11 Nov, 2024 By ravita pal
3 New Loan App 2025 Without Income Proof

Hello dosto aaj ke is post me ham teen aisi new loan company ke bare me apko bataenge jisme loan lene ke liye apko koi bhi income proof aur cibil score ki jarurat nhi hai aap bahut hi aasani se in application se instant loan prapt kar sakte hai vah bhi 1000 se lekar pure ke pure 5 lakh rupay Tak keval aapke aadhar card aur Pan Card me to pura post achhe se padhe aur hamne kuchh tarike bataye hai jaha se aap in application me loan apply karenge aur post ke neeche hamne in application ke link bhi de rakhe hai jaha se aap directly loan apply bhi kar sakte hai

Required Documents

  • Aadhar card for address verification
  • Pan card for cibil score
  • Applicants age must be more than 21 years
  • Active bank account
  • No loan default in last 3 months

Eligibility Criteria

  • Indian adult citizen
  • Valid pan card
  • Aadhar verification via digilocker
  • Monthly household income > 25,000 rs. And the annual income > 3,00,000 rs.
  • Valid bank account details

No.1- Yuva Personal Loan App Review 2025

Yuva is an instant personal loan app provided by RBI (reserve Bank of India) registered NBFC ( non banking financial company ) – yuvaraj finance private limited. Our goal is to convey a sence of youthful energy, dynamism, and forward thinking.

Yuva personal loan app

1. Details and representative cost calculation :

  • Loan amount : up to 20,000 rs.
  • Repayment period : 61 – 365 days
  • Interest rate : 36% per annum
  • Fees start at 99 rs.
  • Maximum annual percentage Rate : 97%

For example if the loan amount is 10,000 rs. With a repayment period of 93 days the interest is 36% per annum with a one time processing of 699 rs. The total cost of the loan will be 10,000 rs. 36% 93 / 365 (Interest) + 699 rs. ( All fees applicable) = 917 rs. + 699 rs. 1,616 rs. The total amount to be paid is 10,000 rs. + 1,616 rs. = 11,616 rs. So a monthly payment is 11,616 rs. / 3 = 3,872 rs.

2. Data Protection :

  • We comply with regulation rules and industry standards being the member of face
  • your data is encrypted securely stored and can be requested to delete
  • We don’t transfer data to third parties
  • Yuva app does not ask for sensitive permission
  • For more details please visit data safety section

3. Main features of yuva instant loan app :

  • Competitive products
  • Easy to get user interface and modern design
  • Optimize process with minimum steps and information required
  • Various loan repayment options ( UPI, card, wallet)
  • 24 / 7 customer support ( Email, helpline, whatsapp chat)

4. Yuva loan app provides :

  • No hidden or upfront fees
  • Only necessary documentation
  • Fast decision
  • New to credit customers can be also considered
  • Higher loan amounts for repeat clients

5. How it works

  • Register with phone number
  • Pick affordable loan amount and term
  • Provide data for loan application and verify KYC
  • Recieve decision and sign loan agreement in case of positive one
  • Right away get money in your bank account

No. 2 – TAPLEND – Instant Loan App Review 2025

Taplend is India’s fastest growing new – age personal loan app that offers instant loans online starting from 1000 up to 2,00,000 apply for an instant cash loan and receive up to 2,00,000 as a direct cash transfer to your bank account

TAPLEND Instant loan app

You can apply for instant personal loan online through our app and receive money directly in your bank account without the long wait times the amount can be used for various purposes including financing short domestic or international trips, education, shopping, to covering wedding expenses debt consolidation, emergency home repairs or medical bills and many other curated offerings with our easy loan apps

We at TAPLEND leverages State of the art technology and data sciences to make borrowing money safe quick and hassle-free for India’s massive population of underserved customers whether salaried and self employed

Key features of TAPLEND instant loan app online instant personal loans with TAPLEND APP have many benefits :

  • Online personal loan from 1,000 to 2,00,000
  • Interest rates – 0% to 36% p.a.
  • Tenures – 64 days to 120 days
  • APR range – 0% to 125%
  • Low processing fees
  • Easy Repayment Options
  • Fast loan disbursement

