11 Apr, 2025 By Loan Review
Delivago loan app review 2025 : Delivago loan app real or fake?

Delivago app ek fraudulent loan app hai jo apne aap ko genuine dikhati hai, lekin asal mein yeh users ko trap karti hai. Tumne jo issue bataya—ki tumne loan repay kiya par app mein update nahi hua aur ab blackmailing ho rahi hai—yeh baat iske reviews mein bhi saaf dikhti hai. Niche main is app ke scams ko expose kar raha hu aur tumhe guide karunga ki aage kya karna hai, Hindi-English mein.

Delivago ke Frauds ka Exposure:

  1. Fake Advertising: Yeh app apne aap ko delivery ya service app ke roop mein promote karti hai, lekin asal mein 7-day loan app hai. Install karne ke baad hi pata chalta hai ki yeh loan ke liye contact list, photos, camera, aur location mangti hai.
  2. Zyada Interest aur Hidden Charges: App bolti hai ki ₹5000 ke loan pe sirf ₹5127 repay karna hoga, lekin users ke hisaab se interest rates bahut high hain, plus management fees aur service fees add hote hain. Yeh baat bilkul clear nahi batayi jaati, jisse log fas jaate hain.
  3. Blackmailing aur Harassment: Sabse ganda kaam yeh hai ki yeh app tumhari photos ko edit karke nude ya inappropriate banati hai aur dhamki deti hai ki inhe tumhare contacts ko bhej denge agar extra paisa nahi diya. Repayment ke baad bhi yeh log users, unke family, aur friends ko call ya message karke pareshan karte hain.
  4. Customer Service Nahi Sunta: Tumne bataya ki repayment ke baad bhi app mein outstanding dikh raha hai, aur customer service respond nahi karta. Yeh baat dusre users ke reviews mein bhi hai—payment update nahi hota, aur fir zyada paisa mangte hain.
  5. App ke Technical Issues: App mein bugs hain—koi guest mode mein login nahi kar pata, “too many requests” error aata hai. Kuch log bolte hain ki loan approve dikha, par paisa account mein aaya hi nahi, fir bhi repay mangte hain.
  6. Data Chori: Yeh app contacts, gallery, aur WhatsApp tak access leti hai, aur is data ka misuse karti hai—ya toh blackmail ke liye ya dusre scams ke liye bech deti hai. Kai users ne bataya ki yeh foreign numbers (jaise Pakistan) se call karte hain, taki pakde na jaayein.

Tumhe Kya Karna Chahiye:
Tumne paisa repay kar diya, par app mein update nahi hua aur ab yeh log pareshan kar rahe hain. Yeh steps follow karo:

  1. App se Contact Band Karo:
  • Inke demands ya messages ka jawab mat do. Zyada payment mat karo, aur koi naya app jo yeh suggest karein, mat download karo—yeh ek aur scam ho sakta hai.
  1. Proof Jama Karo:
  • Repayment ke sare proof save karo—jaise bank statement, UPI receipt, ya transaction screenshot.
  • Inke messages, calls, ya fake nude photos ke screenshots lo. Jo bhi number se contact kar rahe hain, unhe note karo.
  • Agar koi UPI ID diya payment ke liye, uska bhi record rakho.
  1. Authorities ko Report Karo:
  • Cybercrime Portal: National Cyber Crime Reporting Portal (cybercrime.gov.in) pe jao ya 1930 pe call karke complaint file karo. Sare proof do aur blackmailing, harassment, aur payment update na hone ki baat mention karo.
  • Local Police: Agar online nahi kar pate, toh nazdeeki police station jao aur FIR file karo. App ke illegal data access aur dhamkiyon ka zikr karo.
  • Bank ko Batao: Apne bank ko scam ke bare mein inform karo. Unse bolo ki Delivago ke UPI IDs ya accounts pe koi aur payment block kar dein. Bank shayad unauthorized transactions ko dispute bhi kar sake.
  1. Apna Data Safe Karo:
  • Passwords Change Karo: Bank, WhatsApp, aur dusre apps ke passwords badlo. Strong aur alag-alag passwords use karo.
  • Malware Check: Phone mein antivirus se scan karo aur Delivago app turant delete kar do, kyunki isme malware ho sakta hai.
  • Permissions Hatao: Phone settings mein jao aur Delivago ko di gayi permissions (contacts, photos, etc.) band kar do.
  • Credit Report Check: Equifax ya Experian se apna credit report check karo, taki pata chale koi unauthorized loan toh nahi liya gaya tumhare naam pe.
  1. Awareness Failao:
  • Apna experience Google Play Store pe review mein share karo, jaise tumne kiya, taki dusre log bachein. Google se bolo ki yeh app Play Store policies violate karti hai.
  • Agar comfortable ho, toh apne contacts ko scam ke bare mein warn karo, taki fake messages se alert rahein.
  1. Legal Help Lo:
  • Agar harassment zyada badh jaye, toh cybercrime lawyer se baat karo. Woh tumhe strong case file karne ya fake images se hone wali badnami se protection ke liye guide kar sakte hain.

Dusron ke Liye Warning:
Jo bhi Delivago use karne ka soch raha hai, bilkul mat karo! Yeh genuine loan app nahi hai, balki ek scam hai jo emergencies ka fayda uthati hai. High interest rates, data chori, aur gandi blackmailing tactics isko khatarnak banate hain. Hamesha check karo ki app RBI registered hai ya nahi, reviews padho, aur aisi apps se bacho jo zyada permissions mangti hain. Agar loan chahiye, toh bank ya trusted NBFC se lo jinke terms clear hote hain.

Kyun Yeh Matter Karta Hai:
Tumhara experience aur dusre reviews se lagta hai ki Delivago illegal tareeke se kaam karti hai, shayad bina RBI approval ke. Blackmailing, fake nudes, aur foreign numbers ka pattern ek bade scam network ki taraf ishara karta hai. Ise report karke tum na sirf apne aap ko bacha rahe ho, balki authorities ko isse band karane mein help kar rahe ho.