18 Apr, 2025 By Loan Review
BetterPlace Money Loan App Review 2025: Sach Kya Hai?

Intro: Ek Nayi Duniya of Digital Lending
Aaj ke fast-paced zamane mein, jab paise ki zarurat ek dam se pad jati hai, apps like BetterPlace Money frontline workers ke liye ek nayi ummeed ban kar ubhre hain. Yeh app chhote, instant loans ka wada karta hai, wo bhi bina kisi bade jhanjhat ya paperwork ke. Par kya yeh sach mein itna simple aur reliable hai? Aao, 2025 ke is review mein BetterPlace Money ke features, faayde, nuksaan, aur asli user reviews ke saath iski gehrai mein utarte hain, ek unique style mein, taaki yeh bilkul fresh lage!

BetterPlace Money Kya Hai?
BetterPlace Money, jo BetterPlace Safety Solutions Pvt Ltd ne banaya hai, ek aisa platform hai jo India ke frontline workers—like delivery boys, gig workers—ke liye financial help deta hai. Yeh NBFCs jaise Liquiloans (NDX P2P Pvt Ltd) ke saath milke ₹25,000 tak ke personal loans deta hai, wo bhi bina kisi guarantee ke. Google Play Store pe iske 1.6 million+ downloads hain aur 2025 tak 2 lakh se zyada loans sanction ho chuke hain. Yeh app simplicity aur financial inclusion pe focus karta hai, par isme kitna dum hai, yeh dekhte hain.

Features: Kya Kya Milta Hai?

  1. Loan Amount aur Tenure
    • ₹25,000 tak ka loan mil sakta hai.
    • Repayment 3 se 6 mahine ka hota hai, jo short-term needs ke liye perfect hai.
    • Misal ke taur pe: ₹10,000 ka loan agar 1.5% monthly interest pe 3 mahine ke liye liya, toh ₹450 interest + ₹300 processing fee, matlab total ₹10,450 repay karna hoga (APR: 30.4%).
  2. Interest aur Fees
    • Interest rate 1% se 3% monthly (20% se 50% APR), jo kaafi high hai.
    • Processing fee ₹200 se ₹600 tak (GST alag se).
    • App ka dawa hai ki koi chhupi fees nahi, jo transparency dikhaata hai.
  3. Eligibility aur Documents
    • Indian citizen hona chahiye, umar 20+ honi chahiye, aur Aadhar/PAN jaise basic ID proofs chahiye.
    • Sab kuch digital hai—no need to visit any office!
  4. App ka Interface
    • 2 minute mein loan apply kar sakte ho, itna simple hai.
    • Loan status track karo, direct app se payment karo, aur agar time pe repay karo toh bada loan mil sakta hai.
  5. Employer Connection
    • Yeh app companies ke saath tie-up karta hai taaki unke workers ko loans mile.
    • Swiggy jaise platforms ke delivery boys ke liye yeh kaafi popular hai, with features like WageBetter for early salary access.

Faayde: Kyun Pasand Karna Chahiye?

  • Jaldi Paise: Loan approve hote hi paise bank account mein, sometimes in hours!
  • Aasani: Low credit history walon ke liye bhi chance, jo financial inclusion ko badhawa deta hai.
  • No Collateral: Koi cheez girvi rakhne ki zarurat nahi.
  • Digital Vibes: Paperless process aur 24/7 access, perfect for busy life.
  • Clear Terms: Interest, fees sab clear bataye jaate hain, no hidden shocks.

Nuksaan: Kahan Hai Problem?

  • Zyada Interest: 20-50% APR bank loans (jaise SBI ka 10.99%) se kaafi costly hai. Low-income workers ke liye yeh bojh ban sakta hai.
  • CIBIL ka Jhol: Kai users bolte hain ki time pe payment ke bawajood app late payment mark karta hai, jisse CIBIL score gir jata hai (jaise 750 se 701).
  • Customer Support ka Rona: Email ya WhatsApp pe reply nahi milta, aur call support toh hai hi nahi.
  • Tech Issues: OTP ya verification ke time glitches, jo process rok deta hai.
  • Chhota Loan: ₹25,000 ki limit badi zaruraton ke liye kaafi nahi.

Asli Users Ka Feedback: Suno Dil Se
Yeh app kisi ke liye game-changer hai, toh kisi ke liye headache. Niche kuch real reviews hain jo users ne Google Play Store pe chhode, taaki tumhe sachchai ka andaza ho:

  • Venky Naralasetty (20 Feb 2025): “Maine due amount time se pehle pay kiya, phir bhi unhone dobara paise kaat liye aur abhi bhi dikhata hai ki payment pending hai. Sabse badi problem—no customer care, no call support! Soch lo do baar loan lene se pehle.” 46 logon ne isse helpful bola.
    Company Reply (22 Feb): “Sorry for the trouble, email loansupport@betterplace.co.in pe likho, jaldi solve karenge.”
  • Oli Rumi (7 Apr 2025): “Bohot kharab app, yeh Swiggy delivery boys ko target karta hai. Interest itna zyada—₹2000 ke loan pe 4 hafte mein ₹4000-5000 maangte hain. Delivery boys ko interest ka pata nahi hota, aur weekly salary se paise kaat lete hain.” 7 logon ne support kiya.
  • Dilli Babu (10 Apr 2025): “Is baar Avanti Finance ke tie-up ne bohot bura experience diya. Maine payments time pe kiye, par unhone 4 hafte late mark kiya, jisse mera CIBIL score gir gaya. Waste of taking loan!” 3 log agree kiye.
  • Shekhar Suman (29 Oct 2024): “Socha tha yeh app sach mein help karega, par yeh toh scam hai. Verification ke naam pe personal info le liya, par na loan mila, na paise. Bas time waste!” 115 logon ne isse helpful kaha.
    Company Reply (30 Oct): “Sorry for the issue, loansupport@betterplace.co.in pe contact karo, hum help karenge.”
  • Hemanth Siragowni Shiva Kumar (9 Feb 2025): “Fraud app hai! Repay karne ke baad bhi late payment mark kiya, mera CIBIL score kharab ho gaya. Customer support kabhi jawab nahi deta—na email, na WhatsApp, na call. Please isse door raho!” 39 logon ne support kiya.
    Company Reply (19 Feb): “We’re sorry, detailed feedback do taaki hum help kar sakein.”
  • Shaik Shashavali (8 Feb 2025): “Is app pe bharosa mat karo, yeh CIBIL kharab karta hai. Mera score 750 tha, time pe repay kiya par last 2 EMI update nahi kiye. Ab score 701 hai, aur ab mujhe loan nahi mil raha.”

