Unlock the power of your financial future with finance track – credit vision the app designed to help you understand, monitor, and improve your credit score whether you are applying for a loan building your credit history or simply staying informed, finance track empowers you with the tools to take control of your financial health
Key Features :
Instant credit score check : get your latest credit score in just a few taps monitor changes over time and understand what affects your score stay ahead with real time updates on any shifts in your credit profile
Detailed financial Insights : finance track offers in depth analysis of your credit score and financial health discover potential weaknesses and recieve actionable suggestions to enhance your creditworthiness
Credit report breakdown : dive into your credit history learn how your past financial decisions impact your current score and what steps you can take to improve
Credit alert & notifications : stay informed with real time alerts whenever there are change to your credit report or score with finance track you’ll never miss important updates about your financial health
User friendly interface : finance track is designed with simplicity in mind whether you’re new to credit monitoring or an experienced user our intuitive interface ensures a seamless experience
Secure and private : your data privacy is our top priority we employ advanced encryption to ensure that all your personal and financial information remains confidential and secure
Why Finance Track ?
Finance track credit vision is your reliable partner on the path to financial wellness with tailored insights and easy to use features it’s designed to give you a complete understanding of your credit and financial standing all while maintaining the highest level of security
The Repayment period is really long more than three months I also want to reapply for 3 loans and it says my loan has been approved the customer service will explain patiently and have a considerate services attitude procedures are smooth and there are no delays very good interest rate
the loan amount is large enough the interface is not laggy at all I hope this platform will get better and better borrowing money is easy fast safe and reliable the loan amount is high and the current funding problem can be solved in four times even if you just applied the amount is very high
Swift finance is your trusted partner in securing the suitable loan we offer high quality loan solutions tailored to both individuals and businesses with a commitment to excellence integrity and customer satisfaction
Developed and managed by vishwa financial services private limited swift finance harnesses advanced technology to provide seamless digital lending solutions all loan products offered are provided by our partner windy investment private limited an RBI registered NBFC ensuring you receive legally compliant secure financial services
Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se instant loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karenge aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai
Required Documents
Aadhar card for address verification
Pan card for cibil score
Applicants age must be more than 21 years
Active bank account
No loan default in last 3 months
Eligibility Criteria
Indian adult citizen
Valid pan card
Aadhar verification via digilocker
Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
Valid bank account details
No.1- Yuva Personal Loan App Review 2025
Yuva is an instant personal loan app provided by RBI (reserve Bank of India) registered NBFC ( non banking financial company ) – yuvaraj finance private limited. Our goal is to convey a sence of youthful energy, dynamism, and forward thinking.
1. Details and representative cost calculation :
Loan amount : up to 20,000 rs.
Repayment period : 61 – 365 days
Interest rate : 36% per annum
Fees start at 99 rs.
Maximum annual percentage Rate : 97%
For example if the loan amount is 10,000 rs. With a repayment period of 93 days the interest is 36% per annum with a one time processing of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93 / 365 (Interest) + 699 rs. ( All fees applicable) = 917 rs. + 699 rs. 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. / 3 = 3,872 rs.
2. Data Protection :
We comply with regulation rules and industry standards being the member of face
your data is encrypted securely stored and can be requested to delete
We don’t transfer data to third parties
Yuva app does not ask for sensitive permission
For more details please visit data safety section
3. Main features of yuva instant loan app :
Competitive products
Easy to get user interface and modern design
Optimize process with minimum steps and information required
Various loan repayment options ( UPI, card, wallet)
24 / 7 customer support ( Email, helpline, whatsapp chat)
4. Yuva loan app provides :
No hidden or upfront fees
Only necessary documentation
Fast decision
New to credit customers can be also considered
Higher loan amounts for repeat clients
5. How it works
Register with phone number
Pick affordable loan amount and term
Provide data for loan application and verify KYC
Recieve decision and sign loan agreement in case of positive one
Right away get money in your bank account
No. 2 – TAPLEND – Instant Loan App Review 2025
Taplend is India’s fastest growing new – age personal loan app that offers instant loans online starting from 1000 up to 2,00,000 apply for an instant cash loan and receive up to 2,00,000 as a direct cash transfer to your bank account
You can apply for instant personal loan online through our app and receive money directly in your bank account without the long wait times the amount can be used for various purposes including financing short domestic or international trips, education, shopping, to covering wedding expenses debt consolidation, emergency home repairs or medical bills and many other curated offerings with our easy loan apps
We at TAPLEND leverages State of the art technology and data sciences to make borrowing money safe quick and hassle-free for India’s massive population of underserved customers whether salaried and self employed
Key features of TAPLEND instant loan app online instant personal loans with TAPLEND APP have many benefits :
Online personal loan from 1,000 to 2,00,000
Interest rates – 0% to 36% p.a.