Taplend is a product of baba lease and investment private limited, an RBI registered NBFC with TAPLEND, applying for an instant loan is now an easy & hassle free experience

TYPES of Loans

Personal loan – we offer flexi personal loan ranging between 1,000 to 2,00,000 with repayment tenure from 64 days to 120 days you need a pan card & proof of address to apply

Example for personal loan

  • Loan amount : 50,000
  • Tenure : 120 days
  • Rate of interest : 33% per annum
  • Processing fee : 2,500 (5%)
  • Loan document signing fees : 25
  • GST on fees charged above : 455
  • Total interest : 5,500
  • EMI : 13,875
  • APR : 50.88%
  • Amount disbursed : 48,289
  • Total repayment amount : 55,500

Queries ?

mail : help@taplend.in

Call : 9355871316

address : house no – 17 basement floor BLK-F-11 model Town, delhi – 110009

https//TAPLEND.in/

No. 3 – Olyv (smartcoin) personal loan app review 2025

Olyv is India’s #1 app to access quick 100% digital loans and manage your financial health with ease our seamless process let’s you secure loans directly in your bank account in minutes with no paperwork required also stay on top of your credit health by tracking your credit score for free fraud prevention summarized loan and credit summary you also get personalized insights about your credit health and tips to boost it with olyv ‘s digital gold savings feature start investing with as little as 10 – safe secure and accessible anytime

3 New Loan App 2025 without income proof
Olyv personal loan app

Instant personal loans up to 5 lakh

  • Trusted by 3 cr Indians
  • RBI registered lenders
  • 100% digital loan application journey
  • No collateral or paperwork
  • Tenure : minimum period for repayment – 2 months maximum period for repayment – 24 months
  • Flexi EMIs & interest starting at 1.5% per month
  • APR range – 30 to 90%

EXAMPLE :

  • Loan amount : 65,000
  • Processing fee : 2,301
  • Total loan amount : 67,301
  • Interest : 3% per month
  • Tenure : 9 months
  • Your EMI : 8,349
  • Total amount to be paid : 8,349 x 9 = 75,132
  • Total interest paid : 75,132 – 67,301 = 10,132
  • APR : 28.58%

Queries & contact

Phone : + 91- 9148380504

Address : smartcoin financial Pvt Ltd

Indiqube gamma, no. 293/154/172

2nd floor, outer ring road

Kadubeesanahalli, Bengaluru, Karnataka, 560103

Mail : help@Smartcoin.co.in

28 Aug, 2024 By ravita pal
Small Business Loan : TRADOFINA Loan App Review 2024

TRADOFINA provides instant credit and small business loans from RBI – registered NBFC. TRADOFINA offers an instant credit loan of 5000 to 60,000 and APR ranges from 14% to 28% for a tenure of 3 months to 24 months

EXAMPLE : small business owners/ self employed can avail instant credit loan of 10,000 the total processing fees is 8%. The interest rate is 18% p.a for a tenure of 3 months amount payable is 10,450 and APR of the loan will be 27.54%.

Small Business Loan TRADOFINA Loan App Review 2024
small Business Loan TRADOFINA Loan App

Introduction

TRADOFINA delivers the fastest personal loan experience with 100% paperless digital KYC process the app analyzes your financial SMS transaction to monitor the income track and analyse financial expenses also to accurately assess your credit worthiness protect your from potential fraud and provide you with convenient and secure access to credit in just 5 minutes.

TRADOFINA Instant Credit Loan App Products

Quick Cash – Instant Credit Loan

TRADOFINA offers an instant personal loan to salaried customers and self employed store owners the amount of loan ranges from 5000 to 60,000 only with PAN, Aadhar Card for a tenure of 24 months

Collateral Free Small Business Loan

TRADOFINA offers business capital loan up to 1,00,000 to small business and store owners to meet to run their day to day business activities

Loans To Different Type Of Priority Sectors

TRADOFINA also offers Loans up to 60,000 to priority sectors, based on RBI definitions a priority sector loan is provided to women artisans small vendors village and cottage industries etc.