Competitors Se Takkar
Agar compare karo apps like MoneyTap ya Kreditbee se, toh BetterPlace ka frontline workers pe focus unique hai. Par Moneyview jaise apps 10% se shuru hone wale interest rates aur ₹10 lakh tak ke loans dete hain, jo bada advantage hai. Plus, unka customer support aur CIBIL handling BetterPlace se behtar hai.

Safe Hai Ya Nahi?
BetterPlace Money RBI-approved NBFC Liquiloans ke saath kaam karta hai, jo isse legit banata hai. Data encryption bhi strong hai, aur 1.2 million active users ispe bharosa dikhate hain. Par customer support aur CIBIL ke issues iski reliability pe sawaal uthate hain.

Smart Borrowing Ke Tips

  • Terms Samjho: Interest aur fees ka total hisaab laga lo. App ke sample loan example dekho.
  • Time Pe Repay: Isse bade loans milenge aur CIBIL safe rahega.
  • Limit Mein Raho: Baar-baar loan lene se bachho, warna dependency ban sakti hai.
  • Options Dekho: Moneyview ya Bajaj Finserv jaise apps check karo, shayad better rates milein.

Final Verdict: Lene Ke Laayak Hai?
BetterPlace Money frontline workers ke liye ek tezi se paise dene wala tool hai, jo bina jhanjhat ke loan deta hai. Delivery boys aur gig workers ke liye iska Swiggy integration aur paperless process bada plus hai. Par high interest, CIBIL ke jhol, aur bekar customer support isse risky bhi banate hain. Agar tumhe urgent chhota loan chahiye aur terms clear hain, toh yeh kaam kar sakta hai. Par soch samajh ke kadam uthao, aur ho sake toh doosre apps bhi check karo.

Know About 3 New Defaulter Loan App
16 Apr, 2025 By Loan Review
3 New Loan Apps in 2025 Offering Instant Loans Without CIBIL Score or Income Proof

In 2025, access to quick and hassle-free loans has become more inclusive, thanks to innovative fintech solutions. For individuals with no CIBIL score or income proof, securing a loan can be challenging through traditional lenders. However, new loan apps are emerging to bridge this gap, offering small, short-term loans without requiring credit checks or extensive documentation. In this article, we explore three such apps—Score Climb Credit Growth, Creditrack Loan App, and Smart Finance Loan App—that provide instant loans in 2025, focusing on their features, benefits, and considerations.

1. Score Climb Credit Growth: Build Credit with Small, Short-Term Loans

Score Climb Credit Growth is a unique 7-day loan app designed for individuals seeking quick cash while aiming to improve their credit profile. This app caters to users who may not have a CIBIL score or income proof, making it an accessible option for first-time borrowers or those with limited credit history.

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Key Features:

  • Loan Amount: Offers small loans, typically around ₹1,500.
  • Disbursal After Fees: After processing fees and taxes, users may receive approximately ₹900 in their bank account.
  • Repayment Tenure: Loans must be repaid within 7 days.
  • Credit Score Growth: Timely repayments are reported to credit bureaus, helping users build or improve their credit score over time.
  • Minimal Documentation: Requires only basic KYC documents like Aadhaar and PAN, with no need for income proof or CIBIL score.

Benefits:

  • Ideal for emergencies requiring small amounts.
  • Helps users establish a credit history, which can unlock better loan terms in the future.
  • Fast and digital application process with funds disbursed directly to the bank account.

Considerations:

  • The effective loan amount is reduced due to upfront fees and taxes.
  • Short repayment period (7 days) may be challenging for some borrowers.
  • High interest rates compared to traditional loans, typical of short-term lending apps.

Who Should Use It?
Score Climb Credit Growth is best suited for individuals looking to cover minor expenses while simultaneously working on building their credit score. Responsible repayment is crucial to maximize the credit-building benefit.

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2. Creditrack Loan App: Quick Cash with High Costs

Creditrack Loan App is another 7-day loan app that provides instant loans without requiring a CIBIL score or income proof. While it offers rapid access to funds, it comes with notably high interest rates and charges, making it a costly borrowing option

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Key Features:

  • Loan Amount: Provides small loans, typically in the range of ₹1,000 to ₹5,000.
  • Repayment Tenure: Loans are due within 7 days.
  • No CIBIL or Income Proof: Approves loans based on alternative data, such as KYC verification and banking history.
  • High Interest and Fees: Charges steep interest rates and processing fees, significantly increasing the repayment amount.

Benefits:

  • Instant loan approval and disbursal, often within minutes.
  • No need for a credit history or income documentation, making it accessible to a wide audience.
  • Fully digital process, eliminating the need for physical paperwork.

Considerations:

  • Extremely high interest rates and fees can make repayment burdensome.
  • Short 7-day tenure requires careful financial planning to avoid defaults.
  • Risk of a debt trap if loans are not repaid on time, as penalties may accrue.

Who Should Use It?
Creditrack Loan App is suitable for users facing urgent financial needs and confident in their ability to repay within a week. Borrowers should exercise caution due to the high costs and prioritize timely repayment to avoid additional charges.

3. Smart Finance Loan App: Fast Loans for Urgent Needs

Smart Finance Loan App is a 7-day loan app designed to provide quick financial relief without the barriers of CIBIL score checks or income proof requirements. It focuses on delivering small, short-term loans to address immediate cash shortages.

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Key Features:

  • Loan Amount: Offers loans ranging from ₹1,000 to ₹5,000, depending on eligibility.
  • Repayment Tenure: Loans must be repaid within 7 days.
  • No CIBIL or Income Proof: Relies on minimal KYC documentation (Aadhaar, PAN) for loan approval.
  • Digital Process: Entire application and disbursal process is online, ensuring speed and convenience.

Benefits:

  • Quick access to funds, ideal for emergencies like medical bills or unexpected expenses.
  • No credit score or income proof requirements, making it inclusive for new borrowers.
  • User-friendly interface for seamless loan applications.

Considerations:

  • High interest rates and processing fees, common in short-term loan apps.
  • 7-day repayment period may strain finances if not planned properly.
  • Limited loan amounts may not suffice for larger financial needs.

Who Should Use It?
Smart Finance Loan App is ideal for individuals needing small, short-term loans to tide over temporary cash shortages. Borrowers must ensure they can repay within the 7-day window to avoid penalties.

Why Choose Loan Apps Without CIBIL Score or Income Proof?

These three loan apps—Score Climb Credit Growth, Creditrack Loan App, and Smart Finance Loan App—cater to a growing demand for accessible financing in 2025. Here’s why they stand out:

  1. Inclusivity: By eliminating the need for CIBIL scores and income proof, these apps make loans available to students, freelancers, and others who may lack traditional credit or income documentation.
  2. Speed: All three apps offer instant approvals and disbursals, ensuring funds are available when needed most.
  3. Minimal Documentation: Requiring only Aadhaar and PAN for KYC verification simplifies the borrowing process.
  4. Credit-Building Potential: Apps like Score Climb Credit Growth help users establish a credit history, paving the way for better financial opportunities.

