23 Aug, 2024 By ravita pal
HDB ON THE GO : Quick loan online review 2024

HDB in the go offers instant online loans such as personal, gold, business and vehicle loan whether you’re salaried or self employed get upto Rs. 20,00,000 with our 100% online system that ensures a hassle free experience at attractive interest rates with flexible tenure in just a few clicks

HDB ON THE GO Quick Loan Online Review 2024

Instant Online Personal Loan Example :

  • Loan amount : 200,000
  • processing fee (3% of loan amount including 18% GST) : 6000
  • Total loan amount : 206,000
  • Interest : 15% per annum (1.25% per month)
  • Tenure : 12 months
  • your EMI : 18,375
  • Total amount to be paid : 18,375 x 12 = 220,500
  • total interest paid : 220,500 – 206,000 = 14,500
  • total cost of the loan : 14,5000 + 6000 = 20,500
  • APR : 15%

HDB ON THE GO KEY FEATURES :

  • Instant personal loan upto 20,00,000
  • Flexible repayment options ranging from 12 to 84 months
  • 100% peparless instant loan application
  • Instant disbursed of the instant loan amount to your account
  • repay the loan through various payment methods anytime, anywhere
  • Get your EMI calculated on the app for personal gold business, and auto loans
  • No collateral or guarantors

ONLINE LOAN OFFERED BY HDB ON THE GO

Personal Loan : instant personal loan upto 20, 00, 000 for salaried and self employed individuals salaried individuals can get instant loans or pre approved online loan for employed people looking for financial help we also offer a quick salaried personal loan.

PERSONAL LOAN FEATURES :

  • Pre approved online personal loan for salaried individuals
  • Attractive personal loan interest rates
  • Flexible repayment tenure
  • instant loan approval

GOLD Loan : Get an instant gold loan for any urgent financial or business needs gold loan online can be avail through minimal documentation & at a very attractive interest rate

Gold Loan Features :

  • Gold loan online up to 75% of gold value or 20 lakh
  • competitive interest rates
  • Flexible repayment tenure
  • complete safety and security of gold

BUSINESS LOAN : MSME loans and small business loans can help you meet your business loan requirement our unsecured business loan have attractive interest rate and flexible repayment terms get the help of easy online process to avail the funds quickly and Grow your business

Business loan Features :

  • Business loan up to 30 lakh with instant approval and attractive interest rates
  • 100% online process
  • No requirements to submit collateral

Vehicle loan : An instant vehicle loan from us offers financial assistance for those seeking to purchase a new or used car

Vehicle Loan Features :

  • Top up on exiting vehicle loan
  • car loan up to 90% of vehicle value
  • Repayment through convenient EMIs

DIGITAL PRODUCT LOAN : Get an instant approval in minutes for a No cost EMI loan on your favourite electronic products with the help of HDB ON THE GO app

Digital product loan Features :

  • No cost EMI Exclusive Deals and low down payments
  • Easy Repayment Options
  • Zero Sequrity Deposit

connect with us on call at +914442984541 or Email us @ app.feedback@hdbfs.com

23 Aug, 2024 By ravita pal
i2I Funding Personal Loan App Review 2024

2 funding (RNVP Technology Pvt Ltd) is a reserve Bank of India registered non-banking financial company – peer to peer lending platform (NBFC – P2P). NBFC – P2P certificate of registration (CoR) no. N-12.00468 peer to peer lending a new and better way of talking personal loans in India

2 Funding Personal Loan App Review 2024

Features of personal loan from 2 funding

  • Loan amount Rs. 1000 to Rs. 5,00,000
  • Loan tenure from 3 months to 12 months choose your own EMI tenure
  • Interest rates starting from 12% per year upto 36% per year
  • Processing fee – 2% to 10% of loan amount
  • No collateral or security
  • Repay loan anytime during the loan tenure without paying prepayment penalties

Representative Example

  • For a loan amount of 1,00,000 payable in one year with an interest rate (APR) of 20% per annum a borrower bill pay the following amount:
  • Interest = 11,156
  • Processing fee (5%) = 5,900 (including 18% GST on processing fees which is 900)
  • EMI = 9,263 for 12 months
  • The total amount payable would be principal (1,00,000) + Interest (11,156) + processing fee (5,900) = 1,17,056

About 2 funding

Funded in October 2015. 2 funding is innovative fintech start-up and one of the pioneers of peer to peer lending in India. Since inception we have gown at a very fast pace and has gradually emerged as one of the safest most trusted and Innovative peer to peer (P2P) lending platforms in India we have an office in n Noida

Why take the personal loan from 2 funding?

