CrediTrack Credit Assistant Loan App: Ek Fraud App Ka Parda Faash
CrediTrack Credit Assistant Loan App: Ek Fraud App Ka Parda Faash
Aajkal digital duniya mein loan apps jaldi paisa dene ka waada karti hain, par sab sach nahi hoti. Ek aisi app hai CrediTrack Credit Assistant Loan App, jo apne aap ko bada innovative financial tool batati hai. Lekin asliyat mein yeh ek 7-din wali Chinese loan app hai jo bahut zyada interest charge karti hai aur users ko debt ke jaal mein phansa deti hai. Is article mein hum CrediTrack ke dhokhebaaz tareeke expose karenge aur aapko isse bachaayenge.
CrediTrack Ka Jhootha Vaada
CrediTrack apne description mein badi-badi baatein karti hai. Kehti hai ki yeh ek “innovative Internet financial application” hai jo “advanced data analysis technology” se users ka credit score check karti hai aur personalized advice deti hai. App ke features kuchh aise hain:
- Credit Assessment: Real-time credit history check aur improvement ke tips.
- Financial Information: Financial trends ke baare mein updates.
- Data Security: Advanced encryption se user data ki safety ka daava.
- Personalized Experience: User ke financial goals ke hisaab se advice.
- Online Customer Service: 24/7 support ka vaada.
Yeh app apne aap ko aisa dikhati hai jaise yeh aapka financial dost hai. Thailand ka address (50/7 Moo 2, Bang Lamung, Chon Buri, 20150) aur email (user@ekjoyintlco.com) dekar yeh legit dikhti hai. Par user reviews iski asliyat khol dete hain—yeh ek scam hai jo logon ko lootne ke liye bani hai.
Asliyat: Users Ke Reviews Se Khulasa
Users ke reviews se pata chalta hai ki CrediTrack ek fraud app hai jo paise ki zarurat wale logon ka fayda uthati hai. Yahan kuchh reviews hain:
- Bahut Zyada Interest Aur Chhupi Fees
Users bolte hain ki CrediTrack bade loan ka lalach deti hai, par asal mein kaafi kam paisa milta hai kyunki badi fees kaat leti hai. Puvi Yarasan ne bataya, “Maine ₹10,400 ka loan liya, par mila sirf ₹6,400. 6 din mein poore ₹10,400 wapas maange—₹4,000 interest!” Ibakdewlynti Makri ne ₹5,000 loan liya, mila ₹2,500, aur ₹4,700 wapas maang liye 6 din mein. Yeh 50–60% interest hai ek hafte ke liye! - Bina Ijazat Loan Dena
Kai users jaise Sarath U ne bataya ki CrediTrack bina permission ke loan daal deti hai. Sarath ne loan manga, par wait karte-karte logout kar diya, phir bhi ₹2,700 account mein aaya aur 4 din mein ₹4,500 maange. Niralee Lakhana ne kaha, “Yeh log bina puche paisa credit kar dete hain… har baar ₹5,200 wapas maangte hain.” - Data Leak Aur Dhamkiyaan
CrediTrack ka “advanced encryption” ka daava jhootha hai. Daksh Kumar ne kaha, “Yeh log personal info leak karte hain aur payment ke baad bhi paise ke liye call karte hain.” Niralee Lakhana ne bataya, “Agar time pe paisa nahi diya to yeh dhamki dete hain ki nude photos aapke contacts ko bhej denge.” Yeh app user ka data galat use karti hai. - Chhota Repayment Time
CrediTrack sirf 4–7 din mein repayment mangti hai, jo users ke liye mushkil hota hai. Shyam Kumar ne bataya, “₹5,200 ke loan pe ₹2,680 diya, aur 5 din mein wapas maanga.” Yeh jaal hai taki log default karen aur penalty de. - Fraud Ki Nishaniyaan
Kalpataru Samal ne isse “fake loan app” kaha aur cybercrime mein complaint ki. Kai users ne kaha ki yeh app unke contacts ko message bhejti hai agar payment late ho. Patel Lav ne kaha ki koi clear agreement ya charges ka breakdown nahi diya jata.
Danger Signs: CrediTrack Kyun Hai Fraud?
CrediTrack ke tareeke Chinese loan apps jaisi hain jo India mein logon ko loot rahi hain. Yeh hain warning signs:
- Gupt Fees: Loan ka 40–50% “charges” ke naam pe kaat liya jata hai, bina bataye.
- Zyada Interest: 6–7 din ke liye 50% se zyada interest illegal hai.
- Chhota Tenure: 4–7 din ka time users ko phasane ke liye hai.
- Harassment: Contacts ko message ya data leak ki dhamkiyaan dena galat hai.
- Foreign Base: Thailand ka address shakpaida karta hai kyunki aisi apps India ke laws se bachne ke liye wahan se chalti hain.
- No Regulation: App kehti hai ki yeh kisi bank ya official lender se judi nahi—yeh unregulated hai.
Bada Picture: India Mein Aisi Apps Ka Jaal
CrediTrack aisi kai apps ka hissa hai jo India mein logon ko target karti hain. Yeh apps banks se loan na milne walon ka fayda uthati hain, par zyada interest, chhupi fees, aur dhamkiyon se debt ka jaal bunta hai. 2021–2022 mein Enforcement Directorate ne aisi Chinese apps pe crackdown kiya tha, jo data chori aur money laundering karti thi. CrediTrack bhi aisa hi lagta hai.
Users Ke Liye Salah: Bachke Raho
Agar aap loan app use karna chahte hain, to yeh tips follow karen:
- Check Karo: Dekho ki app RBI se registered hai ya kisi regulated NBFC se judi hai.
- Reviews Padho: Google Play ya forums pe reviews se scam ka pata chalta hai.
- Terms Samjho: Agar fees ya repayment terms clear nahi, to avoid karo.
- Data Protect Karo: KYC details dene se pehle socho, kyunki yeh apps galat use karti hain.
- Scam Report Karo: Agar dhokha hua, to RBI ke Sachet portal ya cybercrime police mein complaint karo.
Final Baat: CrediTrack Se Door Raho
CrediTrack financial freedom ka sapna dikhati hai, par deta hai sirf pareshani. Iske zyada interest, chhupi fees, bina ijazat loan, aur dhamkiyaan isse ek fraud app banati hain. Users ke reviews se saaf hai ki is app ne kai logon ko loota hai. Agar aapko loan chahiye, to regulated lenders ya financial advisor se baat karo. CrediTrack ke baare mein ek hi baat—na download karo, na bharosa karo, na iske jaal mein phaso. Is article ko share karke doosron ko bhi bachao.