Things to Keep in Mind Before Borrowing

While these apps provide quick access to funds, they come with risks that borrowers should consider:

  • High Costs: Short-term loans often carry high interest rates and fees, increasing the overall repayment amount. For example, a ₹1,500 loan from Score Climb Credit Growth may result in only ₹900 disbursed after deductions.
  • Short Repayment Tenure: The 7-day repayment period requires careful budgeting to avoid defaults, which can lead to penalties or damage to credit profiles.
  • Risk of Debt Trap: Frequent borrowing or failure to repay on time can trap users in a cycle of debt, especially with high-cost apps like Creditrack Loan App.
  • Verify Legitimacy: Ensure the app is registered with the Reserve Bank of India (RBI) or partnered with an RBI-approved NBFC to avoid fraudulent platforms.

How to Apply for Loans with These Apps

The application process for these loan apps is straightforward and fully digital:

  1. Download the App: Install the app from the Google Play Store or Apple App Store.
  2. Register: Sign up using your mobile number and complete KYC verification with Aadhaar and PAN details.
  3. Select Loan Amount: Choose the desired loan amount and review the terms, including fees and interest.
  4. Receive Funds: Upon approval, funds are credited directly to your bank account, often within minutes.
  5. Repay on Time: Ensure repayment within 7 days to avoid penalties and, in the case of Score Climb Credit Growth, to boost your credit score.

Conclusion

In 2025, Score Climb Credit Growth, Creditrack Loan App, and Smart Finance Loan App are redefining access to instant loans by removing the barriers of CIBIL score and income proof requirements. These 7-day loan apps offer quick, small-scale financial solutions for urgent needs, with Score Climb Credit Growth standing out for its credit-building feature. However, borrowers must approach these apps with caution due to high interest rates, fees, and short repayment periods.

Before applying, assess your repayment capacity and verify the app’s credibility to ensure a safe borrowing experience. By using these apps responsibly, you can address immediate financial needs and, in some cases, lay the foundation for a stronger credit profile

13 Apr, 2025 By Loan Review
CreditSea Connect Loan App Review: Kya Yeh Sach Mein Best Hai?

Aajkal loan apps ka craze badh raha hai, aur har koi ek aisa app dhoondh raha hai jo quick loan de aur bharosemand ho. CreditSea Connect Loan App ek naya naam hai jo Play Store pe dikh raha hai. Iska description aur user reviews ke basis pe hum iski ranking aur asliyat ko samajhenge. Kya yeh app top loan apps mein jagah bana sakta hai? Chalo, dekhte hain iska Hinglish review!

CreditSea Connect Kya Hai?

CreditSea Connect ek personal loan app hai jo 2 March 2025 ko launch hua. Yeh Android 5.0 ya usse upar ke devices pe chalta hai aur 1,000+ downloads ke saath kaafi dhyan kheench raha hai. App ka size sirf 27 MB hai aur yeh version 1.0.1 mein hai, jo 29 March 2025 ko update hua. Iska content rating 3+ hai, matlab yeh har age group ke liye safe hai. Developer CreditSea ke dwara offered, yeh app loan ke saath-saath side income ka bhi option deta hai, jaisa ki reviews mein dikhta hai.

Lekin kya yeh app sach mein itna acha hai jitna dikhta hai? Aaiye iske pros, cons, aur user feedback ke saath ranking dekhein.

Features of CreditSea Connect

Description ke hisaab se, CreditSea Connect ka focus simple aur fast loan process pe hai. Yeh app personal loans ke liye banaya gaya hai, aur isme kuchh alag features bhi hain jo reviews se pata chalte hain:

  • Quick Loan Approval: Users kehte hain ki loan jaldi approve hota hai.
  • Side Income Opportunity: App refer-and-earn model deta hai, jisme aap doosron ke loan applications bhar ke reward kama sakte hain.
  • Lightweight App: 27 MB ka size chhote phones pe bhi easily chalta hai.
  • Wide Compatibility: Android 5.0 ya usse upar ke devices pe kaam karta hai.

Lekin, iska description mein details kam hain, jaise interest rates, loan amount, ya repayment tenure. Yeh ek bada sawal hai jo ranking pe asar daalta hai.

User Reviews: Sach Kya Hai?

CreditSea Connect ke reviews mixed hain, jo iski ranking ko samajhne mein madad karte hain. Yahan 5-star aur 1-star reviews ka quick overview hai:

5-Star Reviews: Log Kyun Pasand Kar Rahe Hain?

  • Geeta Singh (3 April 2025): “Good app for loan and easy fast approved.” Geeta ko loan approval ka fast process pasand aaya.
  • TARUSH GUPTA (5 April 2025): “CreditSea Connect help me to have some side income on daily basis.” Tarush ne side income ke option ki tareef ki.
  • Anonymous User (3 April 2025): Ek user ne bataya ki unhone app ko side income ke liye try kiya aur 2 din mein earning shuru ho gayi. Unhe refer-and-earn system pasand aaya, jisme doosron ke loan applications bharne pe reward milta hai.
  • DIGITAL RJ (3 April 2025): Bas “good” kaha, jo positive feedback dikhata hai.

In reviews se lagta hai ki app ka loan process fast hai aur side income ka option kaafi logon ko attract kar raha hai. Yeh app ko top loan apps ke liye ek acha candidate banata hai.

1-Star Reviews: Kya Problem Hai?

  • Jk Rakesh Jakkena (5 April 2025): “Bad experience services…” Rakesh ne service ke saath kharab experience share kiya, lekin details nahi diye.
  • Doli Ahmed (5 April 2025): “Bakwas app subhe se aavi tak review me hi hai,,,, faltu app..” Doli ko app waste of time laga aur unhone review process mein issue bataya.

Yeh negative reviews dikhate hain ki kuchh users ko app ke services mein dikkat aayi, jaise slow processing ya customer support ki kami. Yeh app ki ranking ko thoda neeche la sakta hai.

Pros of CreditSea Connect

  • Fast Approval: Kai users ne loan approval ke speed ki tareef ki.
  • Side Income Ka Mauka: Refer-and-earn system se daily earning ka option.
  • User-Friendly: Chhota size aur simple interface, low-end phones ke liye acha.
  • New aur Growing: 1,000+ downloads ke saath app ka craze badh raha hai.

Cons of CreditSea Connect

  • Limited Info: Description mein interest rates, loan limits, ya terms clear nahi hain.
  • Mixed Reviews: 1-star reviews se service issues ka pata chalta hai.
  • Naya App: Sirf 1 mahine purana, to long-term reliability pe doubt hai.
  • Customer Support: Negative reviews mein support ke baare mein shikayat.

Ranking: Kahan Khada Hai CreditSea Connect?