  • completely online and hassle-free application process
  • customized personal loans at interest rates appropriate to a borrower’s credit profiles
  • Loan available for people with low CIBIL or no CIBIL history
  • Get collateral – free personal loans online without any physical visit
  • pre-pay loan and as and when you want to without any penalty

Required documents

  • Aadhar number for address verification
  • Pan card
  • Permanent address proof (electricity bill / Gas bill / Water tax receipt / house registery papers)
  • Current address proof (if different from permanent address : passport / Voter ID / Aadhar card / Driving licence / post-paid mobile bill / landline bill / Broadband bill)
  • Last 12 months bank account statements

Additional documents for salaried employee

  • Last 3 months salary slips
  • Employment proof ( company ID card/ Appointment letter)

Additional documents for self employed borrowers

  • Last 3 year’s income tax returns
  • Business Establishments proof (Business/shop registration documents/GST certificate)

Security & Protection of privacy

2 funding complies with very strict IT and cybersecurity guidelines prescribed by the reserve Bank of India (RBI) for NBFCs. We have we have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors

Features Available in App

  • Borrowers sign-up and submission of the loan application
  • submission of mandatory documents
  • profile verification loan evaluation and approval by the team of 2
  • The complete status of loan application and disbursal
16 Aug, 2024 By ravita pal
Rupee112 personal loan app review 2024

Introducing rupee112 : your financial friend

Rupee112 is your ultimate one-stop solution for all your financial needs we understand that life can throw unexpected challenges your way especially when it comes to managing your finances that’s why we’ve designed instant personal loan to be your reliable and compassionate financial partner providing you with swift and hassle free solutions during your time of need

Rupee112 loan app review 2024
Rupee112 loan app review

At rupee112 we priorities your convenience and financial well-being our application features are designed with you in mind ensuring a seamless experience and swift access to the funds you need here are the highlights of our application features

How Rupee112 works

Apply online : our user friendly online application allows you to apply for a personal loan from the comfort of your home fill in the required details and submit the necessary documents securely through our secure application

Quick approval : once we receive your application our team process it swiftly you can expect a prompt response so you can address your financial needs without unnecessary waiting

Get funds fast : upon approval the funds are disbursed directly to your bank account you can use the money to meet your urgent financial requirements weather it’s medical bills education expenses or any other unforseen circumstances

Easy repayments : we offer flexible repayment options tailored to your financial situation choose a repayment plan that suits you best making the process of paying back the loan convenient and stress free

Important points to consider before applying for a personal loan :

  • Loan amount : minimum 5000 to maximum 1 lakh
  • Repayment tenure : minimum 2 months to maximum 12 months
  • Rate of interest/ annual percentage Rate (APR) : 35% (fixed)
  • processing fees : Rs 2% of the loan amount
  • Note : GST on processing fees : 18%

Representative example :

  • Loan amount : 50,000
  • APR : 35%
  • Tenure : 12 month
  • Processing fee : 1000
  • GST on processing fees : 180
  • amou t disbursed : 48,820
  • EMI : 4,998
  • total repayment amount : 59,998
  • total interest: 9.978

About us :

Dev Ashish capitals private limited is a non banking finance company (NBFC ) registered with the reserve Bank of India (RBI) Rupee112 is the brand name under which the company conducts it’s lending operations and specializes in meeting customer’s instant financial needs

DIGITAL LENDING PARTNERS : we are here to provide financial assistance by connecting you with reliable NBFCs / bank ensuring you can secure personal personal loans without any hassle every loan application submit is carefully reviewed and approved by RBI registered NBFCs/ bank and we make sure to give all the important details about this insuitaion upfront our digital lending partners are listed below

  1. Dev- Ashish capitals private limited
  2. DEVMUNI Leasing and finance limited
  3. Vrinda Finleas limited

For more details or customer support :

Website – www.rupee112.com

customer care – +91-91125-39112

16 Aug, 2024 By ravita pal
Bharat loan app review 2024

bharat loan stand as your comprehensive solution for all financial requirements life often present unforeseen challenges especially in managing finances that’s precisely why we have crafted our instant personal loan services to be your steadfast and empathetic finance ally offering rapid and seamless solution precisely when you need them in life challenges often close doors leaving us feeling trapped and uncertain At bharat loan we understand the frustration of closed opportunities.