Tenures – 64 days to 120 days
APR range – 0% to 125%
Low processing fees
Easy Repayment Options
Fast loan disbursement
Taplend is a product of baba lease and investment private limited, an RBI registered NBFC with TAPLEND, applying for an instant loan is now an easy & hassle free experience
TYPES of Loans
Personal loan – we offer flexi personal loan ranging between 1,000 to 2,00,000 with repayment tenure from 64 days to 120 days you need a pan card & proof of address to apply
Example for personal loan
Loan amount : 50,000
Tenure : 120 days
Rate of interest : 33% per annum
Processing fee : 2,500 (5%)
Loan document signing fees : 25
GST on fees charged above : 455
Total interest : 5,500
EMI : 13,875
APR : 50.88%
Amount disbursed : 48,289
Total repayment amount : 55,500
Queries ?
mail : help@taplend.in
Call : 9355871316
address : house no – 17 basement floor BLK-F-11 model Town, delhi – 110009
https//TAPLEND.in/
No. 3 – Olyv (smartcoin) personal loan app review 2025
Olyv is India’s #1 app to access quick 100% digital loans and manage your financial health with ease our seamless process let’s you secure loans directly in your bank account in minutes with no paperwork required also stay on top of your credit health by tracking your credit score for free fraud prevention summarized loan and credit summary you also get personalized insights about your credit health and tips to boost it with olyv ‘s digital gold savings feature start investing with as little as 10 – safe secure and accessible anytime
Instant personal loans up to 5 lakh
Trusted by 3 cr Indians
RBI registered lenders
100% digital loan application journey
No collateral or paperwork
Tenure : minimum period for repayment – 2 months maximum period for repayment – 24 months
TRADOFINA provides instant credit and small business loans from RBI – registered NBFC. TRADOFINA offers an instant credit loan of 5000 to 60,000 and APR ranges from 14% to 28% for a tenure of 3 months to 24 months
EXAMPLE : small business owners/ self employed can avail instant credit loan of 10,000 the total processing fees is 8%. The interest rate is 18% p.a for a tenure of 3 months amount payable is 10,450 and APR of the loan will be 27.54%.
Introduction
TRADOFINA delivers the fastest personal loan experience with 100% paperless digital KYC process the app analyzes your financial SMS transaction to monitor the income track and analyse financial expenses also to accurately assess your credit worthiness protect your from potential fraud and provide you with convenient and secure access to credit in just 5 minutes.
TRADOFINA Instant Credit Loan App Products
Quick Cash – Instant Credit Loan
TRADOFINA offers an instant personal loan to salaried customers and self employed store owners the amount of loan ranges from 5000 to 60,000 only with PAN, Aadhar Card for a tenure of 24 months
Collateral Free Small Business Loan
TRADOFINA offers business capital loan up to 1,00,000 to small business and store owners to meet to run their day to day business activities
Loans To Different Type Of Priority Sectors
TRADOFINA also offers Loans up to 60,000 to priority sectors, based on RBI definitions a priority sector loan is provided to women artisans small vendors village and cottage industries etc.