Top Catagory & Business who have benefited and availed instant credit loan from TRADOFINA

  • Instant credit for kirana shop, general store, grocery store, medical store
  • Instant loan for mobile recharge and electronic shops
  • Quick cash for bakery, snacks and juice shops
  • Instant cash for street vendors, fruits and vegetables shops

Examples of EMI Fees Interest Rate For Instant Credit Products Offered By TRADOFINA App

  • Loan Amount : 30,000
  • Tenure : 12 months
  • Interest rate : 18% per annum
  • processing fee (incl. GST) : 750 (2.5%)
  • Total interest : 3,005
  • EMI : 2,750
  • APR : 22.91%
  • Loan amount is 30,000 disbursed amount is 29,250
  • Total loan repayment amount is 33,000
  • Total cost of the loan = interest amount + processing fees = 3005 + 750 = 3755

Eligibility criteria

  • minimum age – 21 years
  • minimum income 12,000 for salaried & 15000 for small business/vendors

Documentation

TRADOFINA app is a 100% digital loan app therefore we don’t require any physical documents all you have to do is enter your Pan card number upload a digital photocopy of your Aadhar card and click a selfie to avail your instant credit and business loan

Why TRADOFINA To Avail Instant Credit And Small Business Loan

  • Instant verification and speedy credit disbursement
  • Fair & low rate of interest and processing fees
  • Easy and Convenient repayment options (UPI, debit card, Net banking, Bank Transfer, etc)
  • Online personal loan approval in just 5 minutes
  • No collateral & credit card required
  • 100% secure VIA 256 – bit SSL encryption
  • RBI registered NBFC with 100% digital approval The NBFC Is Arnold holdings Ltd

CONTACTS US :

customer care number : 022-48913684

EMAIL : care@TRADOFINA.com

Address : B 208, ramji house, 30 JAMBULWADI JSS road , Mumbai, Maharashtra 400002

28 Aug, 2024 By ravita pal
FUNDSMAMA – Instant personal Loan App Review 2024

FUNDSMAMA is a company that helps people in India get loans quickly and easily if you need money for everyday expenses or an emergency FUNDSMAMA can help you out they have a simple process and you meet our eligibility criteria and submit requisite documents loan amount to your bank account within 30 minutes final of approval

FUNDSMAMA Instant personal loan app review 2024
FUNDSMAMA instant personal loan app

There are many reasons to choose FUNDSMAMA for your loan needs they offer a safe and secure digital platform to borrow money and you don’t need collateral to loan they can help you with multiple unexpected expenses at once.

To apply for a loan FUNDSMAMA you need to be an indian resident who is at least 21 years old and has a savings bank account you also need to have a decent CIBIL score you will need to fill out an application form and provide some documents like your pan card bank statements and salary slips .

WHY Choose us

Unsecured personal loan :

In the recent COVID scenario we offer a safe and secure digital platform to borrow quick money for emergency situation eligibility is based on your credit worthiness and no collateral is required we provide advance salary loans for emergencies when you don’t have a financial backup or enough cash to meet unforeseen expenses/losses

Easy Fast Redressal

secure and fast loan disbursals process is our forte you don’t have to worry about the long and heavy documentation/ waiting process for getting a loan just a quick upload of required documents digitally would suffice and scanning we approve and transfer your loan in 15 minutes

FLEXIBLE

we can help you meet more than one unexpected expenses at a time be it home/vehicle repair medical bills, housing, utilities, wedding or other family emergencies we have an easy go to application process without any upfront fees or charge

Disclaimer : the interest rates could be higher compared to other long term loans we give only advance salary loans to Indian residents

APPLICATION PROCESS :

1. Share details : fill out the easy loan approval from online your information is safe and secure with us be rest assured

2.Quick SCAN : upon upload of the required documents we do a quick run through and verification via our fintech system

Our software technology is a secure accredited system that is manually updated by our team we do not allow for any misuse of your personal information and adhere stricts rule and procedures in the company

3. SAVE THE DAY TOGETHER : we shall inform over a fon call or email if any discrepancy occurs during loan approval process.

4. LOAN disbursal in 30 minutes : once all is clear we transfer the loan amount securely to your bank account on the same day of the application process.