Bharat loan app review 2024
Bharat loan app review

How bharat loan works : your path to financial freedom

submit your application digitally : our intuitive online application platform enables you to effortlessly apply for a personal loan right from your home enter the essential information and securely upload the necessary documents using our user friendly interface

Rapid approvals process : upon receiving your application our dedicated team processes it promptly ensuring a swift response expect a quick turnaround allowing you to meet your financial needs without unnecessary delays

Access funds swiftly : upon approval the funds are transferred directly to your bank account giving you the freedom to address urgent financial needs such as medical bills education expenses or unexpected circumstances without any delay or hindrance

Convenient repayment options : we provide adaptable repayment plans designed to match your financial situation select a repayment schedule that alings with your needs ensuring a convenient and hassle free loan repayment process

Key considerations be for applying for a personal loan :

  • Loan amount : minimum 5000 to maximum 1 lakh
  • Repayment tenure : minimum 2 months to maximum 12 months
  • Rate of interest/ annual percentage Rate (APR) : 35% (Fixed)
  • Processing fees : Rs. 2% of the loan amount
  • Note – GST on processing fee (exclusive): 18%

Representative example :

  • loan amount 50000
  • APR : 35%
  • Tenure : 12 months
  • processing fees : 1000
  • GST on processing fees : 180
  • Amount disbursed : 48,820
  • EMI : 4,998
  • Total repayment amount : 59,978
  • Total interest : 9,978

Welcome to bharat loan a full service digital lender dedicated to helping people get the money the need to achieve their goals. Bharat loan is a fintech company that was founded with the goal of integrating a significant number of salaried professionals who had been turned down for credit by traditional Bank and financial institutions into the appropriate credit structure it is a brand unit of DEVMUNI leasing & finance limited and NBFC listed with the RBI

Our mission is simple – today one needs a fully digital and futuristic environment in the comfort of their home and we here give you and your loved one additional security and a stable financial future true friends always lend a hand if you are unsure of who to call in the event of emergency financial storage

For more details or customer support :

website – www.bharatloan.com

customer care – +91- 8282824-644

Email – care@bharatloan.com

13 Aug, 2024 By ravita pal
LAZY PAY : LOAN APP & PAY LATER REVIEW 2024

lazy pay you get a free credit limit upto rs. 10,000 that you can use across 45,000+ online stores and marchants get credit that’s easy instant and stress free with lazy pay just repay the total every 15 or 30 days interest free pay later checkout on your favourite marchants in just one tap it’s completely free no extra charges, no hidden fees, shop buy spend from your credit limit and pay just one single bill every 15 days.

Lazy pay loan app & pay later review 2024
Lazy pay loan app & pay later

One tap payments

No OTPs, CVVs or PINs

repay just once every 15 days

No interest and no hidden charges

get attractive discount and offers on various marchants like swiggy Zomato Myntra zepto and more

A quick simple KYC makes your experience a lot smoother if you complete your KYC with us you can increase your credit limit upto as much as rs. 5 lakhs) and get 30 days your dues

Bill pay : pay utility bills

with over 20,000 + supported billers lazy pay allows you to pay utility bills with your credit limit pay electricity gas water bills in one-click recharge FASTag mobile postpaid mobile prepaid landline DTH and more repay in one shot along with your lazy pay dues every 15 days or 30 days

XPRESS LOAN : instant personal loans

Lazy pay offers instant personal loans within minutes and use it for everything you want no question asked our instant personal loans are cash loans where the lump sum amount is transferred to your bank account the entire process is paperless and 100%

