13 Nov, 2024 By ravita pal
Finance Track – Credit Vision review 2024

Unlock the power of your financial future with finance track – credit vision the app designed to help you understand, monitor, and improve your credit score whether you are applying for a loan building your credit history or simply staying informed, finance track empowers you with the tools to take control of your financial health

Finance Track Credit Vision review 2024
Finance track credit vision loan app

Key Features :

  • Instant credit score check : get your latest credit score in just a few taps monitor changes over time and understand what affects your score stay ahead with real time updates on any shifts in your credit profile
  • Detailed financial Insights : finance track offers in depth analysis of your credit score and financial health discover potential weaknesses and recieve actionable suggestions to enhance your creditworthiness
  • Credit report breakdown : dive into your credit history learn how your past financial decisions impact your current score and what steps you can take to improve
  • Credit alert & notifications : stay informed with real time alerts whenever there are change to your credit report or score with finance track you’ll never miss important updates about your financial health
  • User friendly interface : finance track is designed with simplicity in mind whether you’re new to credit monitoring or an experienced user our intuitive interface ensures a seamless experience
  • Secure and private : your data privacy is our top priority we employ advanced encryption to ensure that all your personal and financial information remains confidential and secure

Why Finance Track ?

Finance track credit vision is your reliable partner on the path to financial wellness with tailored insights and easy to use features it’s designed to give you a complete understanding of your credit and financial standing all while maintaining the highest level of security

The Repayment period is really long more than three months I also want to reapply for 3 loans and it says my loan has been approved the customer service will explain patiently and have a considerate services attitude procedures are smooth and there are no delays very good interest rate

the loan amount is large enough the interface is not laggy at all I hope this platform will get better and better borrowing money is easy fast safe and reliable the loan amount is high and the current funding problem can be solved in four times even if you just applied the amount is very high

CONTACT US :

Email : support @financetrackapp.com

phone : + 91 – 9876543210

Address : finance track support, 6th floor, fintech hub, Bengaluru , Karnataka, India

13 Nov, 2024 By ravita pal
Swift Finance Loan App Review 2024

Swift finance is your trusted partner in securing the suitable loan we offer high quality loan solutions tailored to both individuals and businesses with a commitment to excellence integrity and customer satisfaction

Swift Finance Loan App Review 2024
Swift Finance Loan App

Developed and managed by vishwa financial services private limited swift finance harnesses advanced technology to provide seamless digital lending solutions all loan products offered are provided by our partner windy investment private limited an RBI registered NBFC ensuring you receive legally compliant secure financial services

Loan Details :

  • Loan amount : 3,000 – 1,00,000
  • Loan duration : 120 – 365 days
  • Maximum APR : 20%
  • Processing fee : 1% of the loan amount

Payment Example :

For a loan of 10,000

Annual interest rate : 18.25% ( Daily interest rate : 0.05%)

Loan duration : 120 days

Interest Calculation :

Interest = 10,000 x 18.25% / 365 days x 120 days = 600

Processing fee = 100 ( 1% of 10,000)

GST = 18 ( 100 x 18%)

Total repayment amount = 10,718 ( 10,000 + 600 + 100 + 18)

Monthly repayment = 2,680 (10,718 / 4 months)

Why Choose swift finance ?

wide range of loan product

Whether it’s a personal emergency startup funding or business expansion we offer flexible loans to suit all financial needs

User friendly interface

Our app is designed for a smooth hassle free experience allowing you to apply for and manage your loans with ease

Transparent and reliable

We provide clear details on fees interest rates and loan terms ensuring you are fully informed throughout the process

Contact us :

Email : info@vishwafin.com

26 Aug, 2024 By ravita pal
LiquiLoans Personal Loan App Review 2024

Liqui loans is a peer to peer lending platform founded by anchal mittal and Gautam Adukia who have previously co-founded a successful rental platform ‘Rentomojo’ the company uses technology to match borrowers and lenders and in the process eliminates the margin which is charged by traditional Banks and NBFCs thus, making borrowing cheaper and investing a more lucrative opportunity as compared to traditional investment avenues.