Eligibility criteria

  • Indian resident
  • salaried / employee business owner / self employed
  • Above 21 years of age
  • savings bank account holder
  • Decent CIBIL score

DOCUMENTATION :

  • Completely failed personal loan application with photograph
  • Pan card
  • Residence proof – passport, driving licence, voter ID, postpaid/landline bill, utility bills (Electricity/Water/Gas)
  • Bank statement for the last 3 months (preferably your salary account)
  • Salary slips of last 3 months
  • Identity and age proof
  • Completely filled rates and fees

Monthly Interest rate : 2.9166

Offered Annual Percentage Rate : 35% (fixed) tenure/repayment period : 1-3 year minimum maximum loan amount : INR 10,000 – 2,00,000

processing fees : 2%

GST on processing fees : 18%

Representive Example

  • Loan Amount : 50,000
  • APR : 35%
  • Tenure : 12 months
  • processing fee : 1000
  • GST on processing fee : 180
  • Amount disbursed : 49,000
  • EMI : 4,998
  • Total repayment amount : 59,978
  • Total interest : 9,978

COMPANY ACCREDITATION :

we are registered under the name girdhar Finlease PVT LTD, a registered NBFC approved by RBI.

Adress : 106, first floor, Surya kiran building, 19 kasturba Ghandhi marg

New Delhi – 110001

Email : Info@FUNDSMAMA.com

Phone : + 91- 9711711026

26 Aug, 2024 By ravita pal
LiquiLoans Personal Loan App Review 2024

Liqui loans is a peer to peer lending platform founded by anchal mittal and Gautam Adukia who have previously co-founded a successful rental platform ‘Rentomojo’ the company uses technology to match borrowers and lenders and in the process eliminates the margin which is charged by traditional Banks and NBFCs thus, making borrowing cheaper and investing a more lucrative opportunity as compared to traditional investment avenues.

LiquiLoans personal loan app review 2024
LiquiLoans personal loan app

The company is funded by matrix partners which have invested in some of the marquee companies like Olacabs, procto, Quikr and cloud

Personal Loans Starting From 11% Interest Rate

  • Low interest rate
  • Flexible tenure
  • Personal loan
  • Mobile number
  • Loan amount
  • Purposes of your loan

LiquiLoans loan type

  • Free credit score
  • Deposit Financing
  • Wedding loan
  • Vacation loan
  • Credit card payment
  • Debt consolidation
  • Vehicle loan
  • Education loan
  • Invest in loans

We have fast & easy Application process

  • Register
  • Quick verification
  • Recieve funds

LiquiLoans is the right choice for you if :

  • You are 18 or older
  • You have a valid address
  • You have a bank account
  • You have a regular income

Trending Products

  • Deposit Financing
  • Quick personal loan
  • Free credit report
  • Invest in loans
26 Aug, 2024 By ravita pal
Quid : Personal Loan App Review 2024

Quid is a lending and financial services platform (Loan aggregator) where you can apply for a personal loan with RBI registered banks and NBFCS in a few minutes get an instant personal loan with 100% digital experience a high approval rate Quick sanction and hidden charges quid makes it easy for salaried students self employed and business owners to access instant credit with a seamless loan application process

Quid Personal Loan App Review 2024
Quid personal loan app

What Makes Quid Better Than Others ?

  • Best loan offers : find the best instant loan offers through our lending partners
  • Personal loan matchmaker : find the best lending partners
  • Trusted platform : Quid works with RBI approved banks and NBFCS only
  • Credit card : apply for credit card with exclusive offers and benefits
  • user friendly : Explore loan offers easily through a user friendly interface
  • 100% Digital : digital process with minimal documentation
  • Loan tenure : 3 – 60 months tenure
  • Quick approval : get approvals in minutes’ note months
  • Low interest rates : Get the best instant rates
  • Easy EMI : flexible and convenient EMI option

More Reason To Quid

  • collateral – free
  • safe and secure
  • Quick sanction
  • Best interest rates
  • Flexible tenure
  • High loan approval rate

Repayment time linse APR and transparent processing fees & GST :

  • Interest rates start from 1% to 3% per month corresponding to a maximum APR of 12% to 36%
  • The repayment tenure ranges from 3 – 60 months
  • processing fees will be charged separately as applicable by the lending partner