Ab sawal yeh hai ki CreditSea Connect ko top loan apps mein kitna rank dena chahiye? Yahan ek fair ranking ka analysis hai:

  1. Ease of Use (4/5): App ka size chhota hai aur interface simple lagta hai. Android 5.0 ke phones pe bhi chalta hai, jo bada plus hai.
  2. Loan Approval Speed (4/5): 5-star reviews ke hisaab se loans jaldi approve hote hain, lekin 1-star reviews ke slow processing ke claims isse thoda kamzor karte hain.
  3. Side Income Feature (4.5/5): Refer-and-earn model kaafi unique hai aur users ko pasand aa raha hai. Yeh app ko alag banata hai.
  4. Transparency (2.5/5): Interest rates, loan amounts, ya repayment terms ke baare mein description mein kuchh nahi hai, jo bada minus hai.
  5. Reliability (3/5): Naya app hone ke wajah se thodi uncertainty hai. Mixed reviews bhi trust pe asar daalte hain.

Total Score: 18/25 (3.6/5)
CreditSea Connect ek promising app hai, lekin abhi kaafi improvements ki zarurat hai. Yeh top 10 loan apps mein shayad 7th ya 8th rank pe aaye, kyunki iske fast approval aur side income ke features acha impact daalte hain, par transparency aur service issues usse upar nahi jaane dete.

Top Loan Apps Ke Saath Comparison

Agar hum CreditSea Connect ko doosre popular apps jaise KreditBee ya MoneyView se compare karen, to yeh baatein samne aati hain:

  • KreditBee: Zyaada transparent hai, loan amounts aur rates clear hain, lekin side income ka option nahi.
  • MoneyView: Low credit score wale users ke liye acha, par CreditSea jaisa refer-and-earn nahi deta.
    CreditSea Connect ka unique selling point uska side income model hai, jo isse alag banata hai, lekin details ki kami isse peeche rakhti hai.

Kya Aapko CreditSea Connect Try Karna Chahiye?

Agar aap ek aisa app dhoondh rahe hain jo fast loan de aur saath mein side income ka mauka, to CreditSea Connect ek try ke layak hai. Lekin, in baaton ka dhyan rakhein:

  • Details Check Karo: Loan lene se pehle interest rates aur terms confirm karen.
  • Reviews Padhein: Doosre users ke experiences se idea milega.
  • Chhoti Shuruaat: Pehle chhota loan ya referral try karke app test karen.

Final Verdict

CreditSea Connect Loan App ek naya aur interesting option hai jo fast loans aur side income ka vaada karta hai. Iska lightweight design aur refer-and-earn feature isse kaafi attractive banate hain, lekin transparency ki kami aur mixed reviews isse top rank se thoda door rakhte hain. Abhi ke liye, yeh top 10 loan apps mein 7th ya 8th rank pe fit baithta hai. Agar aap emergency loan ya extra income ka source dhoondh rahe hain, to isse try kar sakte hain, par thodi savdhani ke saath…..

13 Apr, 2025 By Loan Review
ATD Money Personal Loan App Review: Salaried Logon Ke Liye Ek Bharosemand App

Aaj ke tezi se chalne wale zamane mein kabhi bhi financial emergency aa sakti hai, aur ek bharosemand loan app dhoondhna zaroori hai. ATD Money Personal Loan App, jo ATD Financial Services Pvt Ltd ke dwara chalayi jati hai, ek RBI-registered NBFC hai, aur salaried logon ke liye ek shandaar option hai. Yeh review batata hai ki ATD Money kyun ek quick aur safe loan app hai, iske features, user feedback, aur transparent tareeke ke saath.

ATD Money Kya Hai?

ATD Money ek digital lending platform hai jo salaried logon, khas kar low-salary earners ke liye banaya gaya hai, aur ₹50,000 tak ke personal aur payday loans deta hai. Medical emergency ho, roz ka kharcha, ya sudden paison ki kami, ATD Money 100% digital process ke saath loan deta hai. Yeh app Android (version 6.0 ya upar) pe available hai, aur March 17, 2025 ko launch hone ke baad 1,000 se zyada downloads ho chuke hain.

RBI ke saath registered NBFC (License No. B-12-00315) hone ke naate, ATD Money RBI 2022 Digital Lending Guidelines ko follow karta hai, jo isse transparent aur secure banata hai. Iske headquarters Noida, UP mein hain (C 316, B and C, Sector 10), aur contact ke liye email (info@atdmoney.com) aur helpline (9999589201) hai.

ATD Money Ke Top Features

ATD Money ke features salaried borrowers ke liye kaafi attractive hain:

  • Loan Amount: ₹50,000 tak, chhote ya medium needs ke liye perfect.
  • Flexible Tenure: Minimum 90 din se maximum 365 din tak, repayment ke liye kaafi time.
  • Interest Rates: Roz ka 0.067% ROI, yaani maximum 45.85% APR.
  • Fast Disbursal: Purane customers ko 10 minute mein paisa, naye users ko 30 minute mein.
  • No Hidden Charges: Documentation aur processing fees 3.5% se 7.5% (18% GST ke alawa), bilkul clear.
  • Zero Prepayment Charges: Jaldi repayment pe koi penalty nahi.
  • 100% Digital: Koi paperwork nahi, sab online.
  • Data Security: 496-bit SSL encryption se user data safe.

Loan ke liye bas chhote se documents chahiye: recent photo, PAN Card, Aadhaar Card, address proof, 6-mahine ka bank statement, aur 3-mahine ki salary slip.

Kaun Apply Kar Sakta Hai?

ATD Money ka loan lene ke liye yeh conditions puri karni hain:

  • Indian citizen
  • Salaried employee
  • Minimum ₹20,000 monthly salary
  • Umar 18 saal ya usse zyada
  • Valid PAN aur Aadhaar

Yeh rules ensure karte hain ki app stable income wale logon ko loan de.

Loan Ka Example: Saaf Calculation

ATD Money charges ko clearly batata hai. Ek ₹5,000 ke loan ke liye 91 din ke tenure mein:

  • Interest: ₹304.85
  • Processing + Documentation Fees (3.5% + 3.5%): ₹413 (₹63 GST ke saath)
  • Disbursed Amount: ₹4,587
  • Total Repayable Amount: ₹5,413

Agar repayment late hui, to penalty lagegi, jo email agreement mein clearly batayi jati hai.

Users Kya Bolte Hain?

