New Instant Personal Loan Apps Without Income Proof And Cibil Score 2025
New instant personal loan will credit money in your account in 10 mins following simple application process New instant personal loan is a best loan application process.
NBFC Lending Partners : Fincfriends private limited which is a registered NBFC with RBI
- Fast Loan approval and quick disbursals : with 100% process get fast approval and quick loan disbursal
- Loan for all purposes and needs : loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt travel, shopping, bill payments school fees and much more
- Flexible Interest Rates and tenure : flexi personal loans with interest rates from 12% to 36% per annum depending on your credit score also get flexible tenure option of 62 days to 6 months for repayment of the loan
- Transparency and Security : we only work with RBI certified NBFCs/ banks which are guaranteed to be transparent safe and secure
New Instant Personal Loan Offerings :
Flexible Personal Loan : we offer personal loans ranging from 2,000 to 25,000 with short repayment tenure of 3 – 4 months documentation required for this loan consists of just a pan card and proof of address
Personal Loan for self employed & salaried – personal loan for self employed ranges between 2000 to 30,000 with flexible repayment terms from 3 to 6 months you need pan card & proof of address to avail this loan
Top Features Of New Instant Personal Loan :
- Simple EMIs : payback in 2 – 12 months at your convenience
- 100% online : the application process is completely paperless
- Complete Transparency : there are no hidden costs all costs are mentioned on application summary before processing of loan
New Instant Personal Loan Charges (Example) :
- Loan amount : from 2000 to 30000
- Minimum period of payment : 62 days
- Maximum period of payment : 365 days
- Maximum annual percentage Rate : 36% to 160%
- Interest rate : 2.5% to 3% per month
- Processing fee : starting 10% of loan amount
- Service charges : Starting 3% of loan amount
New Instant Personal Loan Representative Example Of The Total Cost Of Loan Is Provide In Example Below :
Discription all amount are in INR
- Loan amount : 11000
- Loan tenure : 3 months
- Processing fees : 1100
- Services charges = 990
- Interest (32%) = 583.6
- Amount disbursed = 9900
New Instant Personal Loan Repayment Schedule Below :
- First instalment : 4191
- Second instalment : 4191
- Third instalment : 4191
- Total repayment : 12573
New Instant Personal Loan Eligibility Criteria :
- Must be an Indian national
- With a valid pan card and Aadhar card
- Must be over the age of 18 years
- Minimum monthly income should be 15000
Documents Required for New Instant personal Loan :
- Address proof
- Selfie
- Pan card
- Bank account/ access to bank account details