13 Aug, 2024 By ravita pal
ZAPMONEY PERSONAL LOAN APP SE LOAN KAISE LE REVIEW 2024

zap money is one of the hu simple, faster and affordable personal loan platform for salaried individuals and college students where you can apply for loans up to 1 lakh minimal documentation ZAPMONEY is a brand of MONEXO fintech private limited which is a RBI licensed NBFC – P2P

Zapmoney personal loan app review 2024
Zapmoney personal loan app

ELIGIBILITY CRITERIA

  • collage students
  • No income proof required
  • PAN/ VOTER ID/ driving licence
  • Aadhar for KYC
  • college ID – mandatory
  • internet banking

SALARIED INDIVIDUALS

  • working with registered entities under LLP, PVT, LTD, public limited or government employees
  • minimum net salary of RS. 15000 per month
  • salary credit in bank account
  • latest pay slip
  • internet banking
  • Pan card
  • Aadhar card for KYC

OUR OFFERINGS

  • online personal loan from RS. 1000 to RS. 1,00,000
  • interest rate 18% 36% p.a
  • tenure – 3 to 12 months
  • No application fees
  • low disbursal fees
  • Quick loans & easy EMIs

These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment

For example, a loan of 3,000 with an interest of 0.99/1000/ day and a repayment tenure of 3 months processing fee is 199 + GST with monthly EMI of 1,061 disbursed amount is 2,765 total interest is 182 total loan repayment amount is 3,182

APP FEATURES

  • Build your credit score
  • Free plan and paid plan available
  • Life time free credit score
  • Educational content on finance

HOW TO APPLY

  • download zap money loan app from Google Play Store
  • login with OTP
  • fill out basic information & upload your payslip/ college ID / employee ID
  • know your loan eligibility instantly
  • choose a flexible loan amount & EMI repayment plan that suits you (minimum loan RS. 3000 & min tenure 3 month )
  • complete ENACH and eKYC / video KYC
  • get the loan amount in your bank account in 24 hours on application is completed

Our lending partners

Monexo fintech private limited

Queries?

mail : support@zapmoney.in

whatsapp chat : 7845743738

call support : 7395999667

13 Aug, 2024 By ravita pal
RAPID RUPEE – PERSONAL LOAN APP REVIEW 2024

rapid rupee is a personal loan app that offer instant loans online. Apply for an instant loan and riceive direct cash transfer to bank account ( upon approval)

get the cash you need without complex procedures or paperwork !

Our app facilitates money lending by registered non – banking financial company ( NBFC ) – yuvaraj finance private limited.

Rapid rupee personal loan app review 2024
Rapid rupee personal loan app

– instant personal loans from 500 to 20,000 ( pan India)

– terms from 61 to 365 days

– maximum APR which includes interest rate plus fees : 89.8%

– fast decision 24/7

– interest rate from 12% to 36% per annum ( 1-3% per month)

– processing fee start at just 99

– no membership or upfront fees, loan amount is paid out in fill

Types of instant loans we provide :

Personal loans for salaried professional : who can recieve advance salary loans to cover small but urgent needs and have money transferred straight into there bank account

small personal loans : get quick personal loans online

cash loan : our cash loans can help you cover everything from monthly grocery bills to children’s school fees and even outstanding bills that need to be cleared

Loans for self – employed : we accept both self – employed professionals & salaried applicants

Eligibility criteria

to get an instant loan from rapid rupee you need to be:

  • an Indian citizen
  • Aged over 18
  • salaried / self – employed with a minimum income requirement
  • no negative information in credit bureau

Documents required to avail in instant loan :

  • valid a aadhar card
  • Required a pan card
  • one a selfie

Representative cost of rapid rupee instant personal loan, including all applicable fees.

if the loan amount is 4000 (principal) and the piriod for repayment is 90 days, interest is 12% p.a. with a one time onboarding fee of 599 then the total cost of the loan is 4,000*12%*90/365 + 599 = 118 + 599 = 717 and the total amount payable 4,717 with monthly payment 1,572.