ATD Money ko users se kaafi tareef mil rahi hai, jo iski reliability dikhati hai:

  • Anuj Mishra (10 April 2025): “ATD Money ne meri mushkil mein madad ki. Process itna fast tha—apply kiya aur usi din paisa mila! Bharosemand app.”
  • Divya Singh (10 April 2025): “Achanak paise ki zarurat padi, aur ATD Money ne bacha liya. Jaldi approval aur same day credit!”
  • Sangeet Kumar (10 April 2025): “Salaried logon ke liye fast aur clear app. Emergency ke liye perfect.”
  • Ishpuneet Singh (11 April 2025): “Kaafi helpful, Aman aur Shreya ne badi patience se madad ki.”
  • Subhranil Banerjee (10 April 2025): “ATD kaafi saalon se shandaar hai. Kishan Sahoo extra effort karta hai. Yeh paid review nahi!”
  • Atish Birwadkar (10 April 2025): “Best loan app! Instant loan mila, aur Shreya madam ne sab clear kiya. Thank you, ATD Money.”

Users ko fast disbursal, helpful staff, aur transparent process pasand hai. Koi negative review nahi mila, jo iski credibility dikhata hai.

ATD Money Kyun Chunein?

ATD Money kai wajah se alag hai:

  • RBI Compliant: Strict rules follow karta hai, bharosa deta hai.
  • Speed: Emergency ke liye jaldi approval aur paisa.
  • Transparency: Saaf terms, koi chhupa charge nahi.
  • Support: Aman, Shreya, aur Kishan jaise staff jaldi help karte hain.
  • Security: Data ko encryption se protect karta hai.
  • No Collateral: Sirf e-mandate chahiye, koi cheque nahi.

30,000 se zyada mini-loans de chuka hai, yeh app salaried logon ke liye solid hai.

Kaise Apply Karein?

Loan lena aasaan hai:

  1. Play Store se ATD Money App download karo.
  2. Sign up aur profile banao.
  3. Documents upload karo.
  4. Application submit karo, 3 minute mein approval status milega.
  5. E-sign agreement karo.
  6. 10–30 minute mein paisa bank account mein.

Kya Behtar Ho Sakta Hai?

ATD Money kaafi achha hai, par yeh cheezein improve ho sakti hain:

  • Aage jaake non-salaried logon ke liye loans.
  • Low-risk customers ke liye fees kam karna.
  • Zyaada languages mein support.

Final Baat: Ek Safe Aur Fast App

ATD Money Personal Loan App salaried Indians ke liye ek bharosemand, RBI-compliant app hai. Iska transparent pricing, jaldi disbursal, aur secure platform isse emergencies ya roz ke kharchon ke liye perfect banata hai. User reviews iski efficiency aur supportive team ki tareef karte hain. Agar aapka monthly salary ₹20,000 ya usse zyada hai, to ATD Money aapke liye ek solid option hai.

7 Apr, 2025 By Loan Review
Rupee Ease Loan App Review: Ye Fraud App Hai, Bhai Log, Isse Bachke Raho!

Bhai log, aajkal digital dunia mein har koi bolta hai ki paise chahiye toh bas ek app download karo aur loan mil jayega. Isme se ek hai “Rupee Ease Loan App”. Ye app Play Store pe apne aap ko bada genuine dikhati hai—bolti hai ki ₹300,000 tak ka loan de degi, woh bhi instant, secure, aur hassle-free. Lekin sach kya hai? Ye ek bada jhol hai jo logon ko trap mein fasati hai. Main aaj isko pura expose karne wala hu, Play Store description aur customer reviews ke saath, taki tum log samajh jao iska asli chehra. Ye 7-day loan app hai jo bade loan ka lalach deke chhoti amount deti hai aur pura data leke blackmail karti hai. Chalo, detail mein dekhte hai!

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Play Store Pe Kya Likha Hai: Bahar Se Chamak, Andar Se Sannata

Rupee Ease apne Play Store description mein bade bade daawe karti hai. Bolti hai ki yeh ek straightforward solution hai jab life mein sudden paise ki zarurat padti hai. Ye kuch highlights hai jo isne likhe hai:

  • Loan Amount: Up to ₹300,000
  • Duration: 90 se 720 din tak
  • Interest Rate: Max 21% per year
  • Service Fee: 2% takNo Collateral: Bina guarantee ke
  • loan Process: Pura digital—mobile number se register karo, details upload karo, aur paise bank mein aa jayenge.

Ye bolti hai ki woh khud loan nahi deti, balki Indequip Leasing & Finance Limited naam ke ek NBFC se connect karti hai. Ek example bhi diya—₹8,000 ka loan pe 16.5% interest aur 180 din ke liye total repay ₹8,839 hoga. Sab kuch itna clean aur transparent lagta hai ki koi bhi soch sakta hai, “Arre, ye toh perfect hai!” Lekin bhai, jab customer reviews padhe, toh asliyat samne aayi. Ye sab jhooth hai!

Customer Reviews: Logon Ne Kya Kaha, Suno

Play Store pe logon ne is app ko bura bhala bola hai. Ye reviews padhke tum bhi samajh jaoge ki ye kaisa fraud hai:

  • ,Bahot Bura App Hai Mat Download Karo”Ek banda likhta hai, “Ye app tumhari edited photos ko tumhare contacts mein share karta hai aur payment ke liye harass karta hai. Agar due date kal hai, tab bhi aaj se call aur message shuru. Alag alag number se blackmail karte hai, UPI link har 5 minute mein badalta hai. Please isko avoid karo.
  • “Ye toh seedha data theft aur blackmailing ka case hai, bhai!”
  • Sirf Data Chori Karte Hai”Manoj Bhaskaran bolta hai, “Response bura hai, customer service se baat nahi hoti. Loan reject kyun hua, pata nahi. Lagta hai ye data collect karne ka dhandha hai. Pura fake hai.”Matlab, bade loan ka wada bas ek dhoka hai, asli game data ka hai.
  • “Paise Bhare, Phir Bhi Pareshani”Fiyona Benny ne kaha, “Bohot bura experience. Maine loan repay kar diya, lekin ab bhi app mein repayment amount dikh raha hai.”Ye dikha raha hai ki app technically bhi bekaar hai aur logon ko lootne ka plan hai.
  • “Kabhi Install Mat Karna”Abhimanyu Kumar bolta hai, “Ye app bas data leti hai, loan nahi deti. Play Store se hatao isko.”Aur kya proof chahiye ki ye scam hai?

Asli Khel: 7 Din Ka Trap

Bhai, Rupee Ease ka sabse bada jhooth ye hai ki ye bolti hai 90 se 720 din ka loan degi. Lekin asal mein ye 7-day loan app hai. Ye logon ko ₹300,000 tak ka lalach deti hai, lekin dete hai sirf ₹2000 ya ₹3000. Phir 7 din mein wapas mangte hai, aur agar na do, toh blackmailing shuru—tumhare photos edit karke contacts ko bhejna, gali galoch wale messages, alag alag number se call.

Know about top 10 safe loan app in indiaKuch logon ne bola ki inke account mein chhoti amount bina permission ke daal di, phir double paise wapas mangne lage. Ye ek purana scam hai, “fake loan transfer” ke naam se jana jata hai. Tum soch rahe ho loan liya nahi, phir bhi paise dene pad rahe hai!