Eligibility Criteria

  • The minimum age for application is 18 – 55 years
  • You must receive income in your bank account
  • personal loan for salaried student and self employed

Based on our integrated lenders for example :

  • Loan amount = 1,50,000
  • Interest rate = 13% minimum
  • Repayment tenure = 1 year
  • processing fees of 2% = 3000 + GST = 3,540
  • Loan EMI = 13,398
  • The total interest = 10,771
  • Loan repayment amount ofter 1 year = 1,60,771
  • The maximum annual percentage Rate can go up to 36%

Our trusted RBI approved registered NBFC parteners :

  • Bhanix finance and investment limited https : bhanixfinance.com/our parteners.html – (CIN NO. U65910MH1996PLC300645)
  • mPockket financial services private limited (CIN no. U65999WB2019PTC233120)

Contact us

for any queries reach us at support@quid.money

23 Aug, 2024 By ravita pal
HDB ON THE GO : Quick loan online review 2024

HDB in the go offers instant online loans such as personal, gold, business and vehicle loan whether you’re salaried or self employed get upto Rs. 20,00,000 with our 100% online system that ensures a hassle free experience at attractive interest rates with flexible tenure in just a few clicks

HDB ON THE GO Quick Loan Online Review 2024

Instant Online Personal Loan Example :

  • Loan amount : 200,000
  • processing fee (3% of loan amount including 18% GST) : 6000
  • Total loan amount : 206,000
  • Interest : 15% per annum (1.25% per month)
  • Tenure : 12 months
  • your EMI : 18,375
  • Total amount to be paid : 18,375 x 12 = 220,500
  • total interest paid : 220,500 – 206,000 = 14,500
  • total cost of the loan : 14,5000 + 6000 = 20,500
  • APR : 15%

HDB ON THE GO KEY FEATURES :

  • Instant personal loan upto 20,00,000
  • Flexible repayment options ranging from 12 to 84 months
  • 100% peparless instant loan application
  • Instant disbursed of the instant loan amount to your account
  • repay the loan through various payment methods anytime, anywhere
  • Get your EMI calculated on the app for personal gold business, and auto loans
  • No collateral or guarantors

ONLINE LOAN OFFERED BY HDB ON THE GO

Personal Loan : instant personal loan upto 20, 00, 000 for salaried and self employed individuals salaried individuals can get instant loans or pre approved online loan for employed people looking for financial help we also offer a quick salaried personal loan.

PERSONAL LOAN FEATURES :

  • Pre approved online personal loan for salaried individuals
  • Attractive personal loan interest rates
  • Flexible repayment tenure
  • instant loan approval

GOLD Loan : Get an instant gold loan for any urgent financial or business needs gold loan online can be avail through minimal documentation & at a very attractive interest rate

Gold Loan Features :

  • Gold loan online up to 75% of gold value or 20 lakh
  • competitive interest rates
  • Flexible repayment tenure
  • complete safety and security of gold

BUSINESS LOAN : MSME loans and small business loans can help you meet your business loan requirement our unsecured business loan have attractive interest rate and flexible repayment terms get the help of easy online process to avail the funds quickly and Grow your business

Business loan Features :

  • Business loan up to 30 lakh with instant approval and attractive interest rates
  • 100% online process
  • No requirements to submit collateral

Vehicle loan : An instant vehicle loan from us offers financial assistance for those seeking to purchase a new or used car

Vehicle Loan Features :

  • Top up on exiting vehicle loan
  • car loan up to 90% of vehicle value
  • Repayment through convenient EMIs

DIGITAL PRODUCT LOAN : Get an instant approval in minutes for a No cost EMI loan on your favourite electronic products with the help of HDB ON THE GO app

Digital product loan Features :

  • No cost EMI Exclusive Deals and low down payments
  • Easy Repayment Options
  • Zero Sequrity Deposit

connect with us on call at +914442984541 or Email us @ app.feedback@hdbfs.com

23 Aug, 2024 By ravita pal
i2I Funding Personal Loan App Review 2024

2 funding (RNVP Technology Pvt Ltd) is a reserve Bank of India registered non-banking financial company – peer to peer lending platform (NBFC – P2P). NBFC – P2P certificate of registration (CoR) no. N-12.00468 peer to peer lending a new and better way of talking personal loans in India