How do | use rapid rupee instant personal loan:

  • Download the instant loan online app and install it.
  • Fill in the simple form.
  • upload documents.
  • Wait for loan decision ( we do not guarantee a positive decision for all applications)
  • Recieve money in your bank account ( upon approval/ positive loan decision)

MONTHLY GROCERIES : cover your grocery bills with our salary advance loans

Rent – our finance solutions double up as salary advance loans, helping you deal with rent even if your next pay cheque is still some way off

paying bills : if you have mounting bills and are facing an end-of-month cash crunch, cover your outstanding bills with just a few taps – get an advance salary loan from rapid rupee

our instant loans are safe

your data is safe with us. It is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All transactions are secured using 128- bit SSL encryption

CONTACT US

for help or any other details about our instant personal loans please refer to the developer cot

13 Aug, 2024 By ravita pal
POCKETLY:PERSONAL LOAN APP RIVIEW 2024

POCKETLY app is a very good loan app money in pocket in seconds -instant personal loan for salaried & self employed POCKETLY -your go-to personal loan app for instant loans example | repayment time |APR | amounts |lenders processing fees of 0%-7.5%. GST extra as applicable the NBFC partner behind POCKETLY is Speel finance company private limited (CIN: U6592OMH1995PTCO90558).for example , if the personal instant loan amount is INR 1,000 & the applicable annual interest rate 36% the amount to be repaid at the end of the tenure of 60 days would be a processing fee plus interest POCKETLY say goodbye to paper forms and long application processes. with POCKETLY you can get an instant personal loan within minutes – no paperwork, no fuss! POCKETLY is the solution you’ve been waiting for! take control of your finances with POCKETLY. with our fast and easy application process you can be sure that best online loan app terms and have money in your account in a flash.

Pocketly personal loan app
Download

KYE FEATURES OF THE POCKETLY LOAN APP

  • POCKETLY is the digital – first, hassle – free way to secure instant loans.
  • POCKETLY easy – to – use personal loan app, you can apply for a instant loan quickly and conveniently, and receive the fast funding that you need without the long wait times.
  • loan money up to 50,000 INR! get your funds in a jiffy with POCKETLY instant personal loan up to 50,000 INR.
  • stop wasting time on long applications and paperwork ; get the money you need now with POCKETLY! sign up today for a quick and secure online loan.
  • quick and easy loan disbursal! no need to wait for days -instant loan disbursal within minutes and cash in hand in no time.
  • don’t let money worries get you down! take control of your finances with the ultimate online loan app- POCKETLY, & get access to the funds you need in as little as 24 hours.
  • POCKETLY is the ultimate instant personal loan app get personal loan for self- employed individuals, so you can get the help you need right away.
  • POCKETLY self- employed instant personal loan are instant and secure, so you can take care of any unexpected expenses quickly and easily.
  • choose from a payback period up to 6 months and interest rates starting at 1% to 3% per month.
  • no additional costs- just a small processing fee of between 0%-7.5% , as needed.
  • stop worrying about money and start taking control of your finances today with the ultimate instant personal loan app – POCKETLY!

CONTACTS WITH US!

  • we appreciate hearing from users so we can keep improving. please contacts us at HELPDESK@SUPPORT.POCKETLY.IN.
  • if there is anything we can do to help, please don’t hesitate to contacts us!
  • download the POCKETLY app now for instant access to the personal loan funds that you need!

ram fincorp
16 Jul, 2024 By ravita pal
RAM FINCORP:PERSONAL LOAN APP REVIEW 2024

ram Fincorp is an online instant personal loan app offers tension free, easy, and instant personal loans right at your fingerprints. not only do we provide you with the fastest disbursal ever possible but also low- interest rates. ram Fincorp we are a RBI registered NBFC committed to offering personal credits to salaried professionals. we stand for catering to your individual financing needs in an easy way by including innovation to the credit buying handle, ram Fincorp loan is provide loans that are available at affordable interest rates due to minimal risk profile. moreover, at ram Fincorp personal loan app we pride . banking is

Ram Fincorp personal loan app review 2024
Ram Fincorp loan app review

experiencing a wave of digitization across the world However, often some banking products such as personal loans require physical interaction. at ram Fincorp personal loan, we have developed a full -stack solution to digitize the entire personal loan process.

ram Fincorp Fincorp loan mission is simple: we want to build a one-of-kind, effortless loan buying platform that allows customers to get a loan easily and affordably. we strive hard to make our customers life easier by providing them quick access to money in a simple way.

