2 Apr, 2025 By Loan Review 0 CIBIL loan app, 10,000 LOAN APP, 500 Cibil Loan App, Defaulter loan app, Instant loan App, Uncategorized 0 Comments

Abhicash Loan App: Instant Personal Loan Ka Ek Vikalp

Aaj ke tezi se badalte samay mein, kabhi bhi financial emergency aa sakti hai—chahe wo medical bill ho, gadi ki repairing, ya mahine ke akhir mein paiso ki kami. Aise mein ek bharosemand aur turant loan dene wala solution zaroori hai. Abhicash ek aisa loan app hai jo short-term personal loans deta hai, lekin kya ye sach mein aapke liye sahi hai? Is post mein hum Abhicash ke features, eligibility, sample calculation, customer reviews, aur ek khas udaharan ke saath iski puri jankari denge.

Abhicash Ke Features Aur Fayde

Abhicash apne kuch unique features ke saath loan market mein alag pehchan banata hai:

  • Koi Security Deposit Nahi: Collateral ya security dene ki zaroorat nahi.
  • Transparency: Terms aur conditions saaf hote hain, koi chhupi fees nahi.
  • Flexible Loan Amount: ₹5,000 se lekar ₹2 lakh tak ka loan mil sakta hai.
  • Repayment Tenure: 62 din se 365 din tak ka samay chun sakte hain.
  • Interest Rate: 0% se 36% APR tak.
  • 100% Online Process: Application se repayment tak sab kuch digital.
  • Kam Documents: Sirf PAN Card, Aadhaar Card, aur bank statement chahiye.
  • Direct Transfer: Loan approve hone ke baad paise seedhe bank account mein.
  • 24/7 Access: App ke zariye kabhi bhi loan manage kar sakte hain.
  • Instant Approval: Jaldi evaluation aur turant funds.

Eligibility Aur Documents

Abhicash se loan lene ke liye aapko ye shartein puri karni hongi:

  • Aap ek salaried individual hone chahiye.
  • Umar kam se kam 21 saal honi chahiye.
  • Mahine ki take-home salary ₹15,000 se zyada honi chahiye.

Zaroori Documents:

  • PAN Card
  • Aadhaar Card
  • Salary account ka bank statement

Ek Sample Loan Calculation

Abhicash ka loan kaise kaam karta hai, ye samajhne ke liye ek udaharan dekhte hain:

  • Loan Amount: ₹15,000
  • Tenure: 3 mahine
  • Interest Rate: 36% per annum (flat)
  • Processing Fees (GST sahit): ₹826
  • Disbursed Amount: ₹14,174
  • Flat Interest: ₹15,000 * 3/12 * 36% = ₹1,350
  • Total Repayment: ₹16,350
  • Monthly EMI: ₹5,450
  • Total Cost of Loan: ₹2,176 (₹1,350 interest + ₹826 processing fees)

Note: Ye sirf ek example hai. Actual rates aur fees aapke loan terms ke hisaab se alag ho sakte hain.

Abhicash Ka Loan Kitna Mehnga Pad Sakta Hai?

Abhicash ke fayde toh hain, lekin iska loan lena aapke liye mehnga bhi sabit ho sakta hai agar aap terms ko dhyan se na padhein. Ek example lete hain—hamara ek dost, Sumit Jaiswal, jo ek finance se juda hua YouTube channel chalate hain, unhone Abhicash se ₹10,000 ka loan liya. Ye loan 12 mahine ke liye tha, lekin isme ₹4,720 ki processing fee lagi, aur interest rate 0.24% per day tha. Agar hum iski calculation karein:

  • Daily Interest: ₹10,000 * 0.24% = ₹24 per day
  • 12 Months (365 days) ka Interest: ₹24 * 365 = ₹8,760
  • Processing Fee: ₹4,720
  • Total Cost of Loan: ₹8,760 (interest) + ₹4,720 (processing fee) = ₹13,480
  • Total Repayment: ₹10,000 (principal) + ₹13,480 = ₹23,480

Yani ₹10,000 ke loan ke liye Sumit ko 12 mahine mein ₹23,480 chukane pade, jo asal loan se double se bhi zyada hai! Ye dikhata hai ki processing fees aur daily interest rate ke chalte Abhicash ka loan bahut mehnga pad sakta hai. Isliye loan lene se pehle terms aur conditions ko dhyan se padhna zaroori hai.

Customer Reviews

Abhicash ke customers ke mixed experiences rahe hain. Kuch reviews yaha hain:

  • Ugesh Kumar, 10 March 2025:
    “Loan status completed dikh raha hai, lekin paise account mein nahi aaye. Support team ko email kiya, koi jawab nahi mila. Number bhi switch off hai.”
  • Abhicash Response: “Humein aapki help karni hai. support@abhicash.in par sampark karein ya 9220320064 par call karein.”
  • Gorumuchu Sesharatnam, 5 March 2025:
    “3 din se wait kar raha hu, loan amount nahi aaya. Email kiya, koi response nahi. Ye worst app hai, update ka message aata hai lekin Play Store mein update nahi hai.”
  • Abhicash Response: “Humein khushi hogi aapki madad karke. support@abhicash.in par likhein ya 9220320064 par call karein.”
  • Ramu K, 21 March 2025:
    “Loan complete dikh raha hai, EMI pay karne ko bol raha hai, lekin paise nahi aaye. Customer care ko screenshot bheja, koi jawab nahi.”
  • Abhicash Response: “Aapki pareshani ke liye humein khed hai. support@abhicash.in par sampark karein.”

Aksar customers ke tajurbe acche rahe hain, lekin kuch shikayatein bhi hain. Abhicash in samasyao ko suljhaane ke liye kaam kar raha hai aur support team ke zariye turant madad ka waada karta hai.

Kya Aapko Abhicash Chuna Chahiye?

Abhicash ek tez aur aasan loan solution hai, lekin iske gunahgar bhi hain. Sumit Jaiswal ke udaharan se saaf hai ki high processing fees aur daily interest rates ke wajah se ye loan mehnga pad sakta hai. Isliye:

  • Terms aur conditions dhyan se padhein.
  • Total repayment amount calculate karein.
  • Koi shak ho to support team se poochhein.

Aaj Hi Shuru Karein

Agar aapko turant paise chahiye aur aap terms samajh sakte hain, to Abhicash ek vikalp ho sakta hai. App ko Google Play Store se download karein aur aaj hi apply karein. Sawal ya madad ke liye support@abhicash.in par sampark karein.

Meta Description

“Abhicash se instant personal loan lein—no collateral, transparent terms. ₹2 lakh tak ka loan, lekin terms dhyan se padhein!”

Tags

  • Personal loan
  • Instant loan
  • Loan app
  • Abhicash
  • Short-term loan
  • No collateral loan
  • Quick loan approval
  • Online loan application