2 Funding Personal Loan App Review 2024

Features of personal loan from 2 funding

  • Loan amount Rs. 1000 to Rs. 5,00,000
  • Loan tenure from 3 months to 12 months choose your own EMI tenure
  • Interest rates starting from 12% per year upto 36% per year
  • Processing fee – 2% to 10% of loan amount
  • No collateral or security
  • Repay loan anytime during the loan tenure without paying prepayment penalties

Representative Example

  • For a loan amount of 1,00,000 payable in one year with an interest rate (APR) of 20% per annum a borrower bill pay the following amount:
  • Interest = 11,156
  • Processing fee (5%) = 5,900 (including 18% GST on processing fees which is 900)
  • EMI = 9,263 for 12 months
  • The total amount payable would be principal (1,00,000) + Interest (11,156) + processing fee (5,900) = 1,17,056

About 2 funding

Funded in October 2015. 2 funding is innovative fintech start-up and one of the pioneers of peer to peer lending in India. Since inception we have gown at a very fast pace and has gradually emerged as one of the safest most trusted and Innovative peer to peer (P2P) lending platforms in India we have an office in n Noida

Why take the personal loan from 2 funding?

  • completely online and hassle-free application process
  • customized personal loans at interest rates appropriate to a borrower’s credit profiles
  • Loan available for people with low CIBIL or no CIBIL history
  • Get collateral – free personal loans online without any physical visit
  • pre-pay loan and as and when you want to without any penalty

Required documents

  • Aadhar number for address verification
  • Pan card
  • Permanent address proof (electricity bill / Gas bill / Water tax receipt / house registery papers)
  • Current address proof (if different from permanent address : passport / Voter ID / Aadhar card / Driving licence / post-paid mobile bill / landline bill / Broadband bill)
  • Last 12 months bank account statements

Additional documents for salaried employee

  • Last 3 months salary slips
  • Employment proof ( company ID card/ Appointment letter)

Additional documents for self employed borrowers

  • Last 3 year’s income tax returns
  • Business Establishments proof (Business/shop registration documents/GST certificate)

Security & Protection of privacy

2 funding complies with very strict IT and cybersecurity guidelines prescribed by the reserve Bank of India (RBI) for NBFCs. We have we have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors

Features Available in App

  • Borrowers sign-up and submission of the loan application
  • submission of mandatory documents
  • profile verification loan evaluation and approval by the team of 2
  • The complete status of loan application and disbursal
16 Aug, 2024 By ravita pal
Rupee112 personal loan app review 2024

Introducing rupee112 : your financial friend

Rupee112 is your ultimate one-stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need

Rupee112 loan app review 2024
Rupee112 loan app review

At rupee112 we priorities your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience and swift access to the funds you need here are the highlights of our application features

How Rupee112 works

Apply online : our user friendly online application allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application

Quick approval : once we receive your application our team process it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting

Get funds fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstances

Easy repayments : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free

Important points to consider before applying for a personal loan :

  • Loan amount : minimum 5000 to maximum 1 lakh
  • Repayment tenure : minimum 2 months to maximum 12 months
  • Rate of interest/ annual percentage Rate (APR) : 35% (fixed)
  • processing fees : Rs 2% of the loan amount
  • Note : GST on processing fees : 18%

Representative example :

  • Loan amount : 50,000
  • APR : 35%
  • Tenure : 12 month
  • Processing fee : 1000
  • GST on processing fees : 180
  • amou t disbursed : 48,820
  • EMI : 4,998
  • total repayment amount : 59,998
  • total interest: 9.978

About us :

Dev Ashish capitals private limited is a non banking finance company (NBFC ) registered with the reserve Bank of India (RBI) Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs

DIGITAL LENDING PARTNERS : we are here to provide financial assistance by connecting you with reliable NBFCs / bank ensuring you can secure personal personal loans without any hassle every loan application submit is carefully reviewed and approved by RBI registered NBFCs/ bank and we make sure to give all the important details about this insuitaion upfront our digital lending partners are listed below