Top Catagory & Business who have benefited and availed instant credit loan from TRADOFINA
Instant credit for kirana shop, general store, grocery store, medical store
Instant loan for mobile recharge and electronic shops
Quick cash for bakery, snacks and juice shops
Instant cash for street vendors, fruits and vegetables shops
Examples of EMI Fees Interest Rate For Instant Credit Products Offered By TRADOFINA App
Loan Amount : 30,000
Tenure : 12 months
Interest rate : 18% per annum
processing fee (incl. GST) : 750 (2.5%)
Total interest : 3,005
EMI : 2,750
APR : 22.91%
Loan amount is 30,000 disbursed amount is 29,250
Total loan repayment amount is 33,000
Total cost of the loan = interest amount + processing fees = 3005 + 750 = 3755
Eligibility criteria
minimum age – 21 years
minimum income 12,000 for salaried & 15000 for small business/vendors
Documentation
TRADOFINA app is a 100% digital loan app therefore we don’t require any physical documents all you have to do is enter your Pan card number upload a digital photocopy of your Aadhar card and click a selfie to avail your instant credit and business loan
Why TRADOFINA To Avail Instant Credit And Small Business Loan
Instant verification and speedy credit disbursement
Fair & low rate of interest and processing fees
Easy and Convenient repayment options (UPI, debit card, Net banking, Bank Transfer, etc)
Online personal loan approval in just 5 minutes
No collateral & credit card required
100% secure VIA 256 – bit SSL encryption
RBI registered NBFC with 100% digital approval The NBFC Is Arnold holdings Ltd
FUNDSMAMA is a company that helps people in India get loans quickly and easily if you need money for everyday expenses or an emergency FUNDSMAMA can help you out they have a simple process and you meet our eligibility criteria and submit requisite documents loan amount to your bank account within 30 minutes final of approval
There are many reasons to choose FUNDSMAMA for your loan needs they offer a safe and secure digital platform to borrow money and you don’t need collateral to loan they can help you with multiple unexpected expenses at once.
To apply for a loan FUNDSMAMA you need to be an indian resident who is at least 21 years old and has a savings bank account you also need to have a decent CIBIL score you will need to fill out an application form and provide some documents like your pan card bank statements and salary slips .
WHY Choose us
Unsecured personal loan :
In the recent COVID scenario we offer a safe and secure digital platform to borrow quick money for emergency situation eligibility is based on your credit worthiness and no collateral is required we provide advance salary loans for emergencies when you don’t have a financial backup or enough cash to meet unforeseen expenses/losses
Easy Fast Redressal
secure and fast loan disbursals process is our forte you don’t have to worry about the long and heavy documentation/ waiting process for getting a loan just a quick upload of required documents digitally would suffice and scanning we approve and transfer your loan in 15 minutes
FLEXIBLE
we can help you meet more than one unexpected expenses at a time be it home/vehicle repair medical bills, housing, utilities, wedding or other family emergencies we have an easy go to application process without any upfront fees or charge
Disclaimer : the interest rates could be higher compared to other long term loans we give only advance salary loans to Indian residents
APPLICATION PROCESS :
1. Share details : fill out the easy loan approval from online your information is safe and secure with us be rest assured
2.Quick SCAN : upon upload of the required documents we do a quick run through and verification via our fintech system
Our software technology is a secure accredited system that is manually updated by our team we do not allow for any misuse of your personal information and adhere stricts rule and procedures in the company
3. SAVE THE DAY TOGETHER : we shall inform over a fon call or email if any discrepancy occurs during loan approval process.
4. LOAN disbursal in 30 minutes : once all is clear we transfer the loan amount securely to your bank account on the same day of the application process.
Eligibility criteria
Indian resident
salaried / employee business owner / self employed
Above 21 years of age
savings bank account holder
Decent CIBIL score
DOCUMENTATION :
Completely failed personal loan application with photograph
Liqui loans is a peer to peer lending platform founded by anchal mittal and Gautam Adukia who have previously co-founded a successful rental platform ‘Rentomojo’ the company uses technology to match borrowers and lenders and in the process eliminates the margin which is charged by traditional Banks and NBFCs thus, making borrowing cheaper and investing a more lucrative opportunity as compared to traditional investment avenues.