LiquiLoans personal loan app review 2024
LiquiLoans personal loan app

The company is funded by matrix partners which have invested in some of the marquee companies like Olacabs, procto, Quikr and cloud

Personal Loans Starting From 11% Interest Rate

  • Low interest rate
  • Flexible tenure
  • Personal loan
  • Mobile number
  • Loan amount
  • Purposes of your loan

LiquiLoans loan type

  • Free credit score
  • Deposit Financing
  • Wedding loan
  • Vacation loan
  • Credit card payment
  • Debt consolidation
  • Vehicle loan
  • Education loan
  • Invest in loans

We have fast & easy Application process

  • Register
  • Quick verification
  • Recieve funds

LiquiLoans is the right choice for you if :

  • You are 18 or older
  • You have a valid address
  • You have a bank account
  • You have a regular income

Trending Products

  • Deposit Financing
  • Quick personal loan
  • Free credit report
  • Invest in loans
26 Aug, 2024 By ravita pal
Quid : Personal Loan App Review 2024

Quid is a lending and financial services platform (Loan aggregator) where you can apply for a personal loan with RBI registered banks and NBFCS in a few minutes get an instant personal loan with 100% digital experience a high approval rate Quick sanction and hidden charges quid makes it easy for salaried students self employed and business owners to access instant credit with a seamless loan application process

Quid Personal Loan App Review 2024
Quid personal loan app

What Makes Quid Better Than Others ?

  • Best loan offers : find the best instant loan offers through our lending partners
  • Personal loan matchmaker : find the best lending partners
  • Trusted platform : Quid works with RBI approved banks and NBFCS only
  • Credit card : apply for credit card with exclusive offers and benefits
  • user friendly : Explore loan offers easily through a user friendly interface
  • 100% Digital : digital process with minimal documentation
  • Loan tenure : 3 – 60 months tenure
  • Quick approval : get approvals in minutes’ note months
  • Low interest rates : Get the best instant rates
  • Easy EMI : flexible and convenient EMI option

More Reason To Quid

  • collateral – free
  • safe and secure
  • Quick sanction
  • Best interest rates
  • Flexible tenure
  • High loan approval rate

Repayment time linse APR and transparent processing fees & GST :

  • Interest rates start from 1% to 3% per month corresponding to a maximum APR of 12% to 36%
  • The repayment tenure ranges from 3 – 60 months
  • processing fees will be charged separately as applicable by the lending partner

Eligibility Criteria

  • The minimum age for application is 18 – 55 years
  • You must receive income in your bank account
  • personal loan for salaried student and self employed

Based on our integrated lenders for example :

  • Loan amount = 1,50,000
  • Interest rate = 13% minimum
  • Repayment tenure = 1 year
  • processing fees of 2% = 3000 + GST = 3,540
  • Loan EMI = 13,398
  • The total interest = 10,771
  • Loan repayment amount ofter 1 year = 1,60,771
  • The maximum annual percentage Rate can go up to 36%

Our trusted RBI approved registered NBFC parteners :

  • Bhanix finance and investment limited https : bhanixfinance.com/our parteners.html – (CIN NO. U65910MH1996PLC300645)
  • mPockket financial services private limited (CIN no. U65999WB2019PTC233120)

Contact us

for any queries reach us at support@quid.money

23 Aug, 2024 By ravita pal
HDB ON THE GO : Quick loan online review 2024

HDB in the go offers instant online loans such as personal, gold, business and vehicle loan whether you’re salaried or self employed get upto Rs. 20,00,000 with our 100% online system that ensures a hassle free experience at attractive interest rates with flexible tenure in just a few clicks

HDB ON THE GO Quick Loan Online Review 2024

Instant Online Personal Loan Example :

  • Loan amount : 200,000
  • processing fee (3% of loan amount including 18% GST) : 6000
  • Total loan amount : 206,000
  • Interest : 15% per annum (1.25% per month)
  • Tenure : 12 months
  • your EMI : 18,375
  • Total amount to be paid : 18,375 x 12 = 220,500
  • total interest paid : 220,500 – 206,000 = 14,500
  • total cost of the loan : 14,5000 + 6000 = 20,500
  • APR : 15%

HDB ON THE GO KEY FEATURES :

  • Instant personal loan upto 20,00,000
  • Flexible repayment options ranging from 12 to 84 months
  • 100% peparless instant loan application
  • Instant disbursed of the instant loan amount to your account
  • repay the loan through various payment methods anytime, anywhere
  • Get your EMI calculated on the app for personal gold business, and auto loans
  • No collateral or guarantors

ONLINE LOAN OFFERED BY HDB ON THE GO

Personal Loan : instant personal loan upto 20, 00, 000 for salaried and self employed individuals salaried individuals can get instant loans or pre approved online loan for employed people looking for financial help we also offer a quick salaried personal loan.

