Score Needed
  • Instant Approval And Disbursals

NBFC Partner

New Loan Eligibilty Requirment

  • We clearly require users to be 18 years of or above
  • Natural/ legal person who have the legal right to enter into contracts in India

For a loan, new loan app offers:

We do not allow third party Lending institution to provide personal loans that need to be repaid within 91 days or a shorter period from the date of disbursement

New Loan App Product Details :

  • Minimum principal amount : 5000
  • Maximum principal amount : 2,60,000
  • Minimum annual percentage Rate : 10%
  • Maximum annual percentage : 24%
  • Minimum period for repayment : 91 days
  • Maximum period for repayment : 365 days
  • No other costs
100% safe loan app without income

Is this new loan app real or fake ?

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New loan app download link : Server 1
New Loan app Link Server 2
2nd loan apply link ЁЯФЧ
New Loan App Link Server 3

2 New Loan App Without Low Income

Best Personal Loan App in India

Features of this personal loan app

  • low interest rates
  • Low income needed only more 15,000тВ╣ income employee can take loan
  • Fast Approval through App
  • Higher Tenure For Loan Repayment
  • Quick Disbursal On Bank Account
  • No Harassment Calls and Contact Hacking.
2 New Loan App Apply
2! New loan app Link Server
2 New Loan App Apply Link ЁЯФЧ

3 New Loan App Without Income Proof

3rd Loan App Apply Link ЁЯФЧ
11 Nov, 2024 By ravita pal
3 New Loan App 2025 Without Income Proof

Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se instant loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karenge aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian adult citizen
  • Valid pan card
  • Aadhar verification via digilocker
  • Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
  • Valid bank account details

No.1- Yuva Personal Loan App Review 2025

Yuva is an instant personal loan app provided by RBI (reserve Bank of India) registered NBFC ( non banking financial company ) – yuvaraj finance private limited. Our goal is to convey a sence of youthful energy, dynamism, and forward thinking.

Yuva personal loan app

1. Details and representative cost calculation :

  • Loan amount : up to 20,000 rs.
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees start at 99 rs.
  • Maximum annual percentage Rate : 97%

For example if the loan amount is 10,000 rs. With a repayment period of 93 days the interest is 36% per annum with a one time processing of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93 / 365 (Interest) + 699 rs. ( All fees applicable) = 917 rs. + 699 rs. 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. / 3 = 3,872 rs.

2. Data Protection :

  • We comply with regulation rules and industry standards being the member of face
  • your data is encrypted securely stored and can be requested to delete
  • We don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • Competitive products
  • Easy to get user interface and modern design
  • Optimize process with minimum steps and information required
  • Various loan repayment options ( UPI, card, wallet)
  • 24 / 7 customer support ( Email, helpline, whatsapp chat)

4. Yuva loan app provides :

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

5. How it works

  • Register with phone number
  • Pick affordable loan amount and term
  • Provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

No. 2 – TAPLEND – Instant Loan App Review 2025

Taplend is India’s fastest growing new – age personal loan app that offers instant loans online starting from 1000 up to 2,00,000 apply for an instant cash loan and receive up to 2,00,000 as a direct cash transfer to your bank account

TAPLEND Instant loan app

You can apply for instant personal loan online through our app and receive money directly in your bank account without the long wait times the amount can be used for various purposes including financing short domestic or international trips, education, shopping, to covering wedding expenses debt consolidation, emergency home repairs or medical bills and many other curated offerings with our easy loan apps

We at TAPLEND leverages State of the art technology and data sciences to make borrowing money safe quick and hassle-free for India’s massive population of underserved customers whether salaried and self employed

Key features of TAPLEND instant loan app online instant personal loans with TAPLEND APP have many benefits :

  • Online personal loan from 1,000 to 2,00,000
  • Interest rates – 0% to 36% p.a.
  • Tenures – 64 days to 120 days
  • APR range – 0% to 125%
  • Low processing fees
  • Easy Repayment Options
  • Fast loan disbursement

Taplend is a product of baba lease and investment private limited, an RBI registered NBFC with TAPLEND, applying for an instant loan is now an easy & hassle free experience

TYPES of Loans

Personal loan – we offer flexi personal loan ranging between 1,000 to 2,00,000 with repayment tenure from 64 days to 120 days you need a pan card & proof of address to apply

Example for personal loan

  • Loan amount : 50,000
  • Tenure : 120 days
  • Rate of interest : 33% per annum
  • Processing fee : 2,500 (5%)
  • Loan document signing fees : 25
  • GST on fees charged above : 455
  • Total interest : 5,500
  • EMI : 13,875
  • APR : 50.88%
  • Amount disbursed : 48,289
  • Total repayment amount : 55,500