Data Chori Ka Bada Khel

Ye app tumse pura data mangti hai—Aadhar, PAN, bank details, selfie, sab kuch. Play Store pe bolti hai “secure aur transparent”, lekin reviews se pata chalta hai ki ye data hackers ya third party ko bechti hai. Tumhari privacy khatre mein hai—identity theft ya financial fraud ka shikaar ban sakte ho. Ek baar data de diya, toh game over, bhai!

Kya Ye Legal Hai?

Rupee Ease bolti hai ki ye Indequip Leasing & Finance Limited ke saath kaam karti hai, jo RBI-registered NBFC hai. Lekin sawal ye hai—kya ye NBFC sach mein iske saath hai, ya bas naam ka use kar rahi hai? Bahut saari fake apps aise hi NBFC ka naam leke logon ko bewakoof banati hai. Reviews dekhke lagta hai ye pura scam hai jo legal naam ka mask pehen ke ghoom raha hai.

Isse Kaise Bacho: Meri Salah

  • Reviews Padho Pehle: Play Store pe negative reviews dekhke samajh jao ki app safe nahi hai.Trusted Apps Use Karo:
  • RBI-approved apps jaise Navi, KreditBee ya Moneyview try karo.
  • Data Mat Do: Aise apps ko apni personal info dene se bacho.
  • Complaint Karo: Agar iske shikaar bane ho, toh National Cyber Crime Portal (1930) pe report karo.

Final Baat: Rupee Ease Se Dur Raho, Bhai

Ye Rupee Ease Loan App ek bada fraud hai, jo bade loan ka sapna dikhati hai lekin chhoti amount deke 7 din mein tumhe loot leti hai. Tumhara data churati hai, blackmail karti hai, aur tumhari zindagi barbaad kar sakti hai. Play Store pe iske daawe kitne bhi sundar kyun na ho, customers ka experience bolta hai ki ye ek scam hai. Agar loan chahiye, toh RBI-approved apps use karo. Ye app download karna matlab apne pair pe kulhadi marna hai. Stay safe, stay smart, bhai log!

Top 10 Loan App in India
21 Mar, 2025 By Loan Review
“Kredito24 Loan App Review 2025 – Kredito24 Real or Fake?”

Kredito24 Loan App Review 2025: Real or Fake? Full Truth Revealed

In today’s fast-paced world, instant personal loans have become a go-to solution for many in India. One such platform promising quick cash is Kredito24, a loan app that claims to offer up to ₹40,000 in just 5 minutes. But the big question remains – Is Kredito24 Loan App real or fake? In this detailed Kredito24 Loan App review for 2025, we’ll uncover its features, process, pros, cons, and whether it’s worth your trust. Let’s dive in!

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What is Kredito24 Loan App?

Kredito24 is an online loan platform accessible via its website, https://kredito24.in/, which offers instant personal loans ranging from ₹1,000 to ₹40,000. The app markets itself as a hassle-free solution with no paperwork and a fully digital process. Its standout claim? The first loan is interest-free for 7 days. According to Kredito24, it partners with RBI-registered NBFCs (Non-Banking Financial Companies) like GSD Trading and Financial Services Pvt Ltd, making it seem legitimate. But is there more to the story? Let’s find out.

How Does Kredito24 Loan App Work?

The process to apply for a loan on Kredito24 is straightforward. Here’s a step-by-step breakdown:

  1. Visit the Website: Head to https://kredito24.in/. Note that the app isn’t available on Google Play Store, which raises some eyebrows.
  2. Register: Sign up using your mobile number and verify it with an OTP.
  3. Select Loan Amount: Choose between ₹1,000 and ₹40,000. For first-time users, the loan is capped at ₹10,000 and limited to a 7-day tenure.
  4. Submit Documents: Upload basic KYC documents like Aadhaar, PAN, and bank details – no income proof required.
  5. Get Funds: If approved, the money is credited to your account within 24 hours.

Sounds easy, right? But here’s the catch – the 7-day repayment period for the first loan is unusually short, and missing the deadline triggers hefty overdue charges.

Kredito24 Loan App Review: Pros and Cons

Before you jump in, let’s weigh the pros and cons of Kredito24:

Pros:
  • Quick Approval: Loans are processed fast, often within a day.
  • Interest-Free First Loan: The 7-day zero-interest offer is tempting for emergencies.
  • No Paperwork: Fully online process saves time.
Cons:
  • Short Tenure: A 7-day repayment window for the first loan is impractical for most.
  • High Overdue Charges: Late payments attract a daily 0.2% interest, which can pile up quickly (up to 6% monthly).
  • Not on Play Store: Downloading from unknown sources increases security risks.
  • Questionable RBI Compliance: The 7-day interest-free claim doesn’t align with typical RBI regulations.
  • Harassment Complaints: Online reviews mention aggressive recovery calls and potential data misuse.
Apply 50,000 urgent cash loan without cibil score

Kredito24 Loan App: Real or Fake?

So, is Kredito24 legit or a scam? The app does provide loans, which means it’s not entirely fake. However, several red flags suggest it’s not as safe as it seems:

  • 7-Day Interest-Free Trap: While the no-interest offer sounds great, RBI rules don’t explicitly allow such short-term, zero-interest loans without hidden terms. It feels like a marketing gimmick to lure users into a repayment cycle.
  • User Complaints: A quick Google search for “Kredito24 scam” reveals stories of harassment, hidden fees, and even threats after repayment delays.
  • Lack of Transparency: The app’s association with GSD Trading and Financial Services Pvt Ltd is hard to verify independently, casting doubt on its credibility.
  • Data Privacy Risks: Apps not on regulated platforms like Play Store often seek excessive permissions, risking misuse of personal data.

In short, Kredito24 isn’t a complete fraud, but it’s far from a trustworthy option. The 7-day loan structure and user complaints make it a risky choice in 2025.

Precautions Before Using Kredito24 Loan App

If you’re still considering Kredito24, keep these tips in mind:

  1. Research Thoroughly: Check online reviews and forums for real user experiences.
  2. Borrow Wisely: Only take what you can repay within 7 days to avoid penalties.
  3. Protect Your Data: Be cautious with permissions – these apps might access your contacts or photos.
  4. Explore Alternatives: Opt for RBI-approved loan apps like Bajaj Finserv, Navi, or Fibe for better safety and longer repayment terms.

How to Repay a Kredito24 Loan?

Repaying your loan is simple:

  • Log in to your Kredito24 account on the website.
  • Go to the “Make Payment” section.
  • Pay via UPI, net banking, or bank transfer.
  • You’ll receive a confirmation once the payment is processed.

Missed a deadline? Contact their support at care@kredito24.in, but expect high overdue fees and possibly aggressive follow-ups.