PERSONAL LOAN FEATURES :

  • Pre approved online personal loan for salaried individuals
  • Attractive personal loan interest rates
  • Flexible repayment tenure
  • instant loan approval

GOLD Loan : Get an instant gold loan for any urgent financial or business needs gold loan online can be avail through minimal documentation & at a very attractive interest rate

Gold Loan Features :

  • Gold loan online up to 75% of gold value or 20 lakh
  • competitive interest rates
  • Flexible repayment tenure
  • complete safety and security of gold

BUSINESS LOAN : MSME loans and small business loans can help you meet your business loan requirement our unsecured business loan have attractive interest rate and flexible repayment terms get the help of easy online process to avail the funds quickly and Grow your business

Business loan Features :

  • Business loan up to 30 lakh with instant approval and attractive interest rates
  • 100% online process
  • No requirements to submit collateral

Vehicle loan : An instant vehicle loan from us offers financial assistance for those seeking to purchase a new or used car

Vehicle Loan Features :

  • Top up on exiting vehicle loan
  • car loan up to 90% of vehicle value
  • Repayment through convenient EMIs

DIGITAL PRODUCT LOAN : Get an instant approval in minutes for a No cost EMI loan on your favourite electronic products with the help of HDB ON THE GO app

Digital product loan Features :

  • No cost EMI Exclusive Deals and low down payments
  • Easy Repayment Options
  • Zero Sequrity Deposit

connect with us on call at +914442984541 or Email us @ app.feedback@hdbfs.com

23 Aug, 2024 By ravita pal
i2I Funding Personal Loan App Review 2024

2 funding (RNVP Technology Pvt Ltd) is a reserve Bank of India registered non-banking financial company – peer to peer lending platform (NBFC – P2P). NBFC – P2P certificate of registration (CoR) no. N-12.00468 peer to peer lending a new and better way of talking personal loans in India

2 Funding Personal Loan App Review 2024

Features of personal loan from 2 funding

  • Loan amount Rs. 1000 to Rs. 5,00,000
  • Loan tenure from 3 months to 12 months choose your own EMI tenure
  • Interest rates starting from 12% per year upto 36% per year
  • Processing fee – 2% to 10% of loan amount
  • No collateral or security
  • Repay loan anytime during the loan tenure without paying prepayment penalties

Representative Example

  • For a loan amount of 1,00,000 payable in one year with an interest rate (APR) of 20% per annum a borrower bill pay the following amount:
  • Interest = 11,156
  • Processing fee (5%) = 5,900 (including 18% GST on processing fees which is 900)
  • EMI = 9,263 for 12 months
  • The total amount payable would be principal (1,00,000) + Interest (11,156) + processing fee (5,900) = 1,17,056

About 2 funding

Funded in October 2015. 2 funding is innovative fintech start-up and one of the pioneers of peer to peer lending in India. Since inception we have gown at a very fast pace and has gradually emerged as one of the safest most trusted and Innovative peer to peer (P2P) lending platforms in India we have an office in n Noida

Why take the personal loan from 2 funding?

  • completely online and hassle-free application process
  • customized personal loans at interest rates appropriate to a borrower’s credit profiles
  • Loan available for people with low CIBIL or no CIBIL history
  • Get collateral – free personal loans online without any physical visit
  • pre-pay loan and as and when you want to without any penalty

Required documents

  • Aadhar number for address verification
  • Pan card
  • Permanent address proof (electricity bill / Gas bill / Water tax receipt / house registery papers)
  • Current address proof (if different from permanent address : passport / Voter ID / Aadhar card / Driving licence / post-paid mobile bill / landline bill / Broadband bill)
  • Last 12 months bank account statements

Additional documents for salaried employee

  • Last 3 months salary slips
  • Employment proof ( company ID card/ Appointment letter)

Additional documents for self employed borrowers

  • Last 3 year’s income tax returns
  • Business Establishments proof (Business/shop registration documents/GST certificate)

Security & Protection of privacy

2 funding complies with very strict IT and cybersecurity guidelines prescribed by the reserve Bank of India (RBI) for NBFCs. We have we have implemented the highest standards of IT infrastructure security protocols which have been tested and certified by CISA certified auditors

Features Available in App

  • Borrowers sign-up and submission of the loan application
  • submission of mandatory documents
  • profile verification loan evaluation and approval by the team of 2
  • The complete status of loan application and disbursal
13 Aug, 2024 By ravita pal
LAZY PAY : LOAN APP & PAY LATER REVIEW 2024

lazy pay you get a free credit limit upto rs. 10,000 that you can use across 45,000+ online stores and marchants get credit that’s easy instant and stress free with lazy pay just repay the total every 15 or 30 days interest free pay later checkout on your favourite marchants in just one tap it’s completely free no extra charges, no hidden fees, shop buy spend from your credit limit and pay just one single bill every 15 days.

