FUNDSMAMA – Instant personal Loan App Review 2024
FUNDSMAMA is a company that helps people in India get loans quickly and easily if you need money for everyday expenses or an emergency FUNDSMAMA can help you out they have a simple process and you meet our eligibility criteria and submit requisite documents loan amount to your bank account within 30 minutes final of approval
There are many reasons to choose FUNDSMAMA for your loan needs they offer a safe and secure digital platform to borrow money and you don’t need collateral to loan they can help you with multiple unexpected expenses at once.
To apply for a loan FUNDSMAMA you need to be an indian resident who is at least 21 years old and has a savings bank account you also need to have a decent CIBIL score you will need to fill out an application form and provide some documents like your pan card bank statements and salary slips .
WHY Choose us
Unsecured personal loan :
In the recent COVID scenario we offer a safe and secure digital platform to borrow quick money for emergency situation eligibility is based on your credit worthiness and no collateral is required we provide advance salary loans for emergencies when you don’t have a financial backup or enough cash to meet unforeseen expenses/losses
Easy Fast Redressal
secure and fast loan disbursals process is our forte you don’t have to worry about the long and heavy documentation/ waiting process for getting a loan just a quick upload of required documents digitally would suffice and scanning we approve and transfer your loan in 15 minutes
FLEXIBLE
we can help you meet more than one unexpected expenses at a time be it home/vehicle repair medical bills, housing, utilities, wedding or other family emergencies we have an easy go to application process without any upfront fees or charge
Disclaimer : the interest rates could be higher compared to other long term loans we give only advance salary loans to Indian residents
APPLICATION PROCESS :
1. Share details : fill out the easy loan approval from online your information is safe and secure with us be rest assured
2.Quick SCAN : upon upload of the required documents we do a quick run through and verification via our fintech system
Our software technology is a secure accredited system that is manually updated by our team we do not allow for any misuse of your personal information and adhere stricts rule and procedures in the company
3. SAVE THE DAY TOGETHER : we shall inform over a fon call or email if any discrepancy occurs during loan approval process.
4. LOAN disbursal in 30 minutes : once all is clear we transfer the loan amount securely to your bank account on the same day of the application process.
Eligibility criteria
- Indian resident
- salaried / employee business owner / self employed
- Above 21 years of age
- savings bank account holder
- Decent CIBIL score
DOCUMENTATION :
- Completely failed personal loan application with photograph
- Pan card
- Residence proof – passport, driving licence, voter ID, postpaid/landline bill, utility bills (Electricity/Water/Gas)
- Bank statement for the last 3 months (preferably your salary account)
- Salary slips of last 3 months
- Identity and age proof
- Completely filled rates and fees
Monthly Interest rate : 2.9166
Offered Annual Percentage Rate : 35% (fixed) tenure/repayment period : 1-3 year minimum maximum loan amount : INR 10,000 – 2,00,000
processing fees : 2%
GST on processing fees : 18%
Representive Example
- Loan Amount : 50,000
- APR : 35%
- Tenure : 12 months
- processing fee : 1000
- GST on processing fee : 180
- Amount disbursed : 49,000
- EMI : 4,998
- Total repayment amount : 59,978
- Total interest : 9,978
COMPANY ACCREDITATION :
we are registered under the name girdhar Finlease PVT LTD, a registered NBFC approved by RBI.
Adress : 106, first floor, Surya kiran building, 19 kasturba Ghandhi marg
New Delhi – 110001
Email : Info@FUNDSMAMA.com
Phone : + 91- 9711711026