Final Verdict: Should You Use Kredito24 in 2025?

After this Kredito24 Loan App review, my take is clear – proceed with caution. The interest-free first loan and quick process are appealing, but the 7-day tenure, questionable RBI compliance, and user complaints outweigh the benefits. For most people, safer and more reliable options exist in the market.

Have you tried Kredito24? Share your experience in the comments below! And if you found this review helpful, don’t forget to like, share, and subscribe for more honest app reviews in 2025.

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  • Primary Keywords: Kredito24 Loan App Review, Kredito24 Real or Fake, Kredito24 Loan App Scam
  • Secondary Keywords: 7-day interest-free loan, instant loan India 2025, RBI rules loan app, Kredito24 withdrawal
  • Word Count: ~600 words (ideal for SEO without overwhelming readers)
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This article is ready to rank on Google for queries like “Kredito24 review 2025” or “Is Kredito24 fake?” while keeping readers hooked!

22 Feb, 2025 By Loan Review
BenevoLend Loan Review 2025 : New Digital Loan Platform

Are you looking for a fast, secure, and transparent way to meet your financial needs? BenevoLend is here to redefine how you access personal loans in India. Operated by BENEVOLENT BPO SERVICES (OPC) PRIVATE LIMITED and powered by our trusted loan provider, JAI BABA FINANCE COMPANY PRIVATE LIMITED, we offer a seamless digital lending experience that puts you in control.

Benevolent Loan App

Who Benevolent Are?

JAI BABA FINANCE COMPANY PRIVATE LIMITED is a certified Non-Banking Financial Company (NBFC) compliant with Indian regulations. Specializing in personal loan services, this trusted NBFC has authorized BenevoLend to simplify the lending process for you. Whether it’s an emergency expense or a planned purchase, we make borrowing quick and hassle-free.

Our Loan Offerings At BenevoLend

we provide affordable and flexible loan options designed to suit your budget:

  • Loan Amount: ₹1,000 to ₹1,00,000
  • Daily Interest Rate: Starting at 0.05%
  • Loan Tenure: 90 to 180 days
  • Maximum APR: 18.25% Service Fee: 0-5% (includes 18% GST)

Why We Should Not Choose BenevoLend?

Here’s why thousands of customers trust us as their go-to digital loan platform:

  • Fast Loan Approvals Skip the long wait times. With BenevoLend, get instant loan approvals and funds disbursed to your bank account in minutes.
  • Very High Interest Rates Enjoy competitive rates starting at just 0.05% per day—among the most affordable in the market.
  • 7 to 14 day Repayment Plans Tailor your loan tenure between 7 and 14 days to match your financial goals.
  • So Many Hidden Fees No Transparency is our promise. Our service fees (0-5%, inclusive of GST) are clearly outlined upfront.
  • Low Level Security Your data is safe with us, thanks to advanced encryption and robust privacy protocols.

How to Get a Loan with BenevoLend

Getting started is simple and quick:

  • Sign Up: Register with your basic details on our platform.
  • Verify Identity: Complete a fast KYC process using your Aadhaar and PAN card.
  • Apply: Select your loan amount and tenure.
  • Instant Approval: Once verified, funds hit your account instantly.
  • Repay Easily: Manage repayments flexibly via our app.

Benevolend Loan App Customer Reviews

Benevolend Loan direct link
3 Dec, 2024 By ravita pal
New Loan App Without Income Proof 2025 : आधार कार्ड से लोन

Hello dosto aaj ke is post me ham do aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi h aap bahut hi aasani se in application se personal loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval apke Aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karege aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai.

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 25 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian adult citizen
  • Valid pan card
  • Salaried Individuals
  • Above the age of 18 years
  • Minimum take home salary per month 10,000

1. Kredito 24Finance Loan App Review 2024

DIGIMONEY insta loan app is a lending app developed by DIGIMONEY Finance private limited a non banking finance company licensed by reserve Bank of India this app is a very trusted application and easy applying process.

Kredito 24 Loan insta loan app makes the whole lending process digital and automated the entire process right from

1) User registration through OTP confirmation

2) Customer identification validation

3) Credit evaluation using analysis of financial SMS data

4) Loan approval

5) Loan agreement signing

6) e-mandate for loan collection/repayments

7) Disbursement

is digital as the user navigates through the process and on completing step 6 as outlined above the loan is Disbursed instantly and is credited to customers designed bank account

With kredito 24 insta loan app customers can get their loan disbursed and have the money credited in their bank account in less than 10 minutes

A complete digital lending platform seamless process affordable interest rates and no more hassles of bank visits etc. currently personal loans range from 10,000 to 100,000.

Terms :

  • Loan : 10,000 to 100,000
  • Loan period : minimum 3 months to maximum 12 months
  • Annual percentage Rate or interest rate : 10% – 24% per annum depending upon results of our credit risk assessments
  • Processing fee : 1000 onwards

EXAMPLE :

If the loan amount is 10,000 & interest is 10% per annum with minimum Repayment period of 3 months interest = 167 and total amount payable would be rs. 10,167

One time processing fees is 1000 plus GST the amount disbursed to borrower’s registered bank account is 9,000 the equated monthly EMI is 3,389

Why choose kredito 24 :

  • Ease of availing loans, depending on the need and circumstances of the customer
  • Lowest processing fee flat at 1000
  • Lowest interest rates, starting at as low as 10 % per annum diminishing less than the top banks
  • No documents upload required
  • Quickest processing, registration to Disbursement in less than 10 minutes
  • Flexible term & flexible EMI

Your data is safe with us protection of your privacy and your data security is top priority at DIGIMONEY all transactions are secured using 128 – bit SSL encryption and adequate firewalls to control the APIs with multiple level authentication, Authorization and verifications

Registered office address :

4th floor, Salzburg square, 107, Harrington road, chetpet,

Chennai – 600031

Reach us at info@digimoneyfinance.com or contact us 18005728428 for any of your queries

2. Rapid Rupee – Personal Loan App Review 2024

Rapid Rupee personal loan app our facilitates money lending by registered Non banking financial company – YUVARAJ FINANCE PRIVATE LIMITED. Fast process instant personal loan app. No membership or upfront fees Rapid rupee is a personal loan app that offers instant loan online.

Rapid Rupee personal loan app
  • Instant personal loans from 500 to 20,000 (pan India)
  • Terms from 61 to 365 days
  • Maximum APR which includes interest rate plus fees : 89.8%
  • Fast decision 24/7
  • Interest rate from 12% to 36% per annum
  • Processing fees starts at just rs. 99
  • No membership or upfront fees loan amount is paid out in full

Rapid Rupee is a personal loan app that offers instant loans online apply for an instant loan and receive direct cash transfer to your bank account

Types of instant loans we provide:

Personal Loans for Salaried professionals : who can recieve advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

Small personal loans : Get quick personal loans online

Cash Loan : our cash loans can help you cover everything from monthly grocery Bill’s to children school fees and even outstanding bills that need to be cleared

Loans for self employed : we accept both self employed professional and salaried applicants.