Lazy pay loan app & pay later review 2024
Lazy pay loan app & pay later

One tap payments

No OTPs, CVVs or PINs

repay just once every 15 days

No interest and no hidden charges

get attractive discount and offers on various marchants like swiggy Zomato Myntra zepto and more

A quick simple KYC makes your experience a lot smoother if you complete your KYC with us you can increase your credit limit upto as much as rs. 5 lakhs) and get 30 days your dues

Bill pay : pay utility bills

with over 20,000 + supported billers lazy pay allows you to pay utility bills with your credit limit pay electricity gas water bills in one-click recharge FASTag mobile postpaid mobile prepaid landline DTH and more repay in one shot along with your lazy pay dues every 15 days or 30 days

XPRESS LOAN : instant personal loans

Lazy pay offers instant personal loans within minutes and use it for everything you want no question asked our instant personal loans are cash loans where the lump sum amount is transferred to your bank account the entire process is paperless and 100%

13 Aug, 2024 By ravita pal
ZAPMONEY PERSONAL LOAN APP SE LOAN KAISE LE REVIEW 2024

zap money is one of the hu simple, faster and affordable personal loan platform for salaried individuals and college students where you can apply for loans up to 1 lakh minimal documentation ZAPMONEY is a brand of MONEXO fintech private limited which is a RBI licensed NBFC – P2P

Zapmoney personal loan app review 2024
Zapmoney personal loan app

ELIGIBILITY CRITERIA

  • collage students
  • No income proof required
  • PAN/ VOTER ID/ driving licence
  • Aadhar for KYC
  • college ID – mandatory
  • internet banking

SALARIED INDIVIDUALS

  • working with registered entities under LLP, PVT, LTD, public limited or government employees
  • minimum net salary of RS. 15000 per month
  • salary credit in bank account
  • latest pay slip
  • internet banking
  • Pan card
  • Aadhar card for KYC

OUR OFFERINGS

  • online personal loan from RS. 1000 to RS. 1,00,000
  • interest rate 18% 36% p.a
  • tenure – 3 to 12 months
  • No application fees
  • low disbursal fees
  • Quick loans & easy EMIs

These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment

For example, a loan of 3,000 with an interest of 0.99/1000/ day and a repayment tenure of 3 months processing fee is 199 + GST with monthly EMI of 1,061 disbursed amount is 2,765 total interest is 182 total loan repayment amount is 3,182

APP FEATURES

  • Build your credit score
  • Free plan and paid plan available
  • Life time free credit score
  • Educational content on finance

HOW TO APPLY

  • download zap money loan app from Google Play Store
  • login with OTP
  • fill out basic information & upload your payslip/ college ID / employee ID
  • know your loan eligibility instantly
  • choose a flexible loan amount & EMI repayment plan that suits you (minimum loan RS. 3000 & min tenure 3 month )
  • complete ENACH and eKYC / video KYC
  • get the loan amount in your bank account in 24 hours on application is completed

Our lending partners

Monexo fintech private limited

Queries?

mail : support@zapmoney.in

whatsapp chat : 7845743738

call support : 7395999667

13 Aug, 2024 By ravita pal
RAPID RUPEE – PERSONAL LOAN APP REVIEW 2024

rapid rupee is a personal loan app that offer instant loans online. Apply for an instant loan and riceive direct cash transfer to bank account ( upon approval)

get the cash you need without complex procedures or paperwork !

Our app facilitates money lending by registered non – banking financial company ( NBFC ) – yuvaraj finance private limited.