RAM FINCORP LOAN MODEL

  • ram Fincorp personal loan app provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your requirement
  • loan amount – 5,000 to 2,00,000
  • interest rate:- up to 36% per annum APR: 36% max
  • late payment fee – as applicable (charged only, if repayment is delayed)
  • processing fee:- up to 5%
  • loan tenure:- 90 days to 365 days
  • pre-closure charges -as applicable

RAM FINCORP PERSONAL LOAN SAMBLE LOAN CALCULATION

  • loan amount: 30,000 at interest rate of 30% P.A.
  • loan duration : 3 months
  • total personal loan interest = 2,250
  • processing fees (PF) +GST= 500+90=590
  • total deductibles (PF+GST): 590
  • in-hand amount: loan amount -total deductibles =30,000-590= 29,410
  • total repayable amount (loan amount +interest):32,250
  • monthly EMI repayable (loan amount +interest/no of EMI’) 10,750
  • PF +GST are deducted upfront during the loan disbursal

ADVANTAGES OF RAM FINCORP PERSONAL LOAN

  • Customised instant online personal loan
  • secure data system
  • instant approval and disbursal
  • transparent process
  • flexible repayment option
  • minimum documentation

RAM FINCORP ELIGIBILITY/DOCUMENT REQUIRED

  • individuals with a minimum monthly income of RS 30,000.
  • Indian residents/citizens who are 21 years and above
  • Ram Fincorp personal loan to apply for the loan applicants would need PANCARDS, Aadhar cards, salary slips (for the last 3 months ), salary account bank statement (3/6 months), and address proof.

SECURITY AND PRIVACY POLICY RAM FINCORO PERSONAL LOAN

  • to guarantee the security of the information shared by our clients we have a highly secure and encrypted system.

TERMS & CONDITION

ram Fincorp personal loan is a unit of R.K. BANSAL finance private limited (NBFC)

CONTACT INFORMATION

  • contact number:- +919899985495
  • official mail id :- info@ramfincorp.com
  • official website:- https://ramfincorp.com/
  • registered & corporate office address:- 4338, PADAM SHINGH ROAD, KAROL BAGH new delhi – 110005
16 Jul, 2024 By ravita pal
CREDIT COME – FINANCE BUDDY LOAN APP REVIEW 2024

credit come – finance is your trusted financial partner that provides you with a comprehensive view of your financial health.

Quickly view your credit score, track you bank balance and gain insight into your income and expenditure analysis,

use these insights to make your financial healthier and also make you more competitive when applying for loans. Enabling you to make smart financial decisions, all under you control.

Credit come finance buddy loan app review 2024
credit come finance buddy loan app

Unlock your borrowing potential and achieve your goals with credit come – finance buddy.

Noted : we are not a lender we only only provides a platform to guide users to check credit score, check bank balance, income and expenditure analysis

credit Come लोन ऐप Real है या fake?

दोस्तों यह एक 7 दिन की लोन एप्लीकेशन है और एक फेक एप्लीकेशन है यह एप्लीकेशन लोन तो देती है लेकिन आपसे 7 दिन के अंदर 2 गुना पैसा वसूल करती है इसीलिए आप अपनी रियल कांटेक्ट लिस्ट या फिर रियल कॉल लॉक्स के द्वारा लोन अप्लाई ना करें आप किसी ऐसे डिवाइस का उसे कर सकते हैं जिसमें आपका कोई भी उत्तर सही नहीं हो क्योंकि एक फर्जी कंपनी है और सही तरीके से इस पर लोन अप्लाई नहीं किया जा सकता

FEATURES OF CREDIT COME – LOAN

  • user friendly graphics interface
  • Simple use and easy to navigate
  • display Intuitive and concise
  • completely Spam – free and add – free
  • No fees

credit come – finance buddy is the perfect solution for anyone looking to take control of their financial health and to know credit score, bank balance,

income and expenditure and is the ultimate tool for anyone looking to achieve financial stability and freedom experience the power of worry – free borrowing with credit come – financial buddy.

safe And secure :

None of your information is shared with any third party or institution without permission. Your data is safe with us.

for help email us at analysis@ cashcome.in.

Address : yashodham, goregaon, Mumbai, Maharashtra 400063

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