Queries ?

mail : help@taplend.in

Call : 9355871316

address : house no – 17 basement floor BLK-F-11 model Town, delhi – 110009

https//TAPLEND.in/

No. 3 – Olyv (smartcoin) personal loan app review 2025

Olyv is India’s #1 app to access quick 100% digital loans and manage your financial health with ease our seamless process let’s you secure loans directly in your bank account in minutes with no paperwork required also stay on top of your credit health by tracking your credit score for free fraud prevention summarized loan and credit summary you also get personalized insights about your credit health and tips to boost it with olyv ‘s digital gold savings feature start investing with as little as 10 – safe secure and accessible anytime

3 New Loan App 2025 without income proof
Olyv personal loan app

Instant personal loans up to 5 lakh

  • Trusted by 3 cr Indians
  • RBI registered lenders
  • 100% digital loan application journey
  • No collateral or paperwork
  • Tenure : minimum period for repayment – 2 months maximum period for repayment – 24 months
  • Flexi EMIs & interest starting at 1.5% per month
  • APR range – 30 to 90%

EXAMPLE :

  • Loan amount : 65,000
  • Processing fee : 2,301
  • Total loan amount : 67,301
  • Interest : 3% per month
  • Tenure : 9 months
  • Your EMI : 8,349
  • Total amount to be paid : 8,349 x 9 = 75,132
  • Total interest paid : 75,132 – 67,301 = 10,132
  • APR : 28.58%

Queries & contact

Phone : + 91- 9148380504

Address : smartcoin financial Pvt Ltd

Indiqube gamma, no. 293/154/172

2nd floor, outer ring road

Kadubeesanahalli, Bengaluru, Karnataka, 560103

Mail : help@Smartcoin.co.in

28 Aug, 2024 By ravita pal
Small Business Loan : TRADOFINA Loan App Review 2024

TRADOFINA provides instant credit and small business loans from RBI – registered NBFC. TRADOFINA offers an instant credit loan of 5000 to 60,000 and APR ranges from 14% to 28% for a tenure of 3 months to 24 months

EXAMPLE : small business owners/ self employed can avail instant credit loan of 10,000 the total processing fees is 8%. The interest rate is 18% p.a for a tenure of 3 months amount payable is 10,450 and APR of the loan will be 27.54%.

Small Business Loan TRADOFINA Loan App Review 2024
small Business Loan TRADOFINA Loan App

Introduction

TRADOFINA delivers the fastest personal loan experience with 100% paperless digital KYC process the app analyzes your financial SMS transaction to monitor the income track and analyse financial expenses also to accurately assess your credit worthiness protect your from potential fraud and provide you with convenient and secure access to credit in just 5 minutes.

TRADOFINA Instant Credit Loan App Products

Quick Cash – Instant Credit Loan

TRADOFINA offers an instant personal loan to salaried customers and self employed store owners the amount of loan ranges from 5000 to 60,000 only with PAN, Aadhar Card for a tenure of 24 months

Collateral Free Small Business Loan

TRADOFINA offers business capital loan up to 1,00,000 to small business and store owners to meet to run their day to day business activities

Loans To Different Type Of Priority Sectors

TRADOFINA also offers Loans up to 60,000 to priority sectors, based on RBI definitions a priority sector loan is provided to women artisans small vendors village and cottage industries etc.

Top Catagory & Business who have benefited and availed instant credit loan from TRADOFINA

  • Instant credit for kirana shop, general store, grocery store, medical store
  • Instant loan for mobile recharge and electronic shops
  • Quick cash for bakery, snacks and juice shops
  • Instant cash for street vendors, fruits and vegetables shops

Examples of EMI Fees Interest Rate For Instant Credit Products Offered By TRADOFINA App

  • Loan Amount : 30,000
  • Tenure : 12 months
  • Interest rate : 18% per annum
  • processing fee (incl. GST) : 750 (2.5%)
  • Total interest : 3,005
  • EMI : 2,750
  • APR : 22.91%
  • Loan amount is 30,000 disbursed amount is 29,250
  • Total loan repayment amount is 33,000
  • Total cost of the loan = interest amount + processing fees = 3005 + 750 = 3755

Eligibility criteria

  • minimum age – 21 years
  • minimum income 12,000 for salaried & 15000 for small business/vendors