Rapid rupee personal loan app review 2024
Rapid rupee personal loan app

– instant personal loans from 500 to 20,000 ( pan India)

– terms from 61 to 365 days

– maximum APR which includes interest rate plus fees : 89.8%

– fast decision 24/7

– interest rate from 12% to 36% per annum ( 1-3% per month)

– processing fee start at just 99

– no membership or upfront fees, loan amount is paid out in fill

Types of instant loans we provide :

Personal loans for salaried professional : who can recieve advance salary loans to cover small but urgent needs and have money transferred straight into there bank account

small personal loans : get quick personal loans online

cash loan : our cash loans can help you cover everything from monthly grocery bills to children’s school fees and even outstanding bills that need to be cleared

Loans for self – employed : we accept both self – employed professionals & salaried applicants

Eligibility criteria

to get an instant loan from rapid rupee you need to be:

  • an Indian citizen
  • Aged over 18
  • salaried / self – employed with a minimum income requirement
  • no negative information in credit bureau

Documents required to avail in instant loan :

  • valid a aadhar card
  • Required a pan card
  • one a selfie

Representative cost of rapid rupee instant personal loan, including all applicable fees.

if the loan amount is 4000 (principal) and the piriod for repayment is 90 days, interest is 12% p.a. with a one time onboarding fee of 599 then the total cost of the loan is 4,000*12%*90/365 + 599 = 118 + 599 = 717 and the total amount payable 4,717 with monthly payment 1,572.

How do | use rapid rupee instant personal loan:

  • Download the instant loan online app and install it.
  • Fill in the simple form.
  • upload documents.
  • Wait for loan decision ( we do not guarantee a positive decision for all applications)
  • Recieve money in your bank account ( upon approval/ positive loan decision)

MONTHLY GROCERIES : cover your grocery bills with our salary advance loans

Rent – our finance solutions double up as salary advance loans, helping you deal with rent even if your next pay cheque is still some way off

paying bills : if you have mounting bills and are facing an end-of-month cash crunch, cover your outstanding bills with just a few taps – get an advance salary loan from rapid rupee

our instant loans are safe

your data is safe with us. It is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All transactions are secured using 128- bit SSL encryption

CONTACT US

for help or any other details about our instant personal loans please refer to the developer cot

13 Aug, 2024 By ravita pal
POCKETLY:PERSONAL LOAN APP RIVIEW 2024

POCKETLY app is a very good loan app money in pocket in seconds -instant personal loan for salaried & self employed POCKETLY -your go-to personal loan app for instant loans example | repayment time |APR | amounts |lenders processing fees of 0%-7.5%. GST extra as applicable the NBFC partner behind POCKETLY is Speel finance company private limited (CIN: U6592OMH1995PTCO90558).for example , if the personal instant loan amount is INR 1,000 & the applicable annual interest rate 36% the amount to be repaid at the end of the tenure of 60 days would be a processing fee plus interest POCKETLY say goodbye to paper forms and long application processes. with POCKETLY you can get an instant personal loan within minutes – no paperwork, no fuss! POCKETLY is the solution you’ve been waiting for! take control of your finances with POCKETLY. with our fast and easy application process you can be sure that best online loan app terms and have money in your account in a flash.

Pocketly personal loan app
Download

KYE FEATURES OF THE POCKETLY LOAN APP

  • POCKETLY is the digital – first, hassle – free way to secure instant loans.
  • POCKETLY easy – to – use personal loan app, you can apply for a instant loan quickly and conveniently, and receive the fast funding that you need without the long wait times.
  • loan money up to 50,000 INR! get your funds in a jiffy with POCKETLY instant personal loan up to 50,000 INR.
  • stop wasting time on long applications and paperwork ; get the money you need now with POCKETLY! sign up today for a quick and secure online loan.
  • quick and easy loan disbursal! no need to wait for days -instant loan disbursal within minutes and cash in hand in no time.
  • don’t let money worries get you down! take control of your finances with the ultimate online loan app- POCKETLY, & get access to the funds you need in as little as 24 hours.
  • POCKETLY is the ultimate instant personal loan app get personal loan for self- employed individuals, so you can get the help you need right away.
  • POCKETLY self- employed instant personal loan are instant and secure, so you can take care of any unexpected expenses quickly and easily.
  • choose from a payback period up to 6 months and interest rates starting at 1% to 3% per month.
  • no additional costs- just a small processing fee of between 0%-7.5% , as needed.
  • stop worrying about money and start taking control of your finances today with the ultimate instant personal loan app – POCKETLY!

CONTACTS WITH US!

  • we appreciate hearing from users so we can keep improving. please contacts us at HELPDESK@SUPPORT.POCKETLY.IN.
  • if there is anything we can do to help, please don’t hesitate to contacts us!
  • download the POCKETLY app now for instant access to the personal loan funds that you need!

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