Representative cost of a rapid rupee instant personal loan including all applicable fees :

If the loan amount is 4,000 and the period for repayment is 90 days, interest is 12% p.a with a one time onboarding fee of 599 then the total cost of the loan is 4,000 12% 90/365 + 599 = 118 + 599 = 717 and the total amount payable 4,717 with monthly payment 1,572

Why Rapid Rupee ? Here are some of the features of our Instant Loan App :

  • Fast journey from loan application to decision
  • Online loan app in India with 24/7 availability
  • Only Aadhar, pan card, and selfie required
  • Pan India presence

Our Instant loans are safe :

Your data is safe with us it is transferred Over a secure HTTPS connection and we do not share it with anyone without your consent all transactions are secured using 128 – bit SSL encryption

30 Nov, 2024 By ravita pal
Poonawala Fincorp Instant Personal Loan App Review 2025

The Poonawala Fincorp app is here to manage all your financial needs this application is trusted application and safe and secure your data you can apply for instant loan, personal loan, business loan, professional loan, medical equipment loan, loan against property and pre owned car loan with this app you can also check your CIBIL score using this poonawala Fincorp app.

Poonawala Fincorp instant personal loan app review 2024
Poonawala Fincorp instant personal loan app

Instant personal loan

Poonawala Fincorp’s instant small personal loan is an extremely convenient product for a borrower who is looking for a quick small – ticket loan this loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.

Highlights for instant personal loan

  • Loan amount : rs. 50,000 to rs. 5 lakh
  • Competitive interest rates starting from 16% to 36% APR varies from 20% to 40%
  • Processing fee : 2.5% of sanction amount + GST
  • 100% digital process
  • Minimal documentation
  • No collateral/security
  • Flexible tenure : from 3 months to 36 months
  • Quick Approvals
  • Quick loan disbursal
  • Easy process

Example :

  • Loan amount : 50,000
  • Tenure : 12 months
  • Interest charged : 4,441 (16% per annum)
  • Processing fee : 1475 (2.5% of loan amount : 1250 + GST @18% : 225)
  • APR : 24.6%
  • Stamp duty : 100
  • Broken period interest : 700
  • Amount disbursed : 47,725
  • EMI amount : 4,537
  • Loan amount is 50,000 disbursed amount is 47,725 total loan repayment amount is 54,441

Example : Loan disbursement date : 14th July first EMI date : 5th September

Interest component to be calculated : 5th August to 5th September

BPI to be calculated from 14th July to 5th August

No. Of days for BPI 21

BPI account : 700

Personal loan

Apply for personal loan online up to rs. 30 lakhs whether you want to fund your medical bills without dipping into your savings or pay for your wedding expenses you can apply for a personal loan through our personal loan app.

Highlights for personal loan

  • Loan amount up to 30 lakhs
  • Competitive interest rates starting at 9.99% p.a.
  • Processing fee : up to 2% plus taxes
  • 100% digital process
  • No collateral/Security
  • Flexible tenure
  • Minimum documentation
  • Quick approvals

Business Loan

Empower your business and take it to new heights with Poonawala Fincorp fast and hassle free loan app you can boost working capital buy new business equipment and expand your workforce with poonawala Fincorp apps

Highlights for business loan

  • Loan amount up to 50 lakhs
  • Competitive interest rates starting at 15% p.a.
  • Processing fee : up to 3% of sanction amount plus taxes
  • 100 digital process
  • No collateral/security
  • No hidden charges
  • Minimal documentation

Professional Loan

Poonawala Fincorp offers a wide range of benefits and features in professional loan you can expand your practice enhance your professional skills and renovate your office space with poonawala ‘s professional loan

Highlights for professional loan

  • Multi – purposes sanction up to 50 lakhs
  • Competitive professional loan interest rate starting at 9.99% p.a.
  • Processing fee : up to 2% of sanctioned amount plus taxes
  • No prepayment and foreclosure penalty if paid from own sources
  • Collateral free loans for professionals
  • Flexible tenure ranging up to 60 months

Pre – owned car loan

  • Loan up to rs.75 lakhs
  • Interest rate starting at 11% p.a.
  • Processing fee : 1% of sanction amount plus taxes
  • Loan up to 100% of car value
  • Flexible repayment options loan against property
  • High LTV for ample funding ranging up to 10 crore
  • Competitive interest rate starting at 9% p.a.
  • Processing fee: up to 1% of sanctioned amount + GST
  • Wide range of properties accepted as collateral
  • Long and flexible tenure up to 15 years
  • Quick and easy approval process

Medical Equipment Loan

  • Higher loan amount of up to 10 crore
  • Competitive interest rates starting at 9.99% p.a.
  • Up to 1% of sanction amount + GST
  • Longer repayment tenure of up to 84 months
  • No hidden charges

We have taken all security measures for your privacy and safety in case of queries please reach out to “Customercare@poonawalafincorp.com”

27 Nov, 2024 By ravita pal
Prefer : Get Instant Loan App Review 2024

Prefer credit is an app made for the unsung heroes on the back of whom india runs on a daily basis with prefer, we give you instant personal loan up to 3,00,000 directly in your bank account so that you can progress and grow in life not just personally but also professionally without any barrier or hesitation.

Prefer Get Instant Loan App Review 2024
Prefer Get Instant Loan App

At prefer all the loans are financed by our lending partners – hero Fincorp LTD, NDX P2P private limited and Aditya Birla finance limited

We provide you with a range of products meeting your personal and professional needs like :

Term Loans For Self – Employed : flexible tenure loans that will help you grow your business

Personal Loan For Salaried : comfort loans for your medical, home upgrade, wedding expenses ranging from 6 to 18 months with easy EMIs

With prefer getting a loan is as simple as it gets without any hassle and friction get your loan approved in just 3 easy steps :

Check you loan offer : as per your need, choose a loan plan especially curated for you

Verify Documents : tell us about who you are and what you do with the supporting documents

Easy Repayment Facility : setup on auto debit on your bank account for your EMI payments and we will take care of the rest

Highlights

  • Finance amount : min. 25000, max. 3,00,000
  • Tenure : 6 to 36 months
  • Interest rate : between 18% to 36% per annum
  • Processing fee : 3% to 5%

Let’s say

For 1,00,000 / borrowed at interest rate of 24% per annum for 12 months you would pay :

  • Processing fee : 2000
  • Interest : 24,000
  • Total amount repaid after a year : 1,26,000

To know more, visit or website or mail us at wecare@prefer.com or follow us on Instagram .

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