3 New Loan App 2025 Without Income Proof

Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se instant loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karenge aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai

Required Documents

• Aadhar card for address verification
• Pan card for cibil score
• Applicants age must be more than 21 years
• Active bank account
• No loan default in last 3 months

Eligibility Criteria

• Indian adult citizen
• Valid pan card
• Aadhar verification via digilocker
• Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
• Valid bank account details

No.1- Yuva Personal Loan App Review 2025

Yuva is an instant personal loan app provided by RBI (reserve Bank of India) registered NBFC ( non banking financial company ) – yuvaraj finance private limited. Our goal is to convey a sence of youthful energy, dynamism, and forward thinking.

1. Details and representative cost calculation :

• Loan amount : up to 20,000 rs.
• Repayment period : 61 – 365 days
• Interest rate : 36% per annum
• Fees start at 99 rs.
• Maximum annual percentage Rate : 97%

For example if the loan amount is 10,000 rs. With a repayment period of 93 days the interest is 36% per annum with a one time processing of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93 / 365 (Interest) + 699 rs. ( All fees applicable) = 917 rs. + 699 rs. 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. / 3 = 3,872 rs.

2. Data Protection :

• We comply with regulation rules and industry standards being the member of face
• your data is encrypted securely stored and can be requested to delete
• We don’t transfer data to third parties
• Yuva app does not ask for sensitive permission
• For more details please visit data safety section

3. Main features of yuva instant loan app :

• Competitive products
• Easy to get user interface and modern design
• Optimize process with minimum steps and information required
• Various loan repayment options ( UPI, card, wallet)
• 24 / 7 customer support ( Email, helpline, whatsapp chat)

4. Yuva loan app provides :

• No hidden or upfront fees
• Only necessary documentation
• Fast decision
• New to credit customers can be also considered
• Higher loan amounts for repeat clients

5. How it works

• Register with phone number
• Pick affordable loan amount and term
• Provide data for loan application and verify KYC
• Recieve decision and sign loan agreement in case of positive one
• Right away get money in your bank account

No. 2 – TAPLEND – Instant Loan App Review 2025

Taplend is India’s fastest growing new – age personal loan app that offers instant loans online starting from 1000 up to 2,00,000 apply for an instant cash loan and receive up to 2,00,000 as a direct cash transfer to your bank account

You can apply for instant personal loan online through our app and receive money directly in your bank account without the long wait times the amount can be used for various purposes including financing short domestic or international trips, education, shopping, to covering wedding expenses debt consolidation, emergency home repairs or medical bills and many other curated offerings with our easy loan apps

We at TAPLEND leverages State of the art technology and data sciences to make borrowing money safe quick and hassle-free for India’s massive population of underserved customers whether salaried and self employed

Key features of TAPLEND instant loan app online instant personal loans with TAPLEND APP have many benefits :

• Online personal loan from 1,000 to 2,00,000
• Interest rates – 0% to 36% p.a.
• Tenures – 64 days to 120 days
• APR range – 0% to 125%
• Low processing fees
• Easy Repayment Options
• Fast loan disbursement

Taplend is a product of baba lease and investment private limited, an RBI registered NBFC with TAPLEND, applying for an instant loan is now an easy & hassle free experience

TYPES of Loans

Personal loan – we offer flexi personal loan ranging between 1,000 to 2,00,000 with repayment tenure from 64 days to 120 days you need a pan card & proof of address to apply

Example for personal loan

• Loan amount : 50,000
• Tenure : 120 days
• Rate of interest : 33% per annum
• Processing fee : 2,500 (5%)
• Loan document signing fees : 25
• GST on fees charged above : 455
• Total interest : 5,500
• EMI : 13,875
• APR : 50.88%
• Amount disbursed : 48,289
• Total repayment amount : 55,500

Queries ?

mail : help@taplend.in

Call : 9355871316

address : house no – 17 basement floor BLK-F-11 model Town, delhi – 110009

https//TAPLEND.in/

No. 3 – Olyv (smartcoin) personal loan app review 2025

Olyv is India’s #1 app to access quick 100% digital loans and manage your financial health with ease our seamless process let’s you secure loans directly in your bank account in minutes with no paperwork required also stay on top of your credit health by tracking your credit score for free fraud prevention summarized loan and credit summary you also get personalized insights about your credit health and tips to boost it with olyv ‘s digital gold savings feature start investing with as little as 10 – safe secure and accessible anytime

Instant personal loans up to 5 lakh

• Trusted by 3 cr Indians
• RBI registered lenders
• 100% digital loan application journey
• No collateral or paperwork
• Tenure : minimum period for repayment – 2 months maximum period for repayment – 24 months
• Flexi EMIs & interest starting at 1.5% per month
• APR range – 30 to 90%

EXAMPLE :

• Loan amount : 65,000
• Processing fee : 2,301
• Total loan amount : 67,301
• Interest : 3% per month
• Tenure : 9 months
• Your EMI : 8,349
• Total amount to be paid : 8,349 x 9 = 75,132
• Total interest paid : 75,132 – 67,301 = 10,132
• APR : 28.58%

Queries & contact

Phone : + 91- 9148380504

Address : smartcoin financial Pvt Ltd

Indiqube gamma, no. 293/154/172

2nd floor, outer ring road

Kadubeesanahalli, Bengaluru, Karnataka, 560103

Mail : help@Smartcoin.co.in