Documentation

TRADOFINA app is a 100% digital loan app therefore we don’t require any physical documents all you have to do is enter your Pan card number upload a digital photocopy of your Aadhar card and click a selfie to avail your instant credit and business loan

Why TRADOFINA To Avail Instant Credit And Small Business Loan

  • Instant verification and speedy credit disbursement
  • Fair & low rate of interest and processing fees
  • Easy and Convenient repayment options (UPI, debit card, Net banking, Bank Transfer, etc)
  • Online personal loan approval in just 5 minutes
  • No collateral & credit card required
  • 100% secure VIA 256 – bit SSL encryption
  • RBI registered NBFC with 100% digital approval The NBFC Is Arnold holdings Ltd

CONTACTS US :

customer care number : 022-48913684

EMAIL : care@TRADOFINA.com

Address : B 208, ramji house, 30 JAMBULWADI JSS road , Mumbai, Maharashtra 400002

28 Aug, 2024 By ravita pal
FUNDSMAMA – Instant personal Loan App Review 2024

FUNDSMAMA is a company that helps people in India get loans quickly and easily if you need money for everyday expenses or an emergency FUNDSMAMA can help you out they have a simple process and you meet our eligibility criteria and submit requisite documents loan amount to your bank account within 30 minutes final of approval

FUNDSMAMA Instant personal loan app review 2024
FUNDSMAMA instant personal loan app

There are many reasons to choose FUNDSMAMA for your loan needs they offer a safe and secure digital platform to borrow money and you don’t need collateral to loan they can help you with multiple unexpected expenses at once.

To apply for a loan FUNDSMAMA you need to be an indian resident who is at least 21 years old and has a savings bank account you also need to have a decent CIBIL score you will need to fill out an application form and provide some documents like your pan card bank statements and salary slips .

WHY Choose us

Unsecured personal loan :

In the recent COVID scenario we offer a safe and secure digital platform to borrow quick money for emergency situation eligibility is based on your credit worthiness and no collateral is required we provide advance salary loans for emergencies when you don’t have a financial backup or enough cash to meet unforeseen expenses/losses

Easy Fast Redressal

secure and fast loan disbursals process is our forte you don’t have to worry about the long and heavy documentation/ waiting process for getting a loan just a quick upload of required documents digitally would suffice and scanning we approve and transfer your loan in 15 minutes

FLEXIBLE

we can help you meet more than one unexpected expenses at a time be it home/vehicle repair medical bills, housing, utilities, wedding or other family emergencies we have an easy go to application process without any upfront fees or charge

Disclaimer : the interest rates could be higher compared to other long term loans we give only advance salary loans to Indian residents

APPLICATION PROCESS :

1. Share details : fill out the easy loan approval from online your information is safe and secure with us be rest assured

2.Quick SCAN : upon upload of the required documents we do a quick run through and verification via our fintech system

Our software technology is a secure accredited system that is manually updated by our team we do not allow for any misuse of your personal information and adhere stricts rule and procedures in the company

3. SAVE THE DAY TOGETHER : we shall inform over a fon call or email if any discrepancy occurs during loan approval process.

4. LOAN disbursal in 30 minutes : once all is clear we transfer the loan amount securely to your bank account on the same day of the application process.

Eligibility criteria

  • Indian resident
  • salaried / employee business owner / self employed
  • Above 21 years of age
  • savings bank account holder
  • Decent CIBIL score

DOCUMENTATION :

  • Completely failed personal loan application with photograph
  • Pan card
  • Residence proof – passport, driving licence, voter ID, postpaid/landline bill, utility bills (Electricity/Water/Gas)
  • Bank statement for the last 3 months (preferably your salary account)
  • Salary slips of last 3 months
  • Identity and age proof
  • Completely filled rates and fees

Monthly Interest rate : 2.9166

Offered Annual Percentage Rate : 35% (fixed) tenure/repayment period : 1-3 year minimum maximum loan amount : INR 10,000 – 2,00,000

processing fees : 2%

GST on processing fees : 18%

Representive Example

  • Loan Amount : 50,000
  • APR : 35%
  • Tenure : 12 months
  • processing fee : 1000
  • GST on processing fee : 180
  • Amount disbursed : 49,000
  • EMI : 4,998
  • Total repayment amount : 59,978
  • Total interest : 9,978

COMPANY ACCREDITATION :

we are registered under the name girdhar Finlease PVT LTD, a registered NBFC approved by RBI.

Adress : 106, first floor, Surya kiran building, 19 kasturba Ghandhi marg

New Delhi – 110001

Email : Info@FUNDSMAMA.com

Phone : + 91- 9711711026

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