  1. Dev- Ashish capitals private limited
  2. DEVMUNI Leasing and finance limited
  3. Vrinda Finleas limited

For more details or customer support :

Website – www.rupee112.com

customer care – +91-91125-39112

16 Aug, 2024 By ravita pal
Bharat loan app review 2024

bharat loan stand as your comprehensive solution for all financial requirements life often present unforeseen challenges especially in managing finances that’s precisely why we have crafted our instant personal loan services to be your steadfast and empathetic finance ally offering rapid and seamless solution precisely when you need them in life challenges often close doors leaving us feeling trapped and uncertain At bharat loan we understand the frustration of closed opportunities.

Bharat loan app review 2024
Bharat loan app review

How bharat loan works : your path to financial freedom

submit your application digitally : our intuitive online application platform enables you to effortlessly apply for a personal loan right from your home enter the essential information and securely upload the necessary documents using our user friendly interface

Rapid approvals process : upon receiving your application our dedicated team processes it promptly ensuring a swift response expect a quick turnaround allowing you to meet your financial needs without unnecessary delays

Access funds swiftly : upon approval the funds are transferred directly to your bank account giving you the freedom to address urgent financial needs such as medical bills education expenses or unexpected circumstances without any delay or hindrance

Convenient repayment options : we provide adaptable repayment plans designed to match your financial situation select a repayment schedule that alings with your needs ensuring a convenient and hassle free loan repayment process

Key considerations be for applying for a personal loan :

  • Loan amount : minimum 5000 to maximum 1 lakh
  • Repayment tenure : minimum 2 months to maximum 12 months
  • Rate of interest/ annual percentage Rate (APR) : 35% (Fixed)
  • Processing fees : Rs. 2% of the loan amount
  • Note – GST on processing fee (exclusive): 18%

Representative example :

  • loan amount 50000
  • APR : 35%
  • Tenure : 12 months
  • processing fees : 1000
  • GST on processing fees : 180
  • Amount disbursed : 48,820
  • EMI : 4,998
  • Total repayment amount : 59,978
  • Total interest : 9,978

Welcome to bharat loan a full service digital lender dedicated to helping people get the money the need to achieve their goals. Bharat loan is a fintech company that was founded with the goal of integrating a significant number of salaried professionals who had been turned down for credit by traditional Bank and financial institutions into the appropriate credit structure it is a brand unit of DEVMUNI leasing & finance limited and NBFC listed with the RBI

Our mission is simple – today one needs a fully digital and futuristic environment in the comfort of their home and we here give you and your loved one additional security and a stable financial future true friends always lend a hand if you are unsure of who to call in the event of emergency financial storage

For more details or customer support :

website – www.bharatloan.com

customer care – +91- 8282824-644

Email – care@bharatloan.com

13 Aug, 2024 By ravita pal
LAZY PAY : LOAN APP & PAY LATER REVIEW 2024

lazy pay you get a free credit limit upto rs. 10,000 that you can use across 45,000+ online stores and marchants get credit that’s easy instant and stress free with lazy pay just repay the total every 15 or 30 days interest free pay later checkout on your favourite marchants in just one tap it’s completely free no extra charges, no hidden fees, shop buy spend from your credit limit and pay just one single bill every 15 days.

Lazy pay loan app & pay later review 2024
Lazy pay loan app & pay later

One tap payments

No OTPs, CVVs or PINs

repay just once every 15 days

No interest and no hidden charges

get attractive discount and offers on various marchants like swiggy Zomato Myntra zepto and more

A quick simple KYC makes your experience a lot smoother if you complete your KYC with us you can increase your credit limit upto as much as rs. 5 lakhs) and get 30 days your dues

Bill pay : pay utility bills

with over 20,000 + supported billers lazy pay allows you to pay utility bills with your credit limit pay electricity gas water bills in one-click recharge FASTag mobile postpaid mobile prepaid landline DTH and more repay in one shot along with your lazy pay dues every 15 days or 30 days

XPRESS LOAN : instant personal loans

Lazy pay offers instant personal loans within minutes and use it for everything you want no question asked our instant personal loans are cash loans where the lump sum amount is transferred to your bank account the entire process is paperless and 100%

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