The company is funded by matrix partners which have invested in some of the marquee companies like Olacabs, procto, Quikr and cloud
Quid is a lending and financial services platform (Loan aggregator) where you can apply for a personal loan with RBI registered banks and NBFCS in a few minutes get an instant personal loan with 100% digital experience a high approval rate Quick sanction and hidden charges quid makes it easy for salaried students self employed and business owners to access instant credit with a seamless loan application process
What Makes Quid Better Than Others ?
Best loan offers : find the best instant loan offers through our lending partners
Personal loan matchmaker : find the best lending partners
Trusted platform : Quid works with RBI approved banks and NBFCS only
Credit card : apply for credit card with exclusive offers and benefits
user friendly : Explore loan offers easily through a user friendly interface
100% Digital : digital process with minimal documentation
Loan tenure : 3 – 60 months tenure
Quick approval : get approvals in minutes’ note months
Low interest rates : Get the best instant rates
Easy EMI : flexible and convenient EMI option
More Reason To Quid
collateral – free
safe and secure
Quick sanction
Best interest rates
Flexible tenure
High loan approval rate
Repayment time linse APR and transparent processing fees & GST :
Interest rates start from 1% to 3% per month corresponding to a maximum APR of 12% to 36%
The repayment tenure ranges from 3 – 60 months
processing fees will be charged separately as applicable by the lending partner
Eligibility Criteria
The minimum age for application is 18 – 55 years
You must receive income in your bank account
personal loan for salaried student and self employed
Based on our integrated lenders for example :
Loan amount = 1,50,000
Interest rate = 13% minimum
Repayment tenure = 1 year
processing fees of 2% = 3000 + GST = 3,540
Loan EMI = 13,398
The total interest = 10,771
Loan repayment amount ofter 1 year = 1,60,771
The maximum annual percentage Rate can go up to 36%
HDB in the go offers instant online loans such as personal, gold, business and vehicle loan whether you’re salaried or self employed get upto Rs. 20,00,000 with our 100% online system that ensures a hassle free experience at attractive interest rates with flexible tenure in just a few clicks
Instant Online Personal Loan Example :
Loan amount : 200,000
processing fee (3% of loan amount including 18% GST) : 6000
Total loan amount : 206,000
Interest : 15% per annum (1.25% per month)
Tenure : 12 months
your EMI : 18,375
Total amount to be paid : 18,375 x 12 = 220,500
total interest paid : 220,500 – 206,000 = 14,500
total cost of the loan : 14,5000 + 6000 = 20,500
APR : 15%
HDB ON THE GO KEY FEATURES :
Instant personal loan upto 20,00,000
Flexible repayment options ranging from 12 to 84 months
100% peparless instant loan application
Instant disbursed of the instant loan amount to your account
repay the loan through various payment methods anytime, anywhere
Get your EMI calculated on the app for personal gold business, and auto loans
No collateral or guarantors
ONLINE LOAN OFFERED BY HDB ON THE GO
Personal Loan : instant personal loan upto 20, 00, 000 for salaried and self employed individuals salaried individuals can get instant loans or pre approved online loan for employed people looking for financial help we also offer a quick salaried personal loan.
PERSONAL LOAN FEATURES :
Pre approved online personal loan for salaried individuals
Attractive personal loan interest rates
Flexible repayment tenure
instant loan approval
GOLD Loan : Get an instant gold loan for any urgent financial or business needs gold loan online can be avail through minimal documentation & at a very attractive interest rate
Gold Loan Features :
Gold loan online up to 75% of gold value or 20 lakh
competitive interest rates
Flexible repayment tenure
complete safety and security of gold
BUSINESS LOAN : MSME loans and small business loans can help you meet your business loan requirement our unsecured business loan have attractive interest rate and flexible repayment terms get the help of easy online process to avail the funds quickly and Grow your business
Business loan Features :
Business loan up to 30 lakh with instant approval and attractive interest rates
100% online process
No requirements to submit collateral
Vehicle loan : An instant vehicle loan from us offers financial assistance for those seeking to purchase a new or used car
Vehicle Loan Features :
Top up on exiting vehicle loan
car loan up to 90% of vehicle value
Repayment through convenient EMIs
DIGITAL PRODUCT LOAN : Get an instant approval in minutes for a No cost EMI loan on your favourite electronic products with the help of HDB ON THE GO app
Digital product loan Features :
No cost EMI Exclusive Deals and low down payments
Easy Repayment Options
Zero Sequrity Deposit
connect with us on call at +914442984541 or Email us @ app.feedback@hdbfs.com
2 funding (RNVP Technology Pvt Ltd) is a reserve Bank of India registered non-banking financial company – peer to peer lending platform (NBFC – P2P). NBFC – P2P certificate of registration (CoR) no. N-12.00468 peer to peer lending a new and better way of talking personal loans in India
Features of personal loan from 2 funding
Loan amount Rs. 1000 to Rs. 5,00,000
Loan tenure from 3 months to 12 months choose your own EMI tenure
Interest rates starting from 12% per year upto 36% per year
Processing fee – 2% to 10% of loan amount
No collateral or security
Repay loan anytime during the loan tenure without paying prepayment penalties
Representative Example
For a loan amount of 1,00,000 payable in one year with an interest rate (APR) of 20% per annum a borrower bill pay the following amount:
Interest = 11,156
Processing fee (5%) = 5,900 (including 18% GST on processing fees which is 900)
EMI = 9,263 for 12 months
The total amount payable would be principal (1,00,000) + Interest (11,156) + processing fee (5,900) = 1,17,056
About 2 funding
Funded in October 2015. 2 funding is innovative fintech start-up and one of the pioneers of peer to peer lending in India. Since inception we have gown at a very fast pace and has gradually emerged as one of the safest most trusted and Innovative peer to peer (P2P) lending platforms in India we have an office in n Noida
Why take the personal loan from 2 funding?
completely online and hassle-free application process
customized personal loans at interest rates appropriate to a borrower’s credit profiles
Loan available for people with low CIBIL or no CIBIL history
Get collateral – free personal loans online without any physical visit
pre-pay loan and as and when you want to without any penalty
Required documents
Aadhar number for address verification
Pan card
Permanent address proof (electricity bill / Gas bill / Water tax receipt / house registery papers)
Current address proof (if different from permanent address : passport / Voter ID / Aadhar card / Driving licence / post-paid mobile bill / landline bill / Broadband bill)
Last 12 months bank account statements
Additional documents for salaried employee
Last 3 months salary slips
Employment proof ( company ID card/ Appointment letter)
Additional documents for self employed borrowers
Last 3 year’s income tax returns
Business Establishments proof (Business/shop registration documents/GST certificate)
Security & Protection of privacy
2 funding complies with very strict IT and cybersecurity guidelines prescribed by the reserve Bank of India (RBI) for NBFCs. We have we have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors
Features Available in App
Borrowers sign-up and submission of the loan application
submission of mandatory documents
profile verification loan evaluation and approval by the team of 2
The complete status of loan application and disbursal
Rupee112 is your ultimate one-stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need
At rupee112 we priorities your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience and swift access to the funds you need here are the highlights of our application features
How Rupee112 works
Apply online : our user friendly online application allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application
Quick approval : once we receive your application our team process it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting
Get funds fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstances
Easy repayments : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free
Important points to consider before applying for a personal loan :
Loan amount : minimum 5000 to maximum 1 lakh
Repayment tenure : minimum 2 months to maximum 12 months
Rate of interest/ annual percentage Rate (APR) : 35% (fixed)
processing fees : Rs 2% of the loan amount
Note : GST on processing fees : 18%
Representative example :
Loan amount : 50,000
APR : 35%
Tenure : 12 month
Processing fee : 1000
GST on processing fees : 180
amou t disbursed : 48,820
EMI : 4,998
total repayment amount : 59,998
total interest: 9.978
About us :
Dev Ashish capitals private limited is a non banking finance company (NBFC ) registered with the reserve Bank of India (RBI) Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs
DIGITAL LENDING PARTNERS : we are here to provide financial assistance by connecting you with reliable NBFCs / bank ensuring you can secure personal personal loans without any hassle every loan application submit is carefully reviewed and approved by RBI registered NBFCs/ bank and we make sure to give all the important details about this insuitaion upfront our digital lending